Best Coupon Apps of 2025
Updated
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Everyone loves saving money. Using the best coupon apps can help you spend less when shopping online and in person when buying groceries, clothes, home essentials, and much more. Take a closer look at the best coupon apps of 2025 to learn how you can save.
Ibotta is a cash back coupon app that can help you earn cash back when shopping. It's free to use and features more than 2,000 retailers nationwide. Retailers include grocery stores, convenience stores, home improvement stores, pharmacies, clothing stores, and wholesale clubs.
You must activate offers to earn rewards. You can either submit a copy of your receipt or link a store loyalty card to prove that you purchased eligible items. After Ibotta verifies your purchase, cash back will be added to your account. You'll need to reach a minimum of $20 to withdraw your cash back earnings to your bank or PayPal account. You can also redeem your cash back earnings for gift cards.
Dosh is another free app that made our best coupon app list. Dosh rewards shoppers with cash back rewards. You can also earn rewards when you book hotels through Dosh. Unlike some other apps, you don't have to activate an offer to earn. Instead, you link your credit cards or debit cards, and earnings will be automatic. Debit cards must be used as credit to earn rewards. Additional rewards opportunities may be made available to Visa cardholders as "Tap to Activate Offers." These offers must be activated to earn rewards.
Dosh features many retailers. There's an account minimum of $15 required for payment. You can request payment to your PayPal or Venmo account or donate your earnings to charity. Cash back rewards vary by retailer. Some cash back offers within the app are for online purchases only, while others are for in-store and online.
Dosh is free to download and use, but you'll be charged an account maintenance fee if your account remains inactive for 12 months. This $4.99 fee is deducted from your Dosh account balance. This fee is never charged to credit cards or taken from bank accounts.
Rakuten is another best coupon apps pick, and it functions similarly to other cash back apps. After activating offers, you'll earn cash back rewards when you shop with select retailers. Rewards vary. Some retailers offer a cash back percentage based on how much you spend with them, while others provide a specific dollar amount.
Rakuten works with over 3,500 retailers. Payment is made every quarter via PayPal transfer or paper check. You'll need a minimum of $5.01 in your account to receive a payment. Your earnings will carry into the next quarter if your balance is below the minimum threshold.
Shopkick is not quite a coupon app, but it offers rewards. With this app, you'll earn rewards when shopping online, in person, and when scanning (but not buying) select items in-store.
Instead of earning cash back, like with similar apps, you'll earn "kicks," or rewards points, which you can redeem for digital gift cards. In addition to being rewarded for shopping, Shopkick offers other ways to earn rewards, like watching ads.
To earn kicks without making purchases, enter a participating retailer and scan select products with the in-app scanner. To earn kicks via purchases, shop at participating stores and earn automatically with a linked credit card or eligible debit card, or make your purchase and submit a receipt. You can also shop at select online stores through the app to earn kicks.
Gift cards are available from a variety of retailers. Rewards vary, but most rewards are 250 kicks per dollar. For example, a $25 gift card would typically require 6,250 kicks.
Shopmium is a cash back coupon app. You can earn cash back on everyday purchases made in store and online at supermarkets and other retailers. You'll need to download the app and create an account to earn cash back. When you see an offer you like, activate it by clicking the plus button. Like some other coupon apps, you must activate offers to earn cash back.
Some offers are store-specific, but that's not always the case, so it's essential to review any restrictions listed. Sometimes, you may be unable to claim certain offers at specific stores. Additionally, most offers outline a purchase date timeline. You must activate and complete offers during the dates listed. Before shopping, review the terms of each offer.
You must submit proof of purchase for verification. To do this, click the "Redeem" button and upload a photo of your receipt or a copy of your credit card statement showing the date of purchase, product, price, store, and total amount spent. Then, you'll need to scan the product barcodes. You should keep your receipt until your cash back earnings are approved.
A stand-out feature of Shopmium is it has no minimum cash out amount, nor do you have to request a payout. Once your cash back earnings have been approved, payment will be sent automatically to the payment app of your choice. This is a notable difference from many popular coupon and cash back rewards apps, like Ibotta and Rakuten. Shopmium offers two convenient payment methods: Venmo and PayPal.
Note: Our best coupon apps list previously included Coupons.com. However, the Coupons.com mobile app was discontinued in July 2023 and has since been acquired by Shopmium.
Groupon is another one of the best money-saving apps on our list. Groupon offers discounted deals for purchase, which provide discounted services or products at participating retailers. Once you buy a Groupon deal, you'll get a code or voucher to redeem your purchase.
Groupon also has coupons. You must click through and shop on the mobile app to use these coupons. Some coupons list a promo code, while others automatically offer the discount once you click through and shop with the retailer.
Coupon apps are simple to use, but they function in different ways. Some apps require you to buy items to earn rewards, like cash back apps do. Others offer discounted deals available for purchase to save on a product or service. Other best coupon apps work by giving you a coupon or discount code to save money when you shop at participating retailers.
There are several types of coupon code apps and money-saving apps available. Here are some examples:
How much money you can save by using coupon apps varies greatly. Your success depends on your spending habits, how often you activate offers, and whether you frequently shop at participating retailers. To maximize earnings, don't forget to use these apps.
Using rewards credit cards to pay for regular purchases that you've budgeted for and can pay off in full is an excellent way to boost the rewards you earn when shopping. But remember to only buy what you can afford. You don't want to overspend or risk accumulating expensive credit card debt by carrying a balance on your credit card. If you need help managing your spending, check out our list of the best budgeting apps.
Coupon apps can be a great option if you're looking for ways to spend less money or earn cash back or other rewards when shopping. Ditch paper coupons and give these apps a try. Spending less when shopping in person or online can help you reach your personal finance goals.
We recommend putting cash back earnings or money saved into a savings account to earn interest. If you need a new savings account, check out our list of the best savings accounts available.
Make sure you're getting the best account for you by comparing savings rates and promotions. Here are some of our favorite high-yield savings accounts to consider.
| Account | APY | Promotion | Next Steps |
|---|---|---|---|
Open Account for SoFi Checking and Savings
On SoFi's Secure Website.
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
up to 3.80%²
Rate info
You can earn the maximum APY by having Direct Deposit (no minimum amount required) or by making $5,000 or more in Qualifying Deposits every 30 days. See SoFi Checking and Savings rate sheet at: https://www.sofi.com/legal/banking-rate-sheet.
Min. to earn: $0
|
New customers can earn up to a $300 bonus with qualifying direct deposits!¹
|
Open Account for SoFi Checking and Savings
On SoFi's Secure Website. |
Open Account for CIT Platinum Savings
On CIT's Secure Website.
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
4.10% APY for balances of $5,000 or more
Rate info
4.10% APY for balances of $5,000 or more; otherwise, 0.25% APY
Min. to earn: $100 to open account, $5,000+ for max APY
|
Earn a bonus of at least $225 after a one-time deposit of $25,000+.
Transfer a one-time deposit of $25,000-$49,999.99 for a bonus of $225. Transfer a one-time deposit of $50,000+ for a bonus of $300. Account must be opened with code PS2025 while this promotion lasts, and funded within 30 days. Bonus will be fulfilled within 60 days from the funding date. There is no period of time where the customer will be required to maintain the funds. Account must be open when bonus is credited. One bonus per account and primary customer. Bonus will be credited into the Platinum Savings Account that fulfills the funding requirement. Funding can be deposited all at once or incrementally.
|
Open Account for CIT Platinum Savings
On CIT's Secure Website. |
Open Account for American Express® High Yield Savings
On American Express's Secure Website.
Rating image, 4.00 out of 5 stars.
4.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
3.70%
Rate info
3.70% annual percentage yield as of April 5, 2025. Terms apply.
Min. to earn: $0
|
N/A
|
Open Account for American Express® High Yield Savings
On American Express's Secure Website. |
SoFi disclosure:
¹ New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/26. See full bonus and annual percentage yield (APY) terms at sofi.com/banking#1.
² SoFi members who enroll in SoFi Plus with Direct Deposit or by paying the SoFi Plus Subscription Fee every 30 days or with $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either SoFi Plus or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Only SoFi Plus members are eligible for other SoFi Plus benefits. Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet. See the SoFi Plus Terms and Conditions at https://www.sofi.com/terms-of-use/#plus.
³ We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Checking & Savings Fee Sheet for details at sofi.com/legal/banking-fees/.
⁴ SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per depositor per legal category of account ownership, as described in the FDIC’s regulations.
Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $3M through participation in the program. See full terms at SoFi.com/banking/fdic/sidpterms. See list of participating banks at SoFi.com/banking/fdic/participatingbanks.
⁵ We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees incurred when using out-of-network ATMs are not subject to reimbursement. SoFi’s ATM policies are subject to change at our discretion at any time.
⁶ Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary.
⁷ Overdraft Coverage is limited to $50 on debit card purchases only and is an account benefit available to customers with direct deposits of $1,000 or more during the current 30-day Evaluation Period as determined by SoFi Bank, N.A. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the“30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Members with a prior history of non-repayment of negative balances are ineligible for Overdraft Coverage.
You can save anywhere from a few cents or a couple of dollars to hundreds of dollars. How much money you save depends on your spending habits and how often you use these apps.
Yes. You can feel confident if you're using a reputable, well-known coupon app. Avoid lesser-known, brand-new apps.
Most coupon apps are free to use.
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.
