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Chase's travel cards give you lots of ways to use your rewards. One of the best and most versatile options is to transfer Chase points to British Airways. There are plenty of award airfare deals you can book using British Airways Avios, including going across the pond and much more.
This guide will show you how you can transfer Chase points to British Airways. After that, we'll look at using British Airways Avios and which redemptions are worth the price.
What you need to transfer Chase points to British Airways
There are only a few Chase credit cards that let you transfer points to travel partners. To make a transfer, you'll need one of the following Chase cards:
5.00/5
Our ratings are based on a 5 star scale.
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3 stars equals Good.
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1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
Rating image, 5.00 out of 5 stars.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Poor
Fair
Good
Excellent
300-579
580-669
670-739
740-850
Good/Excellent (670-850)
Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Poor
Fair
Good
Excellent
300-579
580-669
670-739
740-850
Good/Excellent (670-850)
Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Poor
Fair
Good
Excellent
300-579
580-669
670-739
740-850
Good/Excellent (670-850)
Welcome Offer:
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
60,000 bonus points
Welcome Offer:
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
60,000 bonus points
Welcome Offer:
Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
Earn 90,000 bonus points
Rewards Program:
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
5x on travel purchased through Chase Travel℠, 3x on dining and 2x on all other travel purchases
Rewards Program:
Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.
5x points on flights and 10x points on hotels and car rentals through Chase Travel℠.
Rewards Program:
Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn.
Earn 3 points per $1 in select business categories
Intro APR:
N/A
Purchases: N/A
Balance Transfers: N/A
Intro APR:
Purchases: N/A
Balance Transfers: N/A
Intro APR:
N/A
Purchases: N/A
Balance Transfers: N/A
Regular APR:
20.74% - 27.74% Variable
Regular APR:
21.74% - 28.74% Variable
Regular APR:
20.49% - 26.49% Variable
Annual Fee:
$95
Annual Fee:
$550
Annual Fee:
N/A
$95
Highlights:
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
Member FDIC
Highlights:
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
1:1 point transfer to leading airline and hotel loyalty programs
Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $120 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance and more.
Member FDIC
Highlights:
Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Points are worth 25% more when you redeem for travel through Chase Travel℠
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Before you can transfer Chase points to British Airways, you need to have an account in the airline's loyalty program. You can join the British Airways Executive Club for free through the airline's website.
It's easiest to do this through the Chase Ultimate Rewards site. If you have multiple rewards credit cards with Chase, select the one with the points you want to use after you log in.
Image source: Brooklyn Sprunger
2. Select "Transfer to Travel Partners."
To see this option, first click "Earn / Use" at the top of the screen. This opens a dropdown menu with a list of redemption options.
Image source: Brooklyn Sprunger
3. Select British Airways from the list of partners, and then select "Transfer Points."
British Airways is listed in the airlines section of Chase's travel partners.
Image source: Brooklyn Sprunger
4. Choose a recipient for the transfer.
You can only transfer Chase points to British Airways if the recipient is yourself or an authorized user on your account living in the same household as you. After you pick the recipient from a dropdown menu, enter the Executive Club account number.
5. Choose the number of points to transfer.
Chase requires you to transfer at least 1,000 Ultimate Rewards points. Transfers must be in increments of 1,000 points. There's a 1:1 transfer ratio, so each Ultimate Rewards point is worth 1 Avios.
6. Submit the transfer.
The final page is a review screen where you verify the details of the transfer and confirm it.
Transfers process instantaneously. Keep in mind that after you transfer Chase points to British Airways, you can't undo it. For that reason, only make the points transfer after you've picked out the award airfare you want to book.
To book an award ticket with British Airways, select "Book a flight with Avios." On the airline's homepage, you'll find this option in the drop-down menu under "Book."
You'll need to log in to your Executive Club account, if you haven't already. Fill out the search form with your departure city, destination, travel dates, and desired travel class. Once you've done that, select "Get flights."
British Airways is different from many airlines in that it doesn't let you search for award airfare from its homepage. Instead, you need to log in to your Executive Club account. Then, go to your account summary. You can reach it by clicking on your name in the top right corner of the airline's website.
Use the "Book with Avios or money" section on the left side of your account summary page to search for award airfare. Remember to choose "Book with Avios" under the "Payment type" selection.
Unfortunately, the search process with British Airways is clunky, to put it generously. Here are a few things to expect:
Although British Airways flights can have up to four types of seats available (Economy, Premium Economy, Business Class, and First), its search tool only displays three at a time. Depending on what type of seats you search for, either economy or first class won't be displayed. You must go back and adjust your search if you want to see those other seats.
Ticket prices for award flights aren't available in the flight search. Select your tickets, and then you'll see how many credit card miles they cost (and the award ticket fees) in the "Journey" summary.
Search results aren't always accurate for British Airways' partner airlines. If you know the partner airline you want to use, try searching for award availability on its site instead. Once you've found the flights, search on British Airways. Call in if they don't show up (and ask them to waive the phone booking fee, since it's a site error).
Choosing a credit card
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Maximizing value when you transfer Chase points to British Airways
Here's what you need to know about purchasing award tickets with Avios:
British Airways bases the cost of a ticket on the distance of the flight, even for bookings with partner airlines, and that can result in excellent bargains on short-haul flights.
There are two types of award tickets: peak and (less expensive) off-peak, with the ticket type depending on the flight's date.
Award bookings through partner airlines always get the peak rate.
American Airlines is one of British Airways' transfer partners. So when you transfer Chase points to British Airways, you can book award tickets on the largest U.S. airline.
The airline is known for heavy surcharges on award tickets, especially if the ticket is in business class or first class.
That final point is why not everyone thinks Avios are a worthwhile rewards currency. While it's true that many British Airways awards tickets have sky-high surcharges, there are plenty of exceptions. Where Avios shine is in short-haul flights and booking award tickets with partner airlines.
For flights outside the United States and up to 650 miles, British Airways charges just 4,750 Avios for an off-peak economy ticket, or 5,250 Avios for a peak economy ticket. That makes Avios extremely useful if you want to bounce around Europe, Japan, Latin America, or anywhere else British Airways or one of its partners flies.
Flights under 650 miles that start or end in the United States cost 7,500 Avios for an economy ticket. But Avios can still come in handy for flights in the States, particularly the flights that are expensive but not very far. If you want to take the ever-popular trip from the West Coast to Hawaii, you can book an economy ticket for just 13,000 Avios each way through American Airlines or Alaska Airlines.
Should you transfer Chase points to British Airways or redeem through Chase's portal?
You can also use your Chase points as cash for bookings with the Chase Travel portal. You get $0.0125 per point with the Chase Sapphire Preferred® Card or the Ink Business Preferred® Credit Card. You get $0.015 per point with the Chase Sapphire Reserve®.
I recommend looking for high-value redemptions that you can book with Avios first, instead of going through the Chase Travel portal. It's possible to get $0.02 per point, $0.03 per point, or more this way. However, sometimes there aren't any such award tickets available, especially after factoring in taxes and fees. If you can't find anything, using your points as cash through Chase Ultimate Rewards is a good back-up plan.
75,000 bonus Avios after you spend $5,000 on purchases within the first three months of account opening
3 Avios per $1 on flight purchases with British Airways, Iberia, and Aer Lingus
2 Avios per $1 on hotel accommodations booked directly with the hotel
1 Avios per $1 on other purchases
10% off British Airways flights starting in the United States when you book through the website provided in your welcome materials
Up to $600 in reward flight credits per calendar year (credits towards taxes and fees when booking award airfare with British Airways)
A Travel Together Ticket allowing you to bring one companion on an award flight, available every calendar year that you spend at least $30,000 on purchases with your card
Considering it has quite a few perks and one of the bigger sign-up bonuses for an airline card, the British Airways Visa Signature® Card is worth a look. Like other airline credit cards, it's best suited for loyal frequent flyers. You can get quite a bit of value from it, but only if you fly with British Airways often.
If you don't, pick a Chase card with Ultimate Rewards points. The Ultimate Rewards program gives you far more redemption options. You can still transfer Chase points to British Airways, but you can also send them to any other hotel or airline partner. You also have access to the Chase Travel portal.
Using Chase points to fly with British Airways
As difficult as the British Airways website is to navigate, Avios can be a useful rewards currency. You won't find many better ways to book those short to mid-length flights for a small number of miles. They also give you a way to book award tickets with American Airlines and the other carriers in the Oneworld alliance. Overall, you won't lack options when you transfer Chase points to British Airways.
We recommend comparing options to ensure the card you're selecting is the best fit for you. To make your search easier, here's a short list of standout credit cards.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
Best for cash back on rotating categories
Discover will match all the cash back you’ve earned at the end of your first year.
1% - 5% Cashback
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Intro:
Purchases: 0%, 15 months
Balance Transfers: 0%, 15 months
Regular:18.49% - 27.49% Variable APR *Rates as of December 12, 2024.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
Best for cash rewards on everyday spending
$200 cash rewards
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
2% cash rewards
Earn unlimited 2% cash rewards on purchases.
Intro:
0% intro APR for 12 months from account opening on purchases and qualifying balance transfers
Purchases: 0% intro APR, 12 months from account opening
Balance Transfers: 0% intro APR, 12 months from account opening on qualifying balance transfers
4.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
Best for unlimited rewards on purchases
25,000 points
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
1.5 points per dollar
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open.
Intro:
0% Intro APR for 15 billing cycles for purchases. 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.49% - 28.49% Variable APR on purchases and balance transfers will apply. A 3% fee for 60 days from account opening, then 4% fee applies to all balance transfers.
Purchases: 0% Intro APR for 15 billing cycles for purchases
Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Yes, Chase points are transferable to British Airways. Transfers are at a 1:1 ratio, meaning you receive 1,000 Avios for every 1,000 Chase Ultimate Rewards points you transfer.
Chase points normally transfer to British Airways immediately.
Transferring your Chase points to an airline can be a good way to use them. There are often high-value award airfare deals, and it's possible to get $0.02 per point, $0.03 per point, or more. Transfers are irreversible, so find the ticket you want to book before you transfer your points.
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