Robin Hartill, CFP

Expert Contribution: Writer

FINANCIAL INDUSTRY WRITER SINCE 2016

NUMBER OF PUBLICATIONS: 46 | LAST PUBLISH DATE: 12-07-2024

Robin Hartill, CFP®, is Motley Fool Money’s Head of Product Ratings and has worked for The Motley Fool since 2020. Her work has appeared in various national publications, including NerdWallet and CNET Money. She previously wrote The Penny Hoarder’s syndicated “Dear Penny” personal finance advice column. She is based in St. Petersburg, Florida.

Financial Areas of Expertise

Credit Cards, Banks, Brokers, Insurances, Personal Loans, Investing, Retirement, Personal Finance

Featured in Renowned Media Publications

NerdWallet, The Motley Fool, The Penny Hoarder, Tampa Bay Times, Las Vegas Review-Journal

Motley Fool Money Articles Syndicated In

MSN, Yahoo! Finance, USA Today

Professional Accomplishments

• Writing The Penny Hoarder's "Dear Penny" personal finance advice column and hearing back from letter writers who said my advice made a difference in their lives.
• Earning the Certified Financial Planner™ designation.
• Launching a side hustle and paying off $12,000 of debt in 12 weeks.
• Receiving the 2023 MMI Financial Literacy and Education Communities (FLEC) Award for national excellence in consumer journalism.

Professional Affiliations

• Certified Financial Planner, CFP®

Education

• University of Florida, B.A., English

Robin's Recent Articles

• I Just Inherited Over $200K. Now What?
  Dec 7, 2024
  Inheriting $200,000 or any amount can be a game-changer, but it can also be overwhelming. Follow these steps if you're getting an inheritance.
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• I'm Retiring With $200,000. Am I in Good Shape?
  Dec 7, 2024
  Is $200,000 enough to retire on? See a breakdown of how much you can safely withdraw and how you can supplement your retirement savings.
  Read More
• I Used to Have $9K in Credit Card Debt. Here's How I Got Rid of It
  Dec 6, 2024
  I paid off my credit card debt in nine weeks by focusing on my side hustle. Here's what else I did to get out of …
  Read More
• 3 Best Spots to Swipe Your Capital One Venture X Rewards Card
  Dec 4, 2024
  The Capital One Venture X Rewards card has serious perks when you use the card for travel. Learn more about the best places to swipe …
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• I'm About to Retire. Is It Time to Sell My Stocks?
  Dec 1, 2024
  Retirees can't afford as much risk as someone who's still working, but that doesn't mean it's time to cash out of stocks. Learn about the …
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• Have $5,000 in Your Checking Account? Here Are 3 Better Places to Keep Your Cash
  Nov 29, 2024
  Checking accounts offer convenience, but the interest rates are pitiful. If you've got extra money in your checking accounts, consider these three alternatives.
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• 69% of Seniors Will Need Long-Term Care. How Much Does It Cost?
  Nov 26, 2024
  Most people turning 65 today will need long-term care at some point, but the costs are exorbitant. Learn about ways to pay.
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• Move Over, CDs. There's a Better Place to Put Your Money Now
  Sep 22, 2024
  Keeping money in a CD is safe, but your returns are limited. Find out why investing in S&P 500 ETFs using your Roth IRA is …
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• Top 4 Reasons Why Your Credit Card Application Just Got Denied
  Sep 22, 2024
  You thought you found the perfect credit card, but your application got denied. Find out four reasons your credit application may have been rejected.
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• What Would My Monthly Payment Be on a $1,000,000 House?
  Aug 20, 2024
  In many real estate markets, $1 million homes are becoming the norm. Find out what you'd owe every month on a million-dollar house.
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• Is Time Running Out to Lock in a CD Yielding 5% or More?
  Aug 16, 2024
  If the Federal Reserve cuts interest rates, expect CD yields to drop. Find out if a high-yielding CD is a good place to store your …
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• How the Discover it Cash Back Card Could Save You $300 Per Year
  May 21, 2024
  The Discover it® Cash Back offers 5% cash back on rotating bonus categories each quarter after activation. Learn how that can add up to $300 …
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• With Rates at 5.15%, Should You Put CDs in Your Roth IRA?
  May 19, 2024
  High CD yields could mean a higher tax bill. Find out whether the potential tax savings makes a Roth IRA the right place for holding …
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• 3 Disturbing Facts About Medical Credit Cards
  Mar 25, 2024
  Many healthcare providers promote medical credit cards as an easy way to pay. But don't apply before you know the risks involved. Here's what to …
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• How to Turn Your Tax Refund Into a Fortune
  Mar 22, 2024
  For the 2023 tax season, the average tax refund is $3,182, according to the IRS. Learn how to invest that money to grow it into …
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• Don't Ignore These 5 Essential Tax Breaks for Parents
  Mar 17, 2024
  Learn about five tax breaks that can help parents with the high costs of raising a child, such as the Child Tax Credit and Earned …
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• The 5 Biggest Tax Credits Americans Can Claim
  Mar 10, 2024
  Tax credits reduce your tax bill dollar for dollar and sometimes help you land a refund. Learn about the five biggest tax credits you may …
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• Underrated Hacks for Boosting Your Roth IRA Contributions in 2023
  Mar 10, 2024
  You still have time to fund your Roth IRA for 2023. Learn a few tricks for boosting your Roth IRA before the deadline.
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• Don't Ignore These High-Yield Savings Opportunities in 2024
  Mar 7, 2024
  Higher interest rates benefit savers. Check out these three high-yield savings opportunities to maximize your earnings in 2024.
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• 3 Signs You Shouldn't Open a CD, Even With Rates at 5.5%
  Mar 6, 2024
  The best CD rates are sky high, making CDs an appealing investment in 2024. But here are three times you should never put your money …
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• How I Paid Off $9K of Credit Card Debt in 9 Weeks
  Mar 6, 2024
  Paying off credit card debt quickly isn't always possible when your necessities eat up most of your take-home pay. Learn what strategies work.
  Read More
• Will You Owe Taxes if You Got a Bank Bonus?
  Mar 4, 2024
  Bank bonuses are considered taxable income by the IRS and need to be included on your return. Find out how much you can expect to …
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• Can You Claim a Home Office Deduction if You Worked From Home in 2023?
  Mar 4, 2024
  The IRS has strict rules about taking a home office deduction. Find out if you qualify to deduct your office if you work from home.
  Read More
• 4 High-Interest Savings Accounts to Check Out in 2024
  Mar 3, 2024
  Many of the best high-interest savings accounts have APYs over 4%, which is nearly 10 times the national average. Check out these top picks for …
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• 3 Ways You Can Still Lower Your 2023 Taxable Income Before April 15
  Feb 29, 2024
  Contributing to a tax-deferred account can lower your taxable income. Learn about three accounts that let you make 2023 contributions until April 15, 2024.
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