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Chase DoorDash Rewards Mastercard Review: Unlimited Cash Back on Everyday Purchases Made on and off the DoorDash Platform

Review Updated
David Chang, ChFC®, CLU®
Cole Tretheway
Nathan Alderman
Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Terms may apply to offers listed on this page.

Editorial note:

Chase is no longer offering the DoorDash Mastercard. For DoorDash-specific perks, you can check out Chase Sapphire and Chase Freedom credit cards. While promos last, you can get a free DoorDash membership and food delivery credits, plus bonus points on delivery.

DoorDash Rewards Mastercard® is the first DoorDash credit card that offers unlimited cash back on and off the DoorDash platform. New cardmembers can currently receive a free year of DashPass after meeting certain criteria. Read our full credit card review to find out if it's right for you.

Alternatives to Consider

As of Dec. 26, 2024
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Chase Sapphire Preferred® Card Chase Sapphire Reserve® Chase Freedom Unlimited® Chase Freedom Flex®
Rating image, 5.00 out of 5 stars.
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5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
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Rating image, 5.00 out of 5 stars.
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Apply Now for Chase Sapphire Reserve®

On Chase's Secure Website.

Apply Now for Chase Freedom Flex®

On Chase's Secure Website.

Credit Rating Requirement: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)

Good/Excellent (670-850)

Credit Rating Requirement: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)

Good/Excellent (670-850)

Credit Rating Requirement: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)

Good/Excellent (670-850)

Credit Rating Requirement: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)

Good/Excellent (670-850)

Welcome Offer: Circle with letter I in it. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

60,000 bonus points

Welcome Offer: Circle with letter I in it. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

60,000 bonus points

Welcome Offer: Circle with letter I in it. Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.

Up to $300 cash back

Welcome Offer: Circle with letter I in it. Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening!

$200 bonus

Rewards Program: Circle with letter I in it. Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.

5x on travel purchased through Chase Travel℠, 3x on dining and 2x on all other travel purchases

Rewards Program: Circle with letter I in it. Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

5x points on flights and 10x points on hotels and car rentals through Chase Travel℠.

Rewards Program: Circle with letter I in it. Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases

1.5% - 5% cash back

Rewards Program: Circle with letter I in it. 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! Plus, earn 5% cash back on travel purchased through Chase Travel℠, 3% on dining and drugstores, and 1% on all other purchases.

5% cash back offer

Intro APR: Circle with letter I in it. N/A

Purchases: N/A

Balance Transfers: N/A

Intro APR:

Purchases: N/A

Balance Transfers: N/A

Intro APR: Circle with letter I in it. 0% Intro APR on Purchases and Balance Transfers for 15 months

Purchases: 0% Intro APR on Purchases, 15 months

Balance Transfers: 0% Intro APR on Balance Transfers, 15 months

Intro APR: Circle with letter I in it. 0% Intro APR on Purchases

Purchases: 0% Intro APR on Purchases, 15 months

Balance Transfers: 0% Intro APR on Balance Transfers, 15 months

Regular APR:

20.74% - 27.74% Variable

Regular APR:

21.74% - 28.74% Variable

Regular APR:

19.74% - 28.49% Variable

Regular APR:

19.74% - 28.49% Variable

Annual Fee:

$95

Annual Fee:

$550

Annual Fee:

$0

Annual Fee:

$0

Highlights:

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • Member FDIC

Highlights:

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $120 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance and more.
  • Member FDIC

Highlights:

  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.74% - 28.49%.
  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
  • Member FDIC

Highlights:

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.74%-28.49%.
  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Flex® card
  • Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
  • Member FDIC
Apply Now for Chase Sapphire Reserve®

On Chase's Secure Website.

Apply Now for Chase Freedom Flex®

On Chase's Secure Website.

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Full DoorDash Rewards Mastercard review

This credit card is a good fit for: DoorDash users who spend a large part of their food budget on takeout and delivery, and who want to maximize the benefits of the platform. It's also a good fit for those who want generous cash rewards, DoorDash-specific benefits, other perks for foodies, and a card with no annual fee.

Top perks

Chase has teamed up with one of the most popular food delivery apps, DoorDash, to launch the first DoorDash Rewards Mastercard. Check out some of the perks it comes with.

Unlimited cash rewards

Cardmembers get cash back on delivery and every other purchase made with the card, earning:

  • 4% cash back on DoorDash and Caviar orders from hundreds of thousands of merchants on the DoorDash platform
  • 3% cash back on dining when purchased directly from a restaurant, online or in store
  • 2% cash back on grocery stores, online or in store
  • 1% cash back on other purchases

Cardmembers have flexible cash back redemption options. They can use it to pay for part or all of a DoorDash or Caviar order, receive a statement credit or direct deposit into a cardmember's bank account, or redeem rewards for gift cards from a variety of brands and retailers. As long as the account remains open, the rewards don't expire.

Free DashPass membership

When you successfully open a DoorDash Rewards Mastercard account the primary cardmember will receive a free year (worth $96) of DashPass that can be used on both the DoorDash and Caviar applications. A membership to DashPass offers $0 delivery fees, reduced service fees, and other exclusive benefits. After the first year, you can continue to earn a complimentary DashPass membership every year if you spend $10,000 on the card.

World Elite Mastercard benefits

The DoorDash Rewards Mastercard is a World Elite Mastercard, giving the highest level of Mastercard benefits. This includes a monthly $5 credit off your first DoorDash order each month as an eligible DashPass member, complimentary 24/7 concierge service, a $5 Lyft credit after meeting certain requirements, protection from identity theft and fraudulent charges, and more.

No annual fee

Cardholders can earn all of these perks (including auto rental collision damage waiver, trip insurance, extended warranty, and purchase protection) for no annual fee. There are also no foreign transaction fees.

What could be improved

Even though the DoorDash Rewards Mastercard is a great card for foodies, it's not without its drawbacks.

Two benefits will expire

Two of the benefits currently offered will be gone by mid-2024 -- the $5 monthly DoorDash credit and the monthly 10% discount on non-restaurant items (up to $15 per order). This will leave only the complimentary DoorDash membership after spending $10,000 in one year, plus the unlimited cash back.

Limited bonus categories

If you use other food delivery brands or want to earn rewards besides DoorDash benefits, then you may want to consider other cards. This card is primarily meant for frequent DoorDash users.

Suggested credit score

The DoorDash Rewards Mastercard hasn't disclosed a suggested credit score. However, like most Chase cards, those with a FICO® Score of at least 700 or better have the best chance of qualifying. The card will be harder to get with a much lower credit score.

The card's APR is 20.24% - 28.99% variable and is based on your creditworthiness. Another consideration before you apply is the number of credit cards you've opened in the previous 24 months. If you've opened too many, Chase's 5/24 rule could lead to an automatic rejection.

The DoorDash Rewards Mastercard is right for you if:

DoorDash and Caviar is your go-to delivery service, and you want to earn the most DoorDash rewards with no annual fee. The DoorDash Rewards Mastercard® offers the most value if you use the app frequently.

Our credit card methodology

At Motley Fool Money, we rate credit cards on a five-star scale (1 = poor, 5 = best). Our rating criteria includes rewards rates, welcome bonuses, fees, and perks like travel credits and 0% intro APR offers to evaluate our ratings.

We combine these factors with an evaluation of brand reputation and customer satisfaction to ensure you're getting the best card recommendations. Learn more about how Motley Fool Money rates credit cards.

FAQs

  • Yes, the DoorDash Rewards Mastercard® is a credit card issued by Chase.

  • You can use the DoorDash Rewards Mastercard® anywhere Mastercard is accepted, which is most places in the U.S. But you will only earn the 4% cash back perk at DoorDash.