Here are a few other companies offering cheap auto insurance in Alabama:
- USAA, available to current military members, veterans, and their families, offers an annual rate of $1,263
- Nationwide comes in with a competitive rate of $1,291
- Country Preferred offers an annual average rate of $1,435
Cheapest for military members
One of the ways insurance companies attempt to honor military members and veterans is to offer them low-cost car insurance. In some cases, the rate is considerably lower than the quotes offered to civilians. The lowest premiums are courtesy of Geico, with an average annual rate of $1,017
Other companies offering members of the military affordable car insurance in Alabama are:
- USAA, with an average annual rate of $1,248
- Nationwide, offering an average premium rate of $1,307
- Country Preferred, with a competitive rate of $1,435
Cheapest for teen drivers
Even the best car insurance companies in Alabama charge more to insure teens and young drivers. Simply put, teens are not statistically the safest drivers on the road. When it comes to the cheapest rates for teens, Country Preferred is the winner, with an average annual rate of $2,345
Even though they're more expensive than Country Preferred, these three carriers still beat the rest of the pack:
- USAA, with an average rate of $2,573
- Geico, coming in with a rate of $2,606
- Cincinnati Insurance Co., offering an annual rate of $3,739
Cheapest for senior drivers
There are a number of benefits associated with being an older, wiser driver. In fact, seniors can frequently snag a decent low-cost insurance rate due to their decades of driving experience. One of the best insurance companies for cheap premiums for seniors is Geico, with an average rate of $976.
Other contenders for the cheapest car insurance in Alabama for senior drivers include:
- Nationwide, offering a competitive rate of $1,081
- Country Preferred, with an average rate of $1,151
- Cincinnati Insurance Co., offering an average annual rate of $1,243
Cheapest for drivers looking for minimum coverage
Alabama requires drivers to carry at least minimum coverage. The reason is clear: to provide the most basic protection. For the driver with minimum coverage, it's a matter of being covered in the event of physical injury. And if a driver with minimum coverage hits another car on the road, it helps cover the cost of physical injuries, death, and damage to the other driver's car. The best car insurance in Alabama for cheap minimum coverage is Cincinnati Insurance Co. with an average annual rate of $327.
Other contenders for cheap Alabama minimum car insurance are:
- Geico, coming in with an average rate of $358
- USAA, offering an average annual rate of $391
- Country Preferred, with an average rate of $421
Average car insurance cost in Alabama compared to the national average
The average rate for Alabama auto insurance is $2,482, approximately 6% less than the national average.
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