The Motley Fool Money's 2025 Car Insurance Awards
The best auto insurance companies
To determine the Best Car Insurance awards for 2025, The Motley Fool Money's experts evaluated accounts with our ratings model, focusing on industry factors and user benefits, including:
- Pricing and rates
- Coverage options
- Customer satisfaction
- Features (like discounts and customer service)
Best Car Insurance Overall
Progressive
Progressive is an affordable choice for most drivers, offering benefits like additional premium reductions for safe drivers. As an established insurer, Progressive provides coverage for nearly every consumer need and features a wide range of policy options, making it easy to bundle coverage.
Best Cheap Car Insurance
Geico
Geico is one of the most affordable insurers available, and it offers comprehensive auto insurance coverage options at premiums that beat out most competitors. Geico promises to save people 15% or more on car insurance, and assessments of policy premiums show that it lives up to its promise.
Best High Risk Car Insurance
Travelers
With comprehensive car insurance policies and a long list of discounts, Travelers is an affordable option for most drivers, including those who need high-risk insurance. Travelers' new car replacement is also a big draw, offering more generous terms than many of its competitors.
Best Insurance for Teens and New Drivers
Allstate
Allstate is an excellent choice for new and teen drivers, providing affordable premiums and numerous discount opportunities. With a vast network of agents available for in-person support, Allstate ensures that young drivers receive personalized assistance. While customer satisfaction scores vary nationwide, Allstate's focus on discounts can help mitigate higher premiums often faced by young drivers and those with accident histories.
Best Car Insurance for Veterans
USAA
The big name in military insurers, USAA has been covering automobiles since 1922, when 25 Army officers joined together to insure each other's vehicles. USAA is known for its low rates and multiple discounts for its members.