Kristi Waterworth

Expert Contribution: Author

FINANCIAL INDUSTRY WRITER SINCE 2011

NUMBER OF PUBLICATIONS: 96 | LAST PUBLISH DATE: 12-09-2024

Kristi Waterworth is a real estate and personal finance journalist with a long publication history who got her start in local news. Located in the Missouri Ozarks, she's introduced hundreds of thousands of people to new financial concepts, helped them buy their first home, and even given them great advice when it came to caring for their home and landscaping. For almost 30 years, she has guest-written hundreds of articles and been published in dozens of publications as a regular writer, including about a half dozen newspapers. When she's not writing, Waterworth is committing shenanigans with her four dogs and piddling in her pollinator garden. 

Financial Areas of Expertise

Crypto, Mortgages, Insurances, Small Business, Investing, Personal Finance, Real Estate

Motley Fool Money Articles Syndicated In

• MSN
• Yahoo! Finance

Education

• B.A. American History, Columbia College, Missouri.

Kristi's Recent Articles

• 3 Ways You Can Still Buy a Home Even With Zero Down
  Dec 9, 2024
  Want to buy a house and still hold on to your nest egg? It's possible with these zero down programs. Read on to learn more.
  Read More
• What Can You Buy With Your Home Equity?
  Dec 8, 2024
  Home equity is more than a new roof or a snazzy front door. Read on to learn what you can do with your home's equity.
  Read More
• 3 Better Investments Than a HYSA Now That Rates Have Dropped
  Dec 8, 2024
  High yield savings accounts were great places to park money for a while, but their days are numbered. Find out where you should put your …
  Read More
• 3 Reasons You SHOULD Include Taxes and Insurance Into Your Mortgage
  Dec 3, 2024
  The question of whether to escrow your taxes and insurance with your mortgage is pretty controversial. Here are three reasons I say you definitely should.
  Read More
• I'm a Former Realtor. Here's What I'd Do to Get Ready for the Spring 2025 Home Buying Market
  Nov 29, 2024
  Are you planning on buying a house in spring 2025? Now's the time to prepare. Read on for tips to help you get a solid …
  Read More
• Stock Market vs. CDs: Where's The Best Place to Park Your Cash?
  Nov 29, 2024
  It's an age-old debate, but the truth is that the best place for your money has a lot more to do with you than the …
  Read More
• Can You Buy a House Without a Credit Score?
  Nov 26, 2024
  Believe it or not, you can buy a house without a credit score, but you'll have to jump through extra hoops to do so. Read …
  Read More
• The Healthcare Marketplace Has Opened Up Again. Here's What You Need to Know
  Nov 25, 2024
  Your healthcare plan can make or break you financially. Read on to arm yourself for your 2025 medical care.
  Read More
• Here's What Will Happen if You Put $5,000 in a 6-Month CD Today
  Nov 24, 2024
  It's a surefire way to guarantee a steady interest return, even when interest rates are dropping across the board. Read on to learn more.
  Read More
• What Does the Fed Rate Cut Mean for Home Prices?
  Nov 19, 2024
  Cutting the federal funds rate is never a guarantee that mortgage rates will fall, since the two are not directly connected. Find out what's coming …
  Read More
• Confession: I've Never Put Money in a CD and I Never Will
  Nov 18, 2024
  Certificates of deposit are great -- for other people. Read on to find out why they're a terrible fit for me.
  Read More
• I'm 45 Years Old and Still Owe $300,000 on My House. What Should I Do?
  Nov 16, 2024
  If you're 45 and still saddled with significant mortgage debt, it's time to make some hard decisions for Future You. Find out what I'd do …
  Read More
• 3 Ways to Take Advantage of the Lower Mortgage Interest Rates That Are Coming
  Nov 10, 2024
  A big drop in the federal funds rate generally points to a decent drop in mortgage rates. Find out how you can take advantage of …
  Read More
• 3 Reasons to Open a CD in November
  Nov 5, 2024
  November is the gateway to the holiday season, but it's also a great time to secure some passive income with a certificate of deposit. Learn …
  Read More
• 3 Reasons You Should Never Buy a House When You Retire
  Nov 3, 2024
  People are commonly advised to buy a home when planning for retirement, but it's not always the right solution. Find out why you shouldn't consider …
  Read More
• How Pet Insurance Would Have Saved Me $5,000 in My Senior Dogs' Golden Years
  Nov 2, 2024
  You may not think you need pet insurance. Read on for my story of how pet insurance could have saved me, and what I'm doing …
  Read More
• Decoding the Impact of Lower Mortgage Rates on Home Buying
  Oct 29, 2024
  Lower mortgage rates are almost certainly coming, but lower than what? And will they be low enough? Read on to learn about the near future …
  Read More
• How 2025's Updated 30-Year Mortgage Rates Will Affect Your Wallet
  Oct 28, 2024
  Wondering how the Fed's rate cuts are going to affect your wallet? Look no further than your mortgage for the biggest answers. Read on to …
  Read More
• Prediction: Here's When to Start Your Mortgage Refinance Process
  Oct 18, 2024
  It's hard to predict the exact time to refinance your home loan. Read on for some tips to help you figure out when it makes …
  Read More
• Housing Is Up 4.9%, According to the September CPI. Here's How to Fit It Into Your Budget
  Oct 11, 2024
  Housing is up again, but you don't have to pay more. Here are some tips for getting your housing costs down and keeping them there.
  Read More
• CDs vs. Treasury Bonds: Which Is the Better Place for Your Savings Right Now?
  Oct 6, 2024
  Looking for the best place to put your long-term savings right now? CDs and Treasury bonds are both good options. Find out how to decide …
  Read More
• 25% of Millennials Expect to Rent Forever. Is That a Good Move?
  Sep 30, 2024
  In the ongoing saga of renting versus buying a home, renting is looking more appealing than ever. Find out why it's still not a great …
  Read More
• 45% of Millennials Are Now Homeowners. See How Your Generation Stacks Up
  Sep 29, 2024
  Millennials had a slow start at homeownership, but are starting to catch up now. Find out more about how this generation and others have done …
  Read More
• Prediction: Buying a Home Won't Be Any Easier After Mortgage Rates Drop
  Sep 28, 2024
  With rates hovering around 7%, buying a home has been hard, but with rates closer to 6%, it may well become a battle. Read on …
  Read More
• Single People Spent More on Housing Than Married Couples in 2023, According to New Survey
  Sep 27, 2024
  The singles tax is everywhere, even in housing. If you thought having a roommate was enough, think again. Find out how much you're spending here.
  Read More