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Best Airline Credit Cards of December 2024

Review Updated
Lyle Daly
Author: Lyle Daly
Lyle Daly
Lyle Daly
Writer

Lyle Daly is a personal finance writer who specializes in credit cards, travel rewards programs, and banking. His work with Motley Fool Money and The Motley Fool has appeared syndicated in USA Today and Yahoo! Finance. He was born in California but currently lives as a digital nomad with a home base in Colombia.

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Eric McWhinnie
Fact Checked: Eric McWhinnie
Eric McWhinnie
Eric McWhinnie

Eric McWhinnie has been writing and editing digital content since 2010. He specializes in personal finance and investing. He also holds a bachelor’s degree in Finance.

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Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Terms may apply to offers listed on this page.

Whether you're a frequent flyer or you're planning a big trip, you could save on airfare with one of the best airline credit cards. You'll earn miles on your purchases that you can use for free flights. That's not the only reason these cards are valuable, either. They usually include plenty of extra perks, which can include access to airport lounges, priority check-in, and free checked luggage. Get ready for your next vacation with our picks for the top airline cards.

  • Our team of experts reviewed over 260 credit cards
  • We evaluate all credit cards across the same 4 key criteria: value, welcome experience, fees, and perks
  • Our credit card ratings are never influenced by our advertising partners
  • If we wouldn't recommend an offer to a close family member, we won't recommend it to you

Best airline credit cards
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Ratings Methodology
Award Icon 2025 Award Winner

Chase Sapphire Preferred® Card

Great for: Travel rewards bonus

Apply Now for Chase Sapphire Preferred® Card

On Chase's Secure Website.

Chase Sapphire Preferred® Card
Rating image, 5.00 out of 5 stars.
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Rating image, 5.00 out of 5 stars.
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Apply Now for Chase Sapphire Preferred® Card

On Chase's Secure Website.

Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR Circle with letter I in it. N/A

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.74% - 27.74% Variable

Rewards Circle with letter I in it. Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.

5x on travel purchased through Chase Travel℠, 3x on dining and 2x on all other travel purchases

Annual Fee

$95

Welcome Offer Circle with letter I in it. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

60,000 bonus points

  • Bonus travel and dining rewards, along with an annual $50 hotel credit, make this card worth the (very reasonable) annual fee. Chase points are both valuable and easy to use, offering 25% more value for bookings through Chase Travel, which simplifies the experience compared to other travel cards. Not to mention it provides robust travel protections, including primary rental car insurance, trip delay reimbursement, lost luggage reimbursement, and trip cancellation/interruption insurance. Read Full Review

    • Big sign-up bonus
    • Travel rewards
    • Dining rewards
    • Flexible travel points
    • Consumer and travel protections
    • Annual fee
    • Limited-time perks
    • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
    • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
    • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
    • Member FDIC

Bank of America® Travel Rewards credit card

Great for: Travel card with no annual fee

Apply Now for Bank of America® Travel Rewards credit card

On Bank of America's Secure Website.

Bank of America® Travel Rewards credit card
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Apply Now for Bank of America® Travel Rewards credit card

On Bank of America's Secure Website.

Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR Circle with letter I in it. 0% Intro APR for 15 billing cycles for purchases. 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.49% - 28.49% Variable APR on purchases and balance transfers will apply. A 3% fee for 60 days from account opening, then 4% fee applies to all balance transfers.

Purchases: 0% Intro APR for 15 billing cycles for purchases

Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular APR

18.49% - 28.49% (Variable)

Rewards Circle with letter I in it. Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open.

1.5 points per dollar

Annual Fee

$0

Welcome Offer Circle with letter I in it. 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

25,000 points

  • This is a good starter travel card thanks to its simplicity and no annual fee. It offers a strong welcome bonus worth $250, unlimited 1.5X points on all purchases, and no foreign transaction fee. Simply redeem points as a statement credit for travel or dining purchases. The generous 0% Intro APR on purchases for 15 billing cycles might come in handy if you want to pay-off an expensive trip over time without interest. It’s a particularly good fit for Bank of America Preferred Rewards members, who can earn 25%-75% more points on every purchase (depending on your tier). Read Full Review

    • Big sign-up bonus
    • No annual fee
    • Competitive rewards rate on purchases
    • Great 0% intro APR offer on purchases and balance transfers
    • Limited ways to use points
    • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
    • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
    • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
    • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
    • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.49% - 28.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
    • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
    • Contactless Cards - The security of a chip card, with the convenience of a tap.
    • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

American Express® Gold Card

Great for: Travel and restaurants

Apply Now for American Express® Gold Card

On American Express' Secure Website.

Terms apply

Rates & Fees External Link Icon

American Express® Gold Card
Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Apply Now for American Express® Gold Card

On American Express' Secure Website.

Terms apply

Rates & Fees External Link Icon

Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR

Purchases: n/a

Balance Transfers: n/a

APR

See Pay Over Time APR

Rewards Circle with letter I in it. Earn 4X Membership Rewards® Points at restaurants worldwide (on up to $50,000 per calendar year in purchases), and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

1X-4X Membership Rewards® Points

Annual Fee

$325

Welcome Offer Circle with letter I in it. Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

60,000 Membership Rewards® points

  • This card offers considerable value, as it earns 4X points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X) and 4X points at restaurants. Plus, earn 3X points on flights booked directly with airlines or on American Express Travel. Meanwhile, over $500 in value annually can potentially offset the entire $325 annual fee. (Terms apply.) Overall, it’s an incredibly lucrative card for those who spend a lot in its bonus categories and can use its spend credits. Read Full Review

    • Impressive welcome offer
    • Restaurant rewards
    • U.S. supermarket rewards
    • Travel and dining credits
    • High-value rewards points
    • Annual fee
    • Inflexible spending credits
    • Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
    • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
    • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
    • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
    • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
    • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
    • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
    • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations.
    • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
    • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
    • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com. Eligible charges vary by property.
    • No Foreign Transaction Fees.
    • Annual Fee is $325.
    • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
    • Terms Apply.
• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Card Members are responsible for the costs charged by third-party service providers. • Trip delay insurance underwritten by New Hampshire Insurance Company, an AIG Company.
 • Extended warranty, baggage insurance plan, car rental loss & damage insurance, and purchase protection warranty underwritten by AMEX Assurance Company.

Chase Sapphire Reserve®

Great for: Luxury air travel benefits

Apply Now for Chase Sapphire Reserve®

On Chase's Secure Website.

Chase Sapphire Reserve®
Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Apply Now for Chase Sapphire Reserve®

On Chase's Secure Website.

Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

21.74% - 28.74% Variable

Rewards Circle with letter I in it. Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

5x points on flights and 10x points on hotels and car rentals through Chase Travel℠.

Annual Fee

$550

Welcome Offer Circle with letter I in it. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

60,000 bonus points

  • All the perks we've come to expect from a top travel card, including a $300 annual travel credit, airport lounge access, and big bonuses on travel and dining. Points are transferable to airline and hotel partners or worth 50% more if you book through Chase Travel. The annual fee is hefty, but if you can use all its features, this card could be well worth the cost. Read Full Review

    • Travel credits
    • Airport lounge access
    • Travel and dining rewards
    • Welcome offer
    • Flexible travel points
    • Annual fee
    • Limited-time benefits
    • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
    • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
    • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
    • Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $120 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
    • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance and more.
    • Member FDIC

United℠ Explorer Card

Great for: United benefits

Read Review
United℠ Explorer Card
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Read Review
Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

21.24% - 28.24% Variable

Rewards Circle with letter I in it. 2x miles on United® purchases, dining, and hotel stays. 1x mile on all other purchases

N/A

Annual Fee Circle with letter I in it. $0, First Year

$95

Welcome Offer Circle with letter I in it. Limited-time Offer: Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

Earn 60,000 bonus miles

  • With a big sign-up bonus and rewards for United and dining purchases, the miles will accumulate quickly if you're a frequent traveler.

    • Big sign-up bonus
    • United, restaurant, and hotel rewards
    • Free first checked bag
    • Travel statement credits
    • United travel benefits
    • Annual fee
    • No access to Polaris lounges
    • Limited-time Offer: Earn 60,000 bonus miles
    • $0 introductory annual fee for the first year, then $95.
    • 2x miles on United® purchases, dining, and hotel stays
    • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
    • Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply.
    • Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
    • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card
    • Member FDIC
The information related to United℠ Explorer Card has been collected by Motley Fool Money and has not been reviewed or provided by the issuer.

Delta SkyMiles® Gold American Express Card

Great for: Delta benefits

Apply Now for Delta SkyMiles® Gold American Express Card

On American Express' Secure Website.

Terms apply

Rates & Fees External Link Icon

Delta SkyMiles® Gold American Express Card
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Apply Now for Delta SkyMiles® Gold American Express Card

On American Express' Secure Website.

Terms apply

Rates & Fees External Link Icon

Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR

Purchases: n/a

Balance Transfers: n/a

APR

19.99%-28.99% Variable

Rewards Circle with letter I in it. Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Mile on all other eligible purchases.

1X-2X Miles

Annual Fee

$0 introductory annual fee for the first year, then $150.

Welcome Offer Circle with letter I in it. Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

50,000 Bonus Miles

  • A budget-friendly option for earning Delta miles. The benefits easily outweigh the annual fee if you fly with Delta regularly. Read Full Review

    • Welcome offer
    • Free checked bag
    • Priority boarding
    • Earn a Flight Credit
    • Annual fee
    • No premium travel benefits
    • Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
    • Enjoy a $0 introductory Annual Fee for the first year, then $150.
    • Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
    • $200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
    • Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.
    • You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
    • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
    • $100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
    • Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
    • Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
    • No Foreign Transaction Fees.
    • With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
    • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
    • Terms Apply.
• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Card Members are responsible for the costs charged by third-party service providers. • Extended warranty, purchase protection warranty, baggage insurance plan, and car rental loss & damage insurance underwritten by AMEX Assurance Company.

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Great for: American Airlines benefits

Read Review
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Read Review
Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.24% - 29.24% (Variable)

Rewards Circle with letter I in it. Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases. Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases.

1x - 2x miles

Annual Fee Circle with letter I in it. N/A

$99, waived for first 12 months

Welcome Offer Circle with letter I in it. For a limited time, earn 75,000 American Airlines AAdvantage® bonus miles after spending $3,500 in purchases within the first 4 months of account opening.

75,000 miles

  • The rewards program makes this a compelling card to carry with OK earning opportunities beyond just American Airlines purchases. Read Full Review

    • Big sign-up bonus
    • Free checked bag
    • Preferred boarding
    • Earn a flight discount certificate
    • Annual fee
    • Lackluster rewards rate
    • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in purchases within the first 3 months of account opening.
    • Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases
    • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
    • No Foreign Transaction Fees
    • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
    • Enjoy preferred boarding on American Airlines flights
Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is unavailable on Motley Fool Money. All information was collected independently from the issuer. Some items may be out of date.

Southwest Rapid Rewards® Priority Credit Card

Great for: Southwest travelers

Apply Now for Southwest Rapid Rewards® Priority Credit Card

On Chase's Secure Website.

Southwest Rapid Rewards® Priority Credit Card
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
= Good
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Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Apply Now for Southwest Rapid Rewards® Priority Credit Card

On Chase's Secure Website.

Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

20.74% - 27.74% Variable

Rewards Circle with letter I in it. Receive 7,500 anniversary points, 4 upgraded boardings per year when available, and a $75 Southwest® travel credit each year. Enjoy benefits including 3X points on Southwest purchases, 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services; select streaming, 10,000 Companion Pass® qualifying points boost each year, and more.

Earn 3X points on Southwest® purchases. Earn 2X points on Rapid Rewards® hotel and car rental partners. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services; select streaming. Earn 1X points on all other purchases.

Annual Fee

$149

Welcome Offer Circle with letter I in it. Earn a $400 statement credit and 40,000 bonus points after spending $3,000 on purchases in the first 4 months from account opening.

$400 statement credit + 40,000 pts.

  • This feature-packed travel credit card for Southwest fans has a solid rewards program as well as Southwest credits and discounts. Read Full Review

    • Sign-up bonus
    • Southwest rewards
    • Yearly points bonus
    • Yearly travel credit
    • No foreign transaction fee
    • Annual fee
    • Limited airline benefits
    • Earn a $400 statement credit and 40,000 bonus points after spending $3,000 on purchases in the first 4 months from account opening.
    • 7,500 anniversary points each year.
    • Earn 3X points on Southwest® purchases.
    • Earn 2X points on local transit and commuting, including rideshare.
    • Earn 2X points on internet, cable, and phone services; select streaming.
    • $75 Southwest® travel credit each year.
    • No foreign transaction fees.
    • Member FDIC

Alaska Airlines Visa® Card

Great for: Alaska Airlines travelers

Read Review
Alaska Airlines Visa® Card
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
 = Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Read Review
Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

21.24% - 29.24% (Variable)

Rewards Circle with letter I in it. Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases. Earn 2X miles per $1 on eligible gas, EV charging station, cable, streaming services, and local transit purchases. Plus, earn a 10% rewards bonus on all miles earned on card purchases if you have an eligible Bank of America® account.

1x - 3x miles

Annual Fee

$95

Welcome Offer Circle with letter I in it. Limited-time offer: 50,000 Bonus Miles plus Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of your account opening.

50,000 Bonus Miles plus Alaska's Famous Companion Fare™

  • This is one of the better sub-$100 airline credit cards we've seen. It has the standard perks for a card in that price range, including free checked baggage, priority boarding, and 20% back on eligible in-flight purchases. It also has a few features that stand out, including a companion fare and bonus miles in multiple everyday categories. Just know that Alaska Airlines has a smaller footprint than some airlines.

    • Valuable welcome bonus
    • Companion fare offer
    • Earn miles with Alaska Airlines
    • Free checked luggage
    • 20% back on in-flight purchases
    • Annual fee
    • Limited route selection
    • Limited-time offer: 70,000 Bonus Miles plus Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of your account opening.
    • Alaska’s Famous Companion Fare™. Every year on your credit card account anniversary you’ll receive a companion fare which allows you to book a companion flight from $122 ($99 fare plus taxes and fees from $23). Valid on all Alaska Airlines flights booked on alaskaair.com.
    • Free checked bag for you and up to 6 guests on the same reservation – that's a savings of $60 per person roundtrip!
    • Priority boarding, $100 off a new Alaska Lounge membership when you pay with your new card, and a 20% rewards bonus on all miles earned from card purchases if you have an eligible Bank of America® account.
    • Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases. Plus, earn a 20% rewards bonus on all miles earned on card purchases if you have an eligible Bank of America® account.
    • With oneworld® Alliance we’ve expanded our global reach to over 900 destinations worldwide, bringing you more airline partners and more ways to earn and redeem miles.
    • Flexibility with no blackout dates on Alaska Airlines flights when booking with miles or a companion fare.
    • Plus, no foreign transaction fees and a low $95 annual fee.
    • This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Alaska Airlines Visa Signature® Card is unavailable on Motley Fool Money. All information was collected independently from the issuer. Some items may be out of date.

What is the best credit card for airline miles?

The best credit card for airline miles is the Chase Sapphire Preferred® Card. It offers a big sign-up bonus and is affordable with a $95 annual fee. This card also earns Chase Ultimate Rewards points. You can either transfer points to Chase's various airline partners or redeem them toward travel at a rate of $0.0125 per point. With its combination of value and flexibility, the Chase Sapphire Preferred® Card is one that just about any traveler can use.

While that's the best airline rewards credit card overall, the best card for each specific person depends on their travel habits. If you fly all the time, you may prefer a travel credit card with more benefits for a larger annual fee. If you're a loyal customer to a certain airline, then the best airline card for you is likely one of that airline's cards.

LEARN MORE: A Guide to Chase Sapphire Preferred Benefits and Perks

Bank of America® Travel Rewards credit card

Great for: No annual fee

The Bank of America® Travel Rewards credit card offers travel points for no annual fee. It earns a competitive rate of 1.5 points per $1 on eligible purchases, and points are redeemable toward airfare as well as other travel purchases.

>>Read the full Bank of America® Travel Rewards credit card review

American Express® Gold Card

Great for: Restaurants and travel

The American Express® Gold Card is ideal for foodies of all kinds, offering 4x Membership Rewards points per $1 at U.S. supermarkets (on up to $25,000 per year in eligible purchases), 4x points on dining at restaurants worldwide (on up to $50,000 per year), and 3x points on flights booked with airlines or on amextravel.com. Users also get annual dining and Uber credits. Select enrollment required, terms apply.

>>Read the full American Express® Gold Card review

RELATED: See Motley Fool Money's list of the Best American Express Credit Cards.

Chase Sapphire Reserve®

Great for: Luxury air travel benefits

The Chase Sapphire Reserve® provides airport lounge access, a $300 annual travel credit, and a Global Entry or TSA PreCheck credit to get travelers through security faster. This rewards card earns bonus points across several categories, including travel and dining, and points are transferable to all Chase's airline partners.

>>Read the full Chase Sapphire Reserve® review

United℠ Explorer Card

Great for: United benefits

The United℠ Explorer Card is a great value for United flyers, as it offers a free checked bag, a big airline mile welcome bonus, and two free United Club℠ passes each card membership year.

>>Read the full United℠ Explorer Card review

Delta SkyMiles® Gold American Express Card

Great for: Delta benefits

The Delta SkyMiles® Gold American Express Card is an affordable option for the airline's frequent flyers. It offers a free checked bag on Delta flights, bonus miles on Delta purchases, and the opportunity to earn a $200 Delta Flight Credit every calendar year. Terms apply.

>>Read the full Delta SkyMiles® Gold American Express Card review

RELATED: See Motley Fool Money's list of the Best Delta Credit Cards.

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Great for: American Airlines benefits

The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® delivers big savings for American Airlines flyers. Cardholders get a free checked bag, 25% back on American Airlines in-flight food and beverage purchases, and the opportunity to earn a $125 flight discount every card membership year.

>>Read the full Citi® / AAdvantage® Platinum Select® World Elite Mastercard® review

RELATED: How to Redeem American Airlines miles

Southwest Rapid Rewards® Priority Credit Card

Great for: Southwest benefits

The Southwest Rapid Rewards® Priority Credit Card is the most feature-packed card in Southwest's lineup. It includes a valuable annual Southwest travel credit, bonus points every year, and up to four free Upgraded Boardings per year.

>>Read the full Southwest Rapid Rewards® Priority Credit Card review

Alaska Airlines Visa® Card

Great for: Alaska Airlines benefits

The Alaska Airlines Visa® Card delivers big savings with the opportunity to earn Alaska's Famous Companion Fare™ every year, an introductory bonus miles offer, and a free checked bag for the cardholder and up to six guests on the same reservation.

>>Read the full Alaska Airlines Visa® Card review

How does an airline credit card work?

An airline credit card earns miles or points that are redeemable for airfare. Traditional airline credit cards are tied to a specific airline and earn miles in that airline's frequent flyer program. Most of them also offer airline benefits, such as a free checked bag, companion pass, and airport lounge access. Their perks make them one of the best types of credit cards for frequent flyers.

There are also airline cards that are part of a credit card company's rewards program instead of an airline program. These cards earn airline rewards that you can use to book flights with multiple airlines.

How do credit card miles work?

Credit card miles are earned on eligible purchases made with airline cards. These miles are redeemable for air travel through the card issuer's loyalty program.

With a traditional airline credit card that's tied to a specific airline, miles are added to your frequent flyer account. You can redeem airline credit card miles through the frequent flyer program to purchase award tickets. For example, if a ticket is available for 25,000 miles and you have that many miles available, you could purchase it with your airline rewards instead of cash.

For airline cards that are part of a credit card company's rewards program, redemption options vary. Some of them offer transferable rewards you can send to any of the card issuer's airline partners. Others offer rewards you can redeem toward airfare and other travel at a fixed cash rate. There are also cards that offer both those options.

Miles vs. points

When comparing travel card categories, airline credit cards may have miles while others have points. The term used depends on the rewards program of the card, and it doesn't have anything to do with how those rewards work.

Most traditional airline credit cards earn miles, as that's the term used by airline frequent flyer programs. However, this isn't always the case. For example, Southwest credit cards earn points, because that's the term the Southwest Rapid Rewards program uses for its rewards.

Airline cards that are part of a credit card company's rewards program typically earn points. That's the most common term that credit card companies use for their rewards. But once again, this isn't always the case. To give you an example, Capital One travel cards earn Venture miles.

How to choose the best airline credit card

Here are the steps to follow so you can choose the best airline rewards credit card:

  • Decide on a type of airline credit card. If you typically fly with the same airline, then one of its credit cards is the way to go. If you fly with a variety of different airlines, check out cards with credit card rewards programs that offer more redemption options.
  • Pick out a few airline credit cards you like. Based on the type of card you chose, you can start looking at potential options. If you're going with a traditional airline credit card, then it makes sense to check out all the cards available with the airline you like. For more all-purpose airline cards, the most popular choices are cards in the American Express Membership Rewards, Chase Ultimate Rewards, and Capital One Venture miles programs.
  • See which card is the best fit. Evaluate all the cards you liked to choose the new card you'll apply for. Motley Fool Money's tool for comparing credit card offers can help with this, as it provides a side-by-side comparison of multiple cards. Consider each card's annual fee, rewards, and benefits to find a winner.

What credit score do you need for an airline credit card?

A FICO® Score of 670 or higher is recommended before applying for an airline credit card. Airline credit cards are aimed at consumers who have good or excellent credit. The good credit range starts at a credit score of 670 under the widely used FICO scoring system.

Note that there are many factors that come into play during a credit card application. Your credit score is among the most important, but it's not the only factor. It's possible to get denied for an airline credit card even though you have good credit. You could also be approved without good credit. However, good credit greatly improves your likelihood of getting approved for the card you want.

Pros and cons of the best airline credit cards

The table below breaks down the biggest airline credit card pros and cons:

Pros

  • Airline benefits
  • Miles on purchases
  • Valuable sign-up bonuses
  • No foreign transaction fee

Cons

  • Benefits may be restricted to one airline
  • Most airline cards charge an annual fee
  • High interest rates
  • Need good credit to qualify

Here are more details on the advantages of airline cards:

  • Airline benefits: There are all kinds of airline benefits that these cards offer, especially with high-end cards that have bigger annual fees. Examples include free checked luggage for you and your travel companions, priority boarding, airport lounge access, and a statement credit toward air travel purchases.
  • Miles on purchases: It's easy to collect miles when you have an airline credit card. When you use your travel card for an eligible purchase, you'll earn miles. Most airline cards also have bonus categories, such as purchases with the airline, dining, or hotels, where you get extra miles.
  • Valuable sign-up bonuses: Just about every airline credit card has a sign-up bonus you get after spending enough within a set timeframe. Sign-up bonuses are often enough for one or more free flights, so they add quite a bit of value.
  • No foreign transaction fee: Besides the rare exception, airline cards typically don't charge a foreign transaction fee. This makes them great credit cards for international travel.

Next, we'll look at the disadvantages:

  • Benefits may be restricted to one airline: If you get a traditional airline card, miles are only redeemable with that airline. Other card perks will likely be with that airline as well. This could be an issue if you find yourself traveling with other airlines or if you want to use travel rewards for hotel bookings. In either case, you'd need to look for the best travel credit cards that aren't tied to one airline.
  • Most airline credit cards charge an annual fee: Airline cards, and travel cards in general, usually have an annual fee. If you want to avoid this, you'll need to look specifically for travel cards with no annual fee. However, many airline cards cost less than $100, and the benefits they offer can easily make up for that.
  • High interest rates: The interest rates on airline credit cards, and on all rewards credit cards, are typically higher than non-rewards cards. That's the tradeoff for the rewards and benefits these cards offer. It's important to pay your full statement balance with an airline card so you don't get hit with interest charges.
  • Need good credit to qualify: If you don't have good credit, it's difficult to get an airline credit card. For consumers in this situation, building credit is recommended first. Once you've done that, you can think about applying for the best credit cards.

Is an airline credit card right for you?

An airline credit card is right for you if you fly at least two or three times per year. In that case, you'll have plenty of opportunities to redeem credit card miles for free flights. You'll also be able to take advantage of any airline benefits your travel card offers to save money and improve your travel experience. Ready to get started? Here's how to apply for a credit card (and get approved).

Want the biggest sign-up bonus? Check out Motley Fool Money's guide to the Best Sign-Up Bonus Credit Cards.

Compare the best airline credit cards

The Picks
Card Rating Great For
Award Icon 2025 Award Winner
Graphic of Chase Sapphire Preferred® Card
Rating image, 5.00 out of 5 stars.
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Great For:

Travel rewards bonus
Graphic of Bank of America® Travel Rewards credit card
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Great For:

Travel card with no annual fee
Graphic of American Express® Gold Card
Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Great For:

Travel and restaurants
Graphic of Chase Sapphire Reserve®
Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Luxury air travel benefits
Graphic of United℠ Explorer Card
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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United benefits
Graphic of Delta SkyMiles® Gold American Express Card
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Great For:

Delta benefits
Graphic of Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Great For:

American Airlines benefits
Graphic of Southwest Rapid Rewards® Priority Credit Card
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Southwest travelers
Graphic of Alaska Airlines Visa® Card
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Alaska Airlines travelers
• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Card Members are responsible for the costs charged by third-party service providers. • Trip delay insurance underwritten by New Hampshire Insurance Company, an AIG Company.
 • Extended warranty, baggage insurance plan, car rental loss & damage insurance, and purchase protection warranty underwritten by AMEX Assurance Company.
The information related to United℠ Explorer Card has been collected by Motley Fool Money and has not been reviewed or provided by the issuer.
• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Card Members are responsible for the costs charged by third-party service providers. • Extended warranty, purchase protection warranty, baggage insurance plan, and car rental loss & damage insurance underwritten by AMEX Assurance Company.
Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is unavailable on Motley Fool Money. All information was collected independently from the issuer. Some items may be out of date.
Alaska Airlines Visa Signature® Card is unavailable on Motley Fool Money. All information was collected independently from the issuer. Some items may be out of date.

FAQs

  • An airline credit card earns miles or points on purchases that are redeemable for air travel. Most of these cards also have airline benefits, which can include free checked baggage, priority boarding, access to airport lounges, and complimentary upgrades.

  • Credit card miles are the rewards earned by many airline credit cards. They're redeemable for air travel through the credit card's loyalty program. The type of loyalty program determines the redemption options.

    A traditional airline credit card is connected to an airline and earns miles in its frequent flyer program. Miles are redeemable through the frequent flyer program for award tickets.

    A general airline credit card isn't connected to a single airline and is instead part of a credit card company's rewards program. Miles are redeemable through that rewards program. Redemption options may include transferring miles to the credit card company's airline partners, using miles as cash toward airfare purchases, or both.

  • Here's how to choose the best airline credit card:

    • Decide whether you want an airline credit card with one airline or a more all-purpose card that's part of a credit card company's rewards program.
    • Pick out top airline credit card options that fit the type of card you want.
    • Compare the cards you chose to see which has the combination of features that fits you most.

  • The Chase Sapphire Preferred® Card is the best credit card for airline miles. It's part of the Chase Ultimate Rewards program, which has domestic and international airline partners where you can transfer your points. Points are also redeemable for cash travel purchases through the Chase Travel portal at a fixed rate of $0.0125 per point. With multiple redemption options, a great sign-up bonus, and a justifiable annual fee, it can work well for most travelers.

    Keep in mind that there's no single airline card that's the best for every traveler. Some can get more value from other credit cards, such as a travel credit card tied to one airline.

  • You need a FICO® Score of 670 or higher to maximize your likelihood of qualifying for an airline credit card. Your credit score isn't the only factor that matters, so it doesn't guarantee an approval or a denial. That being said, airline credit cards are designed for consumers who have good credit or excellent credit.