James McClenathen

Editorial Strategist | TMFJammerz

NUMBER OF PUBLICATIONS: 213 | LAST PUBLISH DATE: 12-20-2025

Summary

James McClenathen is a full-time Managing Editor and Personal Finance Writer at Motley Fool Money, overseeing the production and quality of editorial content while also writing about credit cards, investing, and everyday money management. He has worked at The Motley Fool since 2012 and brings extensive experience as an editor, reporter, and finance expert. A graduate of the University of Michigan, James has spent more than a decade of his career helping readers make smarter financial decisions.

James's Recent Articles

• How to Open a Robinhood Account
  Aug 7, 2025
  In just a few minutes you could be investing on your mobile device or computer for free with Robinhood. Learn the steps to take to …
  Read More
• Fed Cuts Interest Rates by 0.25 Points. Here's What It Means for Savings and CDs
  Sep 17, 2025
  Savings and CD rates are likely to decline after the Federal Reserve's 25-basis-point rate cut. See how much they might change -- and what you …
  Read More
• These 3 Red Flags Mean It's Time to Switch Bank Accounts
  Aug 14, 2025
  Are you earning a low interest rate, paying fees, or not getting the high APY your bank advertised? Find out here -- and find a …
  Read More
• Robinhood Promotions
  Jul 30, 2025
  Robinhood offers a variety of bonuses to new and existing customers. Find out how much they're worth and how to claim them.
  Read More
• Can You Retire With $400,000 in 2025?
  Jul 27, 2025
  Wondering if $400,000 is enough to retire in 2025? Here's how high yields, Social Security, and smart spending can help you stretch your savings.
  Read More
• Banks That Don't Use ChexSystems
  Jul 23, 2025
  Discover banks that don't use ChexSystems, learn how to rebuild your banking history, and take control of your financial future with confidence.
  Read More
• Why I'm Moving Money Out of High-Yield Savings in July 2025
  Jul 22, 2025
  If your savings account has enough money to cover emergencies, then it's time to start investing for growth. Here's where I'm putting my spare cash …
  Read More
• Do You Really Need $750,000 to Retire in 2025?
  Jul 19, 2025
  Wondering if $750,000 is enough to retire in 2025? Here's how rising yields, inflation, and your lifestyle choices affect your retirement plans.
  Read More
• Only 17% of Americans Use This Amazing Retirement Account
  Jul 14, 2025
  Among workers who have access to a Roth 401(k), only 17% contribute to one. Here's why others want to start ASAP.
  Read More
• Do You Really Need $2 Million to Retire in 2025?
  Jul 14, 2025
  Is it true that you could need $2 million to retire comfortably? Find out how your lifestyle, inflation, and rising yields affect your retirement number.
  Read More
• Should You Lock In a 6-Month CD in June 2025?
  Jun 21, 2025
  With the Fed keeping rates steady in June, a short-term CD could be a smart move. Here's when it makes sense and how to get …
  Read More
• The Average American Needs $19,800 in Savings -- Most Don't Even Come Close
  Jun 20, 2025
  The $19,800 number isn't random. Here's where it comes from, why it matters, and how a high-yield savings account can help you get there faster.
  Read More
• $75K in Car Insurance? Here's Why It's Probably Not Enough
  Jun 19, 2025
  In a serious car accident, you could end up on the hook for far more than $75,000. Learn how much car insurance you really need …
  Read More
• Forget Minimum Car Insurance: Here's What You Really Need
  Jun 18, 2025
  With state minimum car insurance, an accident could leave you on the hook for tens (or hundreds) of thousands. Here are some smart ways to …
  Read More
• Ranked: Car Insurance Companies With the Best Discounts for Safe Drivers
  Jun 18, 2025
  Consider yourself a safe driver? These top insurers offer big telematics-based discounts -- some up to 40% -- that could save you hundreds on your …
  Read More
• The Best CD Rates Today, March 25, 2025: Up to 4.65% APY
  Mar 25, 2025
  Today's best certificates of deposit (CDs) have APYs of up to 4.65%. Lock one in today while rates are still high.
  Read More
• The Top CD Rates Today, March 24, 2025: Up to 4.65% APY
  Mar 24, 2025
  Today's best certificates of deposit (CDs) have APYs of up to 4.65%. Lock one in today while rates are still high.
  Read More
• The Highest CD Rates Today, March 23, 2025: Up to 4.65% APY
  Mar 23, 2025
  Today's best certificates of deposit (CDs) have APYs of up to 4.65%. Lock one in today while rates are still high.
  Read More
• The Best CD Rates Today, March 22, 2025: Up to 4.65% APY
  Mar 22, 2025
  Today's best certificates of deposit (CDs) have APYs of up to 4.65%. Lock one in today while rates are still high.
  Read More
• The Top CD Rates Today, March 21, 2025: Up to 4.65% APY
  Mar 21, 2025
  Today's best certificates of deposit (CDs) have APYs of up to 4.65%. Lock one in today while rates are still high.
  Read More
• The Highest CD Rates Today, March 20, 2025: Up to 4.65% APY
  Mar 20, 2025
  Today's best certificates of deposit (CDs) have APYs of up to 4.65%. Lock one in today while rates are still high.
  Read More
• The Best CD Rates Today, March 19, 2025: Up to 4.65% APY
  Mar 19, 2025
  Today's best certificates of deposit (CDs) have APYs of up to 4.65%. Lock one in today while rates are still high.
  Read More
• Why Rich People Love This Simple Retirement Saving Strategy
  Jun 5, 2025
  Dollar-cost averaging into index funds through a tax-advantaged account is simple and effective. Here's why it works for rich people and the rest of us, …
  Read More
• 3 Little-Known Investing Tricks That Rich People Use
  Jun 4, 2025
  Wealthy investors have many ways of avoiding taxes and leaving more money to their heirs. Fortunately, there are ways for everyday people to do the …
  Read More
• 6-Month vs. 5-Year CDs: What's the Best Investment Now?
  Jun 1, 2025
  CD rates are high, but they may drop soon. Find out if you should you lock in a guaranteed rate for five years, or take …
  Read More