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Chase Concierge Guide

Updated
Brittney Myers
Cole Tretheway
Ashley Maready
Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Terms may apply to offers listed on this page.

Chase credit cards are well known for their great rewards. But many Chase cards also offer some valuable, if less tangible, benefits. One of the most overlooked of those perks is likely the Chase concierge service.

Credit card concierge agents are similar to the concierges in fancy hotels. They can help you book reservations at restaurants or events, locate hard-to-find items, or just answer general questions about the local area.

Credit card concierge services are most commonly offered by premium travel rewards cards. In most cases, it's a feature provided by the credit card network, rather than the issuer. For example, Chase's concierge is actually a service of its network, Visa, not Chase itself.

What does the Chase concierge include?

You may have access to one of two concierge services, based on the tier of your Chase Visa card. Chase credit cards that sport the Visa Infinite logo have access to the Visa Infinite Concierge. Chase cards with the Visa Signature logo can use the Visa Signature Concierge service.

As of Dec. 26, 2024
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Chase Sapphire Reserve® Chase Sapphire Preferred® Card Prime Visa
Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
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Rating image, 5.00 out of 5 stars.
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
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Rating image, 5.00 out of 5 stars.
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
= Good
= Fair
= Poor
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
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Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Apply Now for Chase Sapphire Reserve®

On Chase's Secure Website.

Apply Now for Prime Visa

On Chase's Secure Website.

Credit Rating Requirement: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)

Good/Excellent (670-850)

Credit Rating Requirement: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)

Good/Excellent (670-850)

Credit Rating Requirement: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)

Good/Excellent (670-850)

Welcome Offer: Circle with letter I in it. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

60,000 bonus points

Welcome Offer: Circle with letter I in it. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

60,000 bonus points

Welcome Offer: Circle with letter I in it. Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members

Get a $150 Amazon Gift Card

Rewards Program: Circle with letter I in it. Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

5x points on flights and 10x points on hotels and car rentals through Chase Travel℠.

Rewards Program: Circle with letter I in it. Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.

5x on travel purchased through Chase Travel℠, 3x on dining and 2x on all other travel purchases

Rewards Program: Circle with letter I in it. Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% on all other purchases

1% - 5% back

Intro APR:

Purchases: N/A

Balance Transfers: N/A

Intro APR: Circle with letter I in it. N/A

Purchases: N/A

Balance Transfers: N/A

Intro APR:

Purchases: N/A

Balance Transfers: N/A

Regular APR:

21.74% - 28.74% Variable

Regular APR:

20.74% - 27.74% Variable

Regular APR:

19.74% - 28.49% Variable

Annual Fee:

$550

Annual Fee:

$95

Annual Fee:

$0

Highlights:

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $120 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance and more.
  • Member FDIC

Highlights:

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • Member FDIC

Highlights:

  • Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members
  • Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
  • Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
  • Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
  • Earn unlimited 1% back on all other purchases
  • No annual credit card fee
  • No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
  • Member FDIC
Apply Now for Chase Sapphire Reserve®

On Chase's Secure Website.

Apply Now for Prime Visa

On Chase's Secure Website.

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Visa Signature Concierge services

The Visa Signature Concierge can help you with a wide range of requests. This can include -- but isn't limited to -- the following:

  • Booking reservations for restaurants
  • Booking tickets for special events, such as plays, concerts, or sporting events
  • Helping arrange travel, including booking flights and hotel stays
  • Helping you access local services, such as translation or legal services
  • Helping you find and rent special equipment
  • Recommending, ordering, and arranging delivery of special gifts
  • Recommending local attractions or other activities while traveling
  • Providing updates on local COVID-19 restrictions or requirements

Although you can do many of these things yourself, concierge services often have access regular folks lack. For example, we found many stories from cardholders who couldn't get reservations at a popular restaurant until their credit card concierge stepped in.

Keep in mind the concierge agent isn't an account services representative. The concierge can't help you with credit card billing issues, for instance. It also isn't where you'll report lost cards or freeze your credit card account.

Visa Infinite Concierge services

The Visa Infinite Concierge offers all of the same services as the Visa Signature Concierge. This includes making various reservations, arranging gifts, and finding local travel information.

However, Visa Infinite cardholders have access to a wider range of options and potential discounts than their Visa Signature counterparts. This may open more options when requesting a reservation at a popular restaurant or tickets for a particular event.

Additionally, Visa Infinite Concierge service may offer a quicker turnaround. There are far fewer Visa Infinite credit cards than there are Visa Signature cards. So, you may not be competing with quite as many other customers for the time and attention of an agent.

How does Chase concierge work?

The Chase concierge services are offered and operated by Visa, not Chase. As such, you'll need to contact Visa to access them. You can contact Visa by phone or by email. Concierge services are available 24/7 any time of year.

To use the Chase Visa Signature Concierge service, you can call: 1-800-953-7392

To use the Chase Visa Infinite Concierge service, you can call: 1-877-660-0905

To access Visa concierge services online, you'll need to register through the Visa Digital Concierge website.

Once you are in touch with an agent, simply ask your questions. Depending on the nature of your request, the agent may be able to assist you right away. For more complicated requests, the agent may have to follow up by phone or email.

There is no cost to use the concierge service itself. However, anything the concierge purchases on your behalf will be charged to your Chase credit card.

For example, if you use the concierge to purchase and deliver flowers to a friend, the cost of the flowers will be charged to your credit card. But there won't be any extra charges for using the concierge to make the purchase.

Which Chase credit cards have concierge services?

The Visa concierge services are available to most Chase credit cards with either a Visa Infinite or Visa Signature logo. The logo is usually found in the lower right-hand corner of your card. This will mean Chase travel cards for the most part, but other types of credit cards may also offer the benefit.

Chase Visa Infinite cards with concierge access include:

Chase Visa Signature credit cards with concierge service include:

Not sure if your Chase credit card offers concierge services? You can check out your card's benefits through your online Chase account. You can also see your card benefits in the Chase mobile app.

If your Chase card offers access to the Visa concierge services, it will be listed in the benefits section. If you don't see the service listed as a card benefit, then you do not have access to it.

Chase concierge vs. Amex concierge

There are a few notable differences between the Chase and Amex concierge services. For one thing, Amex operates its own concierge service. Chase cards get concierge services provided by Visa.

Both networks have similar concierge services in function -- you can use them to make reservations or book travel, for example. However, who can use the service varies greatly. Specifically, far more Chase cards offer the benefit than Amex cards.

While more than a dozen Chase credit cards offer concierge service access through Visa, Amex's concierge service is a perk of only a small number of premier cards, all of which have high annual fees.

Additionally, the uber-exclusive Amex Centurion Card (aka, the Black Card) has its own dedicated concierge service. Of course, you need an invitation to even apply for this card.

And that's it. If you have any other Amex card -- even the expensive American Express® Gold Card -- you're out of luck for concierge benefits.

This seems like a remarkable oversight on Amex's part. Sure, most of us aren't going to choose a credit card based solely on its concierge service. But it is, nonetheless, a valuable benefit that shouldn't be overlooked.

Credit card comparison

We recommend comparing options to ensure the card you're selecting is the best fit for you. To make your search easier, here's a short list of standout credit cards.

Offer Our Rating Welcome Offer Rewards Program APR Learn More
Rating image, 5.00 out of 5 stars.
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
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Best for cash back on rotating categories
Discover will match all the cash back you’ve earned at the end of your first year. 1% - 5% Cashback Circle with letter I in it. Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.

Intro:

Purchases: 0%, 15 months

Balance Transfers: 0%, 15 months

Regular: 18.49% - 27.49% Variable APR *Rates as of December 12, 2024.

Rating image, 5.00 out of 5 stars.
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
= Good
= Fair
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Best for cash rewards on everyday spending
$200 cash rewards Circle with letter I in it. Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. 2% cash rewards Circle with letter I in it. Earn unlimited 2% cash rewards on purchases.

Intro: Circle with letter I in it. 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers

Purchases: 0% intro APR, 12 months from account opening

Balance Transfers: 0% intro APR, 12 months from account opening on qualifying balance transfers

Regular: 19.24%, 24.24%, or 29.24% Variable APR

Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
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Best for unlimited rewards on purchases
25,000 points Circle with letter I in it. 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases 1.5 points per dollar Circle with letter I in it. Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open.

Intro: Circle with letter I in it. 0% Intro APR for 15 billing cycles for purchases. 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.49% - 28.49% Variable APR on purchases and balance transfers will apply. A 3% fee for 60 days from account opening, then 4% fee applies to all balance transfers.

Purchases: 0% Intro APR for 15 billing cycles for purchases

Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular: 18.49% - 28.49% (Variable)

FAQs

  • Yes, Visa concierge is free to use as long as your credit card is either a Visa Signature or a Visa Infinite card. Not all Visa cards offer concierge services.

  • You might want to call Chase concierge to complete tasks when you lack internet access or are otherwise occupied, such as while flying on a plane. You can use Chase concierge whenever you'd like, however.