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Alaska Airlines Visa® Card Review: Bonus Miles and an Annual Companion Fare

Review Updated
Lyle Daly
Nathan Alderman
Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Terms may apply to offers listed on this page.

The Alaska Airlines Visa® Card is good for frequent flyers who want to earn more miles. This airline credit card, which is offered by Bank of America, includes a solid welcome bonus and a high rewards rate. It also gives you the opportunity to earn an annual companion fare, making it ideal for couples who fly together.

Read our full review to learn all about this card and decide if you should apply.

Alaska Airlines Visa® Card
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR

Purchases: N/A

Balance Transfers: N/A

Regular APR

21.24% - 29.24% (Variable)

Rewards Circle with letter I in it. Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases. Earn 2X miles per $1 on eligible gas, EV charging station, cable, streaming services, and local transit purchases. Plus, earn a 10% rewards bonus on all miles earned on card purchases if you have an eligible Bank of America® account.

1x - 3x miles

Annual Fee

$95

Welcome Offer Circle with letter I in it. Limited-time offer: 50,000 Bonus Miles plus Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of your account opening.

50,000 Bonus Miles plus Alaska's Famous Companion Fare™

  • This is one of the better sub-$100 airline credit cards we've seen. It has the standard perks for a card in that price range, including free checked baggage, priority boarding, and 20% back on eligible in-flight purchases. It also has a few features that stand out, including a companion fare and bonus miles in multiple everyday categories. Just know that Alaska Airlines has a smaller footprint than some airlines.

    • Valuable welcome bonus
    • Companion fare offer
    • Earn miles with Alaska Airlines
    • Free checked luggage
    • 20% back on in-flight purchases
    • Annual fee
    • Limited route selection
    • Limited-time offer: 70,000 Bonus Miles plus Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of your account opening.
    • Alaska’s Famous Companion Fare™. Every year on your credit card account anniversary you’ll receive a companion fare which allows you to book a companion flight from $122 ($99 fare plus taxes and fees from $23). Valid on all Alaska Airlines flights booked on alaskaair.com.
    • Free checked bag for you and up to 6 guests on the same reservation – that's a savings of $60 per person roundtrip!
    • Priority boarding, $100 off a new Alaska Lounge membership when you pay with your new card, and a 20% rewards bonus on all miles earned from card purchases if you have an eligible Bank of America® account.
    • Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases. Plus, earn a 20% rewards bonus on all miles earned on card purchases if you have an eligible Bank of America® account.
    • With oneworld® Alliance we’ve expanded our global reach to over 900 destinations worldwide, bringing you more airline partners and more ways to earn and redeem miles.
    • Flexibility with no blackout dates on Alaska Airlines flights when booking with miles or a companion fare.
    • Plus, no foreign transaction fees and a low $95 annual fee.
    • This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Alaska Airlines Visa Signature® Card is unavailable on Motley Fool Money. All information was collected independently from the issuer. Some items may be out of date.

Credit card comparison

We recommend comparing options to ensure the card you're selecting is the best fit for you. To make your search easier, here's a short list of standout credit cards.

Offer Our Rating Welcome Offer Rewards Program APR Learn More
Rating image, 5.00 out of 5 stars.
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Best for cash back on rotating categories
Discover will match all the cash back you’ve earned at the end of your first year. 1% - 5% Cashback Circle with letter I in it. Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.

Intro:

Purchases: 0%, 15 months

Balance Transfers: 0%, 15 months

Regular: 18.49% - 27.49% Variable APR *Rates as of December 12, 2024.

Rating image, 5.00 out of 5 stars.
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Best for cash rewards on everyday spending
$200 cash rewards Circle with letter I in it. Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. 2% cash rewards Circle with letter I in it. Earn unlimited 2% cash rewards on purchases.

Intro: Circle with letter I in it. 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers

Purchases: 0% intro APR, 12 months from account opening

Balance Transfers: 0% intro APR, 12 months from account opening on qualifying balance transfers

Regular: 19.24%, 24.24%, or 29.24% Variable APR

Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Best for unlimited rewards on purchases
25,000 points Circle with letter I in it. 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases 1.5 points per dollar Circle with letter I in it. Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open.

Intro: Circle with letter I in it. 0% Intro APR for 15 billing cycles for purchases. 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.49% - 28.49% Variable APR on purchases and balance transfers will apply. A 3% fee for 60 days from account opening, then 4% fee applies to all balance transfers.

Purchases: 0% Intro APR for 15 billing cycles for purchases

Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular: 18.49% - 28.49% (Variable)

Alaska Airlines Visa Card review

Is the Alaska Airlines Visa Card worth it?

The Alaska Airlines Visa® Card isn't too expensive at $95 per year, and it offers more than enough benefits to outweigh the annual fee. Like other airline credit cards, its value depends on how often you fly with the airline. If Alaska Airlines is your carrier of choice, then this card is one of the best ways to save on your flight expenses.

Author's note
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I've had quite a few travel credit cards, and I recommend them to anyone who travels often. What's most important is that you're able to use your card's travel rewards. Since Alaska Airlines isn't one of the "big four" U.S. airlines, even after its purchase of Hawaiian Airlines, it doesn't have as many destinations available. But in terms of features, this card checks all the boxes, and it can work out well for those who live near one of the airline's hubs.

What everyone else is saying

Here's a summary of what credit card reviews from other sites and comments online say about this Alaska Airlines card.

What other review sites say

Average review site rating: 4.2 / 5.0 stars

We read reviews on the Alaska Airlines Visa® Card from five top review sites. Everyone agreed that it has the benefits you'd expect from an airline credit card, including a free checked bag and 20% back on in-flight purchases. Each review also pointed out that being able to earn an annual companion pass is a fantastic perk.

Opinions were mixed on this card's rewards rate. Some reviewers said it was a solid earner, especially compared to other airline cards. Others said that its bonus categories aren't the best for everyday purchases.

While reviewers didn't agree on everything, the overall conclusion was the same. This is one of the best credit cards to pick if you fly with Alaska Airlines often, but keep in mind that the airline has a somewhat limited route network.

Online consensus

The Alaska Airlines Visa® Card is considered a quality card for people who fly with that airline. Several social media users mentioned that you'll easily come out ahead on the annual fee if you and your travel companions use the free checked bag perk.

While cardholders generally liked the annual companion pass benefit, they also pointed out a notable drawback. Multiple people said that tickets on Alaska's most popular routes can be far more expensive than what other airlines charge, meaning that even with the companion pass, you don't really end up saving money.

Another common complaint was that you now need to meet a yearly spend requirement to earn the companion pass, which you didn't need to do before. Even with these critiques, most agreed that this card is a good choice if you want to earn more Alaska miles.

Alaska Airlines Visa Card features and benefits

Big bonuses: Earn more miles on your spending

One of the best parts about airline cards is being able to earn miles on all your regular spending. This Alaska Airlines card excels at that because of the bonuses it offers.

As a new cardholder, you can earn a limited-time online welcome offer of 50,000 Bonus Miles plus Alaska's Famous Companion Fare™. It's one of the more valuable sign-up bonuses, and you earn it after spending just $3,000 on purchases in the first 90 days.

This card also has more bonus categories than most airline cards in its price range. It earns:

  • 3X miles per $1 on eligible Alaska Airlines purchases
  • 2X miles per $1 on eligible gas, EV charging station, cable, streaming services, and local transit purchases
  • 1X mile per $1 on other purchases

TIP

Did you know?

If you have an eligible Bank of America account, you even earn a 10% rewards bonus on all miles earned from card purchases. For example, if you earn 50,000 miles over the course of a year, you'll earn another 5,000 bonus miles.

Companion fare: Perfect for couples or friends to fly together

Flying is normally twice as expensive for couples, but not with this Alaska Airlines card. As mentioned above, part of its welcome offer is Alaska's Famous Companion Fare™. You can also earn another companion fare each account anniversary, after you spend at least $6,000 or more on purchases during the prior account year.

You can use Alaska's Famous Companion Fare™ when you book a round-trip coach ticket. It lets you also book a fare for your travel companion starting at $122. The base fare is $99, plus taxes and fees starting at $23, depending on the itinerary.

If you have any frequent travel companions, this is a valuable benefit. Try to save it for a longer, more expensive flight when you can. For example, if you have a cross-country holiday trip where flights cost $500 to $1,000 per person, that's a smart time to use your companion fare.

Save every time you fly with a free checked bag

If you're not the type of person who can fit everything in a carry-on, you can at least save on fees with this card. It includes a free checked bag, which would otherwise cost $35 each way. On a round trip, you're looking at $70 in savings.

This benefit isn't just for you, either. Up to six guests traveling on your reservation can also check a bag each free of charge. So if you have a large family, and everyone wants to check a bag, an Alaska Airlines card is good to have.

Go further thanks to Alaska's partner airlines

After you've saved up some miles, your first thought might be to use them with Alaska Airlines. You can certainly do that, but one of the cool things about miles with Alaska is all the ways to redeem them.

Even though Alaska isn't the largest airline, it has over 20 partner airlines where you can redeem your miles. This opens up all kinds of destinations.

Let's say you want to visit Japan, but Alaska Airlines doesn't have anything available. You could use your miles to book a flight with Japan Airlines, since that's one of Alaska's partners. Here are a few more of Alaska's partners, which include all members of the oneworld airline alliance:

  • American Airlines
  • British Airways
  • Cathay Pacific
  • Korean Air
  • LATAM

Useful extras: Priority boarding, in-flight savings, and a discount on a lounge membership

This travel card has a few other perks that could be useful at the airport and on the plane:

  • Priority boarding: When you pay for your flight with this card, you (and up to six guests on your reservation) get priority boarding.
  • 20% back on in-flight purchases: This applies to food, beverage, and wifi purchases, and you receive it as a statement credit within seven days of the transaction posting to your credit card account.
  • $100 off an annual Alaska+ Lounge Membership: This normally costs $650, and it gets you into Alaska-operated lounges and nearly 90 partner lounges.

What could be improved

Smaller route network could limit this card's usefulness

Alaska Airlines doesn't offer as many flights or destinations as its largest competitors. American Airlines, Delta Air Lines, and United Airlines all have much larger route networks and more flight options.

Its partner airlines at least give you more booking options with your miles. But before you get an Alaska Airlines credit card, make sure you'll be able to fly with the airline regularly. That way, you can take full advantage of the card's benefits.

If you live in the Pacific Northwest, the West Coast, Alaska, or Hawaii, then this credit card could be a great fit. Alaska Airlines has hubs in each of those regions. If you don't, you may want to consider airline cards with a carrier that has a hub at your closest airport or general travel cards that aren't tied to an airline.

Find the best credit card for your needs
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What to know before applying

Alaska Airlines Visa Card credit score

To get the Alaska Airlines Visa® Card, you should have a FICO® Score of at least 670. Ideally, aim for a credit score of at least 700. Although your credit score is a key factor in the application process, it's not the only factor that matters, as Bank of America will also look at others.

Pre-approval process

Visit Bank of America's personalized credit card offers page to check if you're pre-approved for an Alaska Airlines card. It only requires some basic information, and it doesn't affect your credit score. Note that this will show you if you're pre-approved for any Bank of America credit cards, which may or may not include the Alaska Airlines Visa® Card.

Regular APR

The Alaska Airlines Visa® Card has a 21.24% - 29.24% (Variable) APR. Try to avoid carrying a balance on this card, since it has such a high interest rate.

Fees

Here are the fees for the Alaska Airlines Visa® Card:

  • Annual fee: $95
  • Balance transfer fee: 4% of the amount of each transaction
  • Foreign transaction fee: None

Credit limit

The Alaska Airlines Visa® Card's credit limit is normally at least $5,000. It can be much higher depending on the cardholder's income and creditworthiness. Some cardholders have reported receiving credit limits of $25,000 or more.

Our credit card methodology

At Motley Fool Money, we rate credit cards on a five-star scale (1 = poor, 5 = best). Our rating criteria includes rewards rates, welcome bonuses, fees, and perks like travel credits and 0% intro APR offers to evaluate our ratings.

We combine these factors with an evaluation of brand reputation and customer satisfaction to ensure you're getting the best card recommendations. Learn more about how Motley Fool Money rates credit cards.

FAQs

  • The credit limit for the Alaska Airlines Visa® Card typically ranges from $5,000 to $25,000. Your credit limit is based on your income and credit history, and it may be higher or lower than that range.

  • Yes, you can use the Alaska Airlines Visa® Card internationally, and it doesn't charge a foreign transaction fee.

  • No, Alaska Mileage Plan miles don't expire.