Citi Strata Premier℠ Card benefits
To start, here's a look at the rewards and entertainment features you get with the Citi Strata Premier℠ Card.
Rewards
The Citi Strata Premier℠ Card gives you the opportunity to maximize rewards by collecting lots of bonus points:
- 10X points on hotels, car rentals, and attractions booked through CitiTravel.com
- 3X points on restaurants, supermarkets, at gas stations, for air travel, and other hotel purchases
- 1X points on other purchases
The number of bonus categories offered by this travel rewards card is a huge advantage compared to the competition. With a Citi Strata Premier℠ Card, you'll earn bonus points in two common travel categories: air travel and hotels. In addition, you'll also earn bonus points in popular categories for everyday purchases, including supermarkets and gas stations.
The card is also currently offering a welcome bonus of 75,000 ThankYou® Points after spending $4,000 within the first 3 months of opening the account. These ThankYou® Points can be redeemed for $750 in gift cards at thankyou.com.
Citi Entertainment®
Citi Entertainment®, previously known as Citi Private Pass, is a program offering access to presale tickets and exclusive VIP experiences for entertainment events. This benefit is available if you have the Citi Strata Premier℠ Card or any other Citi credit card with a Visa, Mastercard, or American Express logo. The following types of events are offered through Citi Entertainment®:
- Music
- Sports
- Dining
- Theater
- Virtual events
There are four different types of tickets you can get through this program with your Citi Strata Premier℠ Card:
- Citi Presale: The opportunity to purchase event tickets before they're available to the general public. The standard presale period is two to three days before tickets go on general sale, but this time frame varies depending on the event.
- Citi Preferred Tickets: An allotment of tickets set aside specifically for Citi credit card or Citibank debit card customers. These tickets are available for a limited amount of time during the public ticket sale period.
- Citi Complimentary Tickets: Complimentary tickets specifically for Citi credit card or Citibank debit card customers. These are available on a first come, first served basis, and availability can be very limited. You can receive a maximum of one complimentary offer per Citi account every six months.
- Citi VIP Packages: A ticket package specifically for Citi credit card or Citibank debit card customers. Each package includes at least one additional benefit, such as premium seating, merchandise, a meet and greet with the artist, or special access to hospitality areas in the event venue.
To view available events, visit the Citi Entertainment® website. While there's no fee for using Citi Entertainment®, tickets to some events are sold through ticketing agencies that may charge their own fees.
Travel perks
Like other popular travel credit cards, the Citi Strata Premier℠ Card has some excellent travel benefits.
Annual hotel savings
The Citi Strata Premier℠ Card gets you $100 off a single hotel stay of $500 or more, excluding taxes and fees, once per calendar year. To receive the discount, you must book the stay through CitiTravel.com. You also need to pay for it with your Citi Strata Premier℠ Card, Citi ThankYou Points, or a combination of the two.
It's always nice when credit card offers pay for themselves. If you can take advantage of the $100 hotel savings every year, this Citi Strata Premier℠ Card benefit will cover the card's $95 annual fee with room to spare. And all you need to do is book a hotel stay that costs at least $500.
Citi ThankYou Points transfer
The Citi Strata Premier℠ Card earns points in the Citi ThankYou rewards program. One of the greatest benefits of Citi ThankYou Points is that you can transfer them to the loyalty programs of over a dozen travel partners. Here are the loyalty programs of the current Citi travel partners:
- Avianca LifeMiles
- Aeromexico
- ALL - Accor Live Limitless
- Cathay Pacific
- Choice Privileges
- Emirates Skyward
- Etihad Guest
- EVA Air
- Flying Blue Air France/KLM
- JetBlue TrueBlue
- Leader's Club
- Qantas Frequent Flyer
- Qatar Privilege Club
- Shop Your Way
- Singapore Airlines
- Thai Royal Orchid Plus
- Turkish Airlines Miles&Smiles
- Wyndham Rewards
- Virgin Atlantic Flying Club
When you transfer your Citi ThankYou Points to one of these partners, you effectively turn them into points with that partner's loyalty program. For example, if you transfer 10,000 points to the Avianca LifeMiles program, you'd get 10,000 miles. As a Citi Strata Premier℠ Card holder, you get a 1:1 ratio on transfers to any of Citi's airline partners. You get a 1:10 ratio on transfers to the Shop Your Way program, meaning 1,000 Citi points would get you 10,000 points you can redeem for gift cards on more than 100 brands.
With all the airline partners Citi has, the Citi ThankYou rewards program is perfect for frequent flyers. You can transfer points to an airline and then use those points to book an award ticket. It's possible to get very high values for your Citi rewards this way -- up to $0.03 per point or more. Just keep in mind that the value you get when transferring your travel rewards depends on where you send them and what you book with them. Some airline partners have much higher value award tickets available than others.
No foreign transaction fees
Another Citi Strata Premier℠ Card benefit: There are no foreign transaction fees on purchases made using this card. This makes it a good choice if you like to take international trips and need a card that won't add to your travel costs. Many other credit cards add 3% foreign transaction fees. If you traveled outside the United States and spent $1,000, the Citi Strata Premier℠ Card would save you $30 compared to cards that add 3%.
This card offers bonus points in multiple popular spending categories. It gets you access to ticket presales and special deals courtesy of Citi Entertainment®. Best of all, it's a fantastic travel credit card, offering hotel savings, versatile ThankYou Rewards points, and no extra foreign transaction fee for international purchases.
Travel insurance protections
After drastically scaling back the protections its cards offer in 2019, Citi has reinstated them for the Citi Strata Premier℠ Card. The card now offers insurance against trip cancellation and trip interruption, trip delays, lost or damaged luggage, or damage to a rental car.
Final thoughts
Considering its big perks and small price tag, the Citi Strata Premier℠ Card stands out even among the best Citi cards. Compare it side by side to our other favorite Citi cards below:
