Cut Your November Grocery Bill up to 6% With These 3 Credit Cards

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Terms may apply to offers listed on this page.

KEY POINTS

  • The Amex Blue Cash Preferred offers 6% cash back at U.S. supermarkets, making holiday shopping more affordable.
  • Wells Fargo Active Cash Card gives a straightforward 2% cash back on every purchase with no annual fee.
  • Citi Custom Cash Card adapts to your spending, offering 5% cash back on your highest spending category each month.

November is here, and so is the holiday grocery madness. Whether you're the type who hosts a full Thanksgiving dinner with all the trimmings or you just need to keep the snack cabinet stocked for an endless stream of guests, those grocery bills can add up fast.

But here's a little secret: The right cash back credit card can save you some serious cash (we're talking up to 6%) just for swiping it in the right places.

We've rounded up three top cards to help you keep your wallet from groaning as loudly as the Thanksgiving turkey.

1. Amex Blue Cash Preferred

Ratings Methodology
Award Icon 2025 Award Winner
Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR

Purchases: 0%, 12 months

Balance Transfers: 0%, 12 months

APR

18.24%-29.24% Variable

Rewards Circle with letter I in it. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations. 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

1%-6% Cash Back

Annual Fee

$0 intro annual fee for the first year, then $95.

Welcome Offer Circle with letter I in it. Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.

$250

  • This card offers market-leading cash back at U.S. supermarkets. The welcome bonus and intro APR offer sweeten the deal. Terms apply. If you spend a lot on groceries (excluding wholesale clubs and superstores like Costco and Walmart), this card is worth considering. Read Full Review

    • Big welcome offer
    • U.S. supermarkets rewards
    • U.S. gas stations rewards
    • Streaming subscription rewards
    • Travel and purchase protections
    • Annual fee
    • Foreign transaction fee
    • Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
    • $0 intro annual fee for the first year, then $95.
    • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
    • Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.24% - 29.24%.
    • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
    • 6% Cash Back on select U.S. streaming subscriptions.
    • 3% Cash Back at U.S. gas stations.
    • 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
    • 1% Cash Back on other purchases.
    • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
    • $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.
    • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
    • Terms Apply.
• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Card Members are responsible for the costs charged by third-party service providers. • Extended warranty, purchase protection warranty, and car rental loss & damage insurance underwritten by AMEX Assurance Company.

For anyone who spends most of November piling a cart with everything from stuffing mix to way too many cans of cranberry sauce (it's OK, it happens), the Blue Cash Preferred® Card from American Express is a lifesaver.

This card offers a hefty 6% cash back at U.S. supermarkets, up to $6,000 a year (terms apply). You're practically getting paid to buy that extra pumpkin pie or keep your pantry prepped for every surprise visitor.

And because the card also gives you 3% back at U.S. gas stations, it's ideal if your grocery runs are more like grocery marathons (terms apply). It has a $250 welcome offer to sweeten the deal when you spend $3,000 in the first 6 months. This card has a $0 intro annual fee for the first year, then $95. (See rates and fees.) Still, if you're a grocery warrior, you'll quickly earn that back -- one cartload of mashed potato ingredients at a time.

2. Wells Fargo Active Cash Card

Ratings Methodology
Award Icon 2025 Award Winner
Rating image, 5.00 out of 5 stars.
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Rating image, 5.00 out of 5 stars.
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR Circle with letter I in it. 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers

Purchases: 0% intro APR, 12 months from account opening

Balance Transfers: 0% intro APR, 12 months from account opening on qualifying balance transfers

Regular APR

19.24%, 24.24%, or 29.24% Variable APR

Rewards Circle with letter I in it. Earn unlimited 2% cash rewards on purchases.

2% cash rewards

Annual Fee

$0

Welcome Offer Circle with letter I in it. Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.

$200 cash rewards

  • This card’s unlimited 2% cash rewards on purchases is the highest we’ve seen for a flat-rate rewards card with no annual fee. It also has an incredibly easy-to-earn $200 welcome bonus and a decent intro APR offer. We simply haven’t come across this combination of top perks in one card before. Read Full Review

    • Unlimited 2% cash rewards
    • Long 0% intro APR offer
    • Generous cash rewards welcome bonus
    • No annual fee
    • Cellphone protections
    • No bonus categories
    • Foreign transaction fees
    • Balance transfer fee
    • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
    • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
    • Earn unlimited 2% cash rewards on purchases.
    • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
    • $0 annual fee.
    • No categories to track or remember and cash rewards don’t expire as long as your account remains open.
    • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
    • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

If you're looking for a great credit card that doesn't make you think too hard, the Wells Fargo Active Cash® Card is as simple as it gets. No categories, no tracking, just a reliable 2% cash back on every thing you buy. Whether stocking up for the big meal or making everyday shopping less painful, this card keeps things nice and easy.

And with a $200 cash rewards welcome offer after your first $500 in purchases in the first 3 months, you're already in a good place to tackle the holiday season without feeling like every grocery bill is a personal attack. Plus, no annual fee means you're not losing any of those hard-earned savings to card costs. It's perfect for anyone who wants to cash in without the fuss.

3. Citi Custom Cash Card

If your spending shifts around more than the Thanksgiving seating chart, the Citi Custom Cash® Card might just be the perfect fit. This card cleverly gives you 5% in whichever category you spend the most in each month -- if you're in full grocery-buying mode in November, you'll automatically get 5% back on those purchases (up to $500 each month). No need to mess around with signing up for bonus categories.

With a welcome offer worth $200 in cash back after spending $1,500 in the first 6 months, you're earning a little extra for handling all those holiday essentials like a pro. And with no annual fee, you won't have to worry about getting enough rewards to justify another card in your wallet.

Which card is right for you?

What kind of grocery-goer are you? If you're all about racking up those grocery rewards, the Blue Cash Preferred® Card from American Express is your top pick -- think of it as your little secret to taking the sting out of Thanksgiving costs.

If you just want a straight-up 2% cash back on all your holiday shopping, the Wells Fargo Active Cash® Card has your back with no strings attached. And if your expenses vary each month, the Citi Custom Cash® Card's adaptive 5% cash back keeps you in the rewards game no matter where your money's going.

Whatever you choose, these cards will help you keep the grocery bills in check so you can focus on what really matters this season -- eating all the food you just bought.

Our Research Expert