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Citi Double Cash

Updated
Cole Tretheway
Author: Cole Tretheway
Cole Tretheway
Cole Tretheway

Cole Tretheway is a full-time personal finance writer whose articles have been featured on Motley Fool Money and The Motley Fool. He has a degree in English with a Certificate in Professional and Technical Communication from California Polytechnic University, SLO.

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  • Our team of experts reviewed over 260 credit cards
  • We evaluate all credit cards across the same 4 key criteria: value, welcome experience, fees, and perks
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Rating:
4.50
Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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This card combines a top-notch balance transfer offer with best-in-class unlimited 2% cash back on purchases. There's no introductory APR for purchases, so you'll need to pay those off in full every month if you want to avoid interest charges.

See rates and fees.

Read full review: Citi Double Cash® Card

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Here's why this card could be right for you

The Citi Double Cash® Card makes it easy to transfer an existing balance and pay 0% intro APR for an extended period. Your rewards are solid: 2% cash back (half at purchase, half at payment), twice the baseline reward credit cards typically offer.

But where the card really shines is balance transfers. Say you've racked up $5,000 of credit card debt with a 20% APR. Transfer the debt onto your Citi Double Cash® Card to shrink ballooning debt payments, from $1,000 to $0 monthly, by taking advantage of the card's 0% intro APR for 18 months on Balance Transfers.

Take a breather -- you have time to pay down your debt and boost your credit score.

Card details at a glance

Rewards 2% cash back
Welcome bonus Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Intro APR 0%, 18 months on Balance Transfers
Regular APR 18.24% - 28.24% (Variable)
Annual fee $0
Credit score Fair to Excellent: 580-850

Citi Double Cash card details