A Complete Guide to American Express Membership Rewards Points
Updated
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The American Express® Green Card is unavailable on Motley Fool Money. All information was collected independently and not reviewed for accuracy or provided by the credit card issuer. Some items may be out of date.
American Express Membership Rewards has always been one of the best credit card rewards programs. It has a huge roster of airline and hotel partners where you can transfer your points, and there are several great American Express cards you can use to earn Membership Rewards points.
While there are lots of ways to use these points, not all of them get you a good value. Knowing the ins and outs of the program is important so you can make the most of your rewards. In this guide, you'll learn all about American Express Membership Rewards points, including what they're worth, how to earn them, and the best redemption options.
Our aim is to maintain a balanced best-of list featuring top-scoring credit cards from reputable brands. 'Best for' category selections on this page are determined by our editors, and a single card may be recognized in multiple categories.
American Express points can be worth as little as $0.005 to over $0.03 per point. The value varies quite a bit depending on how you redeem them.
The key to getting a high value is transferring your points to travel partners. Most American Express Membership Rewards cards give you this option. American Express has over 20 travel partners where you can send your points. You can then use your points through that partner's loyalty program.
American Express also offers several fixed-rate redemptions, including:
These types of redemptions will get you anywhere from $0.005 to $0.01 per point.
You can earn American Express Membership Rewards points by using a card in the rewards program. Every Membership Rewards card earns points on eligible purchases. Many of them also have welcome offers, where you can earn a large amount of points for reaching a spend requirement.
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| The Platinum Card® from American Express | American Express® Gold Card | American Express® Green Card |
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Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
Rating image, 4.00 out of 5 stars.
4.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor
Rating image, 4.00 out of 5 stars.
4.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
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Apply Now for The Platinum Card® from American Express
On American Express' Secure Website. Terms apply |
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Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Good/Excellent (670-850) |
Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Good/Excellent (670-850) |
Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Good/Excellent (670-850) |
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Welcome Offer: Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. 80,000 Membership Rewards® Points |
Welcome Offer: Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. 60,000 Membership Rewards® Points |
Welcome Offer: Earn 40,000 Membership Rewards® Points after you spend $3,000 in eligible purchases on your American Express® Green Card within the first 6 months of Card Membership. 40,000 Membership Rewards® Points |
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Rewards Program: Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. Earn 1X Membership Rewards® Points on other purchases. Terms and limitations apply. 1X-5X Membership Rewards® Points |
Rewards Program: Earn 4X Membership Rewards® Points at restaurants worldwide (on up to $50,000 per calendar year in purchases), and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. 1X-4X Membership Rewards® Points |
Rewards Program: 3X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery. 3X Membership Rewards® points on all eligible travel, from subway swipes and window seats to hotel stays and city tours. The 1x points on other purchases. 1x - 3x points |
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Intro APR: Purchases: N/A Balance Transfers: N/A |
Intro APR: Purchases: N/A Balance Transfers: N/A |
Intro APR: Purchases: n/a Balance Transfers: n/a |
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APR: See Pay Over Time APR |
APR: See Pay Over Time APR |
APR: See Pay Over Time APR |
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Annual Fee: $695 |
Annual Fee: $325 |
Annual Fee: $150 |
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Highlights:
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Highlights:
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Apply Now for The Platinum Card® from American Express
On American Express' Secure Website. Terms apply |
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Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Trip delay and cancellation insurance and cell phone protection underwritten by New Hampshire Insurance Company, an AIG Company. Extended warranty, purchase protection, car rental insurance, and baggage insurance underwritten by AMEX Assurance Company. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Card Members are responsible for the costs charged by third-party service providers. • Trip delay insurance underwritten by New Hampshire Insurance Company, an AIG Company. • Extended warranty, baggage insurance plan, car rental loss & damage insurance, and purchase protection warranty underwritten by AMEX Assurance Company. The information for the American Express® Green Card has been collected independently by Motley Fool Money and not provided by the issuer. Therefore, some terms may be out of date. Visit the issuer's website for more information. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Car rental loss & damage insurance underwritten by AMEX Assurance Company.
Information for the American Express® Green Card has been gathered independently by Motley Fool Money and does not come from the issuer. Some details may be out of date. See the issuer's site for more information.
If you're looking for a no annual fee card, you can apply for this Membership Rewards consumer card to earn points:
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| Blue Cash Everyday® Card from American Express | |
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Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
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Apply Now for Blue Cash Everyday® Card from American Express
On American Express' Secure Website. Terms apply |
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Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Good/Excellent (670-850) |
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Welcome Offer: Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. $200 |
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Rewards Program: 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. 1%-3% cash back |
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Intro APR: Purchases: 0% on purchases, 15 months Balance Transfers: 0%, 15 months |
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APR: 18.24%-29.24% Variable |
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Annual Fee: $0 |
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Highlights:
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Apply Now for Blue Cash Everyday® Card from American Express
On American Express' Secure Website. Terms apply |
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• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Card Members are responsible for the costs charged by third-party service providers.
There are also business cards from American Express that earn Membership Rewards points. For business owners and anyone interested in a business card, these are worth checking out. Here are a few of the best options:
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| The Business Platinum Card® from American Express | American Express® Business Gold Card | The Blue Business® Plus Credit Card from American Express |
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Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
Rating image, 4.00 out of 5 stars.
4.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor
Rating image, 4.00 out of 5 stars.
4.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
Rating image, 3.50 out of 5 stars.
3.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor
Rating image, 3.50 out of 5 stars.
3.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
|
Apply Now for The Business Platinum Card® from American Express
On American Express's Secure Website. |
Apply Now for American Express® Business Gold Card
On American Express's Secure Website. |
Apply Now for The Blue Business® Plus Credit Card from American Express
On American Express's Secure Website. |
|
Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Good/Excellent (670-850) |
Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Good/Excellent (670-850) |
Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Good/Excellent (670-850) |
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Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership. 150,000 Membership Rewards® points |
Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* 100,000 Membership Rewards® points |
Welcome Offer: Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. 15,000 Membership Rewards® points |
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Rewards Program: Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases. Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year. 1X - 5X points |
Rewards Program: Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.* Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.* 1X - 4X points |
Rewards Program: 2X points on the first $50,000 spent in purchases each year, 1X points on purchases thereafter 1x - 2x points |
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Intro APR: Purchases: N/A Balance Transfers: N/A |
Intro APR: Purchases: 0% on purchases, 6 months from date of account opening Balance Transfers: N/A |
Intro APR: Purchases: 0% on purchases, 12 months from date of account opening Balance Transfers: N/A |
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Regular APR: 18.49% - 27.49% Variable |
Regular APR: 18.49% - 27.49% Variable |
Regular APR: 17.49% - 27.49% Variable |
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Annual Fee: $695 |
Annual Fee: $375 |
Annual Fee: No annual fee |
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Highlights:
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Highlights:
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Highlights:
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Apply Now for The Business Platinum Card® from American Express
On American Express's Secure Website. |
Apply Now for American Express® Business Gold Card
On American Express's Secure Website. |
Apply Now for The Blue Business® Plus Credit Card from American Express
On American Express's Secure Website. |
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Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Trip delay insurance, trip cancellation and interruption insurance, cell phone protection, underwritten by New Hampshire Insurance Company, an AIG Company. • Extended warranty, baggage insurance, car rental loss and damage, and purchase protection underwritten by AMEX Assurance Company. • If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, Card Members may be responsible for the costs charged by third-party service providers. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Trip delay insurance underwritten by New Hampshire Insurance Company, an AIG Company. • Extended warranty, purchase protection, baggage insurance, and car rental loss & damage insurance underwritten by AMEX Assurance Company. • Card Members are responsible for the costs charged by third-party service providers. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. - Please visit americanexpress.com/benefitsguide for more details. - Extended warranty, purchase protection, and car rental loss & damage underwritten by AMEX Assurance Company. - Card Members are responsible for the costs charged by third-party service providers.
You can't buy American Express Membership Rewards points for future use, but you can buy them when you're redeeming points and don't have enough. Here are the rules for buying American Express points:
Considering the price, it's not usually worth the money to buy points, which is the case with almost all credit cards. You're better off finding ways to maximize the points you earn. The only exception is if you want to make a travel redemption right away and you don't quite have enough points for it.
American Express Membership Rewards points never expire as long as you have an active credit card in that rewards program. If you're planning to cancel your American Express card, make sure you use your points first.
You can lose your points if you violate the card's terms and conditions or try to game the system to earn more points. For example, American Express has been known to close card accounts and/or claw back points of consumers who downgrade cards within 12 months of opening them.
You can redeem American Express Membership Rewards points in the "Rewards & Benefits" section of your online account. Alternatively, you can call American Express to redeem your points by phone.
In the Rewards & Benefits section, you'll see all your redemption options. There are many ways to use your points, but they're normally worth the most when you use them for travel. American Express has a long list of travel partners where you can transfer your points.
Here's a list of all the loyalty programs where you can transfer Membership Rewards points. As you'll see, it's extensive, which is a strong suit of these travel cards. Transfer ratios are even (you get 1,000 points in the loyalty program for every 1,000 Membership Rewards points you transfer) except where otherwise noted.
Most transfers process instantly, but it can take longer. You'll also need to link your loyalty program account before you can make a transfer, which can take a couple of days. You can learn how in the section below.
The other redemption options are:
Those options top out at $0.01 per point, so they don't offer nearly as much value. However, they could make sense if you can't transfer points for the travel you want to book, or if you have far more points than you need.
Don't you wish you could take a peek inside a credit card expert's wallet sometimes? Just to see the cards they carry? Well, you can't look in anybody's wallet, but you can check out our experts' favorite credit cards. Get started here:
Here's how to redeem American Express Membership Rewards points:
After you pick how you want to use your rewards, the remainder of the process will depend on the redemption you chose. Each type of redemption is fairly straightforward, and you can contact customer support by live chat or phone if you need any help.
Note that if you want to transfer points, you'll need to link your loyalty program account first. Once you've done that, you can send your Membership Rewards points to your account in that loyalty program.
To link a loyalty program account, go to the "Rewards & Benefits" section, just like in the steps above. Choose "Transfer Points" from the list of redemption options.
You'll see the full list of American Express travel partners. Select "Show Details" next to the airline or hotel where you want to transfer your points. You'll be prompted to enter your account number in the partner's loyalty program. American Express and the loyalty program may link your account immediately, or it could take a few days.
Since you need to link an account before transferring points, it's a good idea to do this with all your loyalty program accounts as soon as you can. The first time that I transferred Membership Rewards points, I almost missed out on the award airfare I wanted because I didn't realize I'd need to wait for my account to be verified.
In terms of value, the best way to use American Express Membership Rewards points is to transfer them. Award travel bookings offer the most potential value, and specifically award airfare booked through frequent flyer programs.
When you transfer points, their value depends on what you book with them. Here are a few pointers to help you get the most out of your rewards:
Many of the best travel rewards cards let you transfer your points, but American Express goes above and beyond with all its travel partners. Whether you're traveling domestically or internationally, you can likely use American Express Membership Rewards points to cover the cost.
We recommend comparing options to ensure the card you're selecting is the best fit for you. To make your search easier, here's a short list of standout credit cards.
| Offer | Our Rating | Welcome Offer | Rewards Program | APR | Learn More |
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Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
Discover will match all the cash back you’ve earned at the end of your first year. | 1% - 5% Cashback Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases. |
Intro: Purchases: 0%, 15 months Balance Transfers: 0%, 15 months Regular: 18.24% - 27.24% Variable APR |
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Rating image, 5.00 out of 5 stars.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
$200 cash rewards Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. | 2% cash rewards Earn unlimited 2% cash rewards on purchases. |
Intro: 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers Purchases: 0% intro APR, 12 months from account opening Balance Transfers: 0% intro APR, 12 months from account opening on qualifying balance transfers Regular: 19.24%, 24.24%, or 29.24% Variable APR |
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Apply Now for Bank of America® Travel Rewards credit card
On Bank of America's Secure Website. |
Rating image, 4.00 out of 5 stars.
4.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
25,000 points 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases | 1.5-3 points per dollar Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open. Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center. |
Intro: 0% Intro APR for 15 billing cycles for purchases. 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR on purchases and balance transfers will apply. A 3% fee for 60 days from account opening, then 4% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America. Purchases: 0% Intro APR for 15 billing cycles for purchases Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days Regular: 18.24% - 28.24% (Variable) |
Apply Now for Bank of America® Travel Rewards credit card
On Bank of America's Secure Website. |
Here are some other questions we've answered:
The value of 50,000 American Express Membership Rewards points can range from $500 to over $1,500. American Express points can be redeemed for certain types of purchases, such as airfare booked through American Express Travel, at a rate of $0.01 per point. You can also transfer points to partner loyalty programs for travel bookings. With points transfers, it's possible to get $0.03 per point or more in value.
American Express Membership Rewards can be used for travel, gift cards, shopping, cash back, and more. They're worth the most when used for travel, and specifically when transferred to travel partners.
No, you don't lose American Express Membership Rewards points if you don't use them. Points remain available as long as you have at least one Membership Rewards card open and don't violate any terms and conditions.
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.
For rates and fees for the American Express® Gold Card, click here
For rates and fees for the American Express® Green Card, click here
For rates and fees for the Blue Cash Everyday® Card from American Express, click here
For rates and fees for the The Platinum Card® from American Express, click here
The Motley Fool owns shares of and recommends Visa. The Motley Fool recommends Amex.
