Personal Loans Articles
When you're trying to get out of debt, a personal loan may be right for you. Get more information about personal loans and whether they are a good fit for your situation.
Recent Articles
April 13, 2024 | By Lyle Daly
Want a Lower Interest Rate on a Loan? Use This Trick to Raise Your Credit Score
Your credit score is one of the main factors in the interest rate lenders charge you. Check out a helpful move you can use to give your score a boost.
March 15, 2024 | By Matt Frankel, CFP®
Will Personal Loan Interest Rates Come Down in 2024?
Borrowing money has become more expensive in recent years. Is there relief on the horizon? Keep reading to find out.
Dec. 3, 2023 | By Dana George
Should You Consolidate Debt in 2024?
Americans owe more than $1 trillion on credit card debt alone. If you're carrying high-interest debt, here's how you can get out from under it.
Nov. 15, 2023 | By Chris Neiger
Americans Are Falling Behind on Their Car Payments
A record number of owners spend more than $1,000 on their monthly car payments. Read on to learn how to cope with payments that are too high.
Nov. 14, 2023 | By Ashley Maready
Buying a Used Car? 4 Mistakes to Avoid at All Costs
Cars have gotten expensive, and that even includes used ones. Learn what to watch out for when you purchase a used vehicle.
Nov. 8, 2023 | By Dana George
What Are the Monthly Payments on a $2,500 Personal Loan?
On occasion, it is necessary to borrow a relatively small sum of money. Here's how much the monthly payments would be for $2,500.
Oct. 29, 2023 | By Dana George
This Is the Average Monthly Car Payment in 2023. How Do You Compare?
The average monthly car payment has hit a new high. Keep reading to learn where it currently stands.
Oct. 26, 2023 | By Dana George
What Are the Monthly Payments on a $5,000 Personal Loan?
The cost of borrowing $5,000 varies, depending on the borrower's credit history. Here's how much it might cost you to borrow the money.
Oct. 24, 2023 | By Matt Frankel, CFP®
Can You Get a Personal Loan to Pay Your Taxes?
You can use a personal loan for just about anything. Even paying Uncle Sam. Read on to learn how a personal loan could be the answer to your tax bill.
Oct. 20, 2023 | By Matt Frankel, CFP®
Is a Personal Loan a Smart Way to Get Out of Debt?
Personal loans can be excellent financial tools. Find out if one could help you get out of debt faster.
Sept. 26, 2023 | By Chris Neiger
5 Ways to Keep Saving for Retirement When You're Tackling Loan Payments
America's debts are stacking up. Here's how to stay on track with your retirement if you're paying your debt down.
Sept. 25, 2023 | By Ashley Maready
2 Reasons Why Borrowing Money for Your Wedding Is Absolutely Not Worth It
If you've always dreamed of a fairytale wedding, you might be inclined to get a loan to cover costs. Learn why this is a bad idea.
Sept. 15, 2023 | By Robin Hartill, CFP
Car Loans Are Harder to Get Than Ever. Here Are 6 Tips for Securing Financing
As auto loan defaults rise, it's getting tougher to finance a car. Consider these six tips for getting a loan if you're shopping for a car.
Sept. 13, 2023 | By David Chang, ChFC®, CLU®
Struggling to Pay Back a Personal Loan? Here Are Four Options to Help Get You Back on Your Feet
Find out how to manage your debt better and get back on track financially. Learn the four options that can help make repaying your personal loan easier.
Sept. 9, 2023 | By Ashley Maready
3 Reasons You Were Turned Down for a Personal Loan
Rejection hurts, especially when you need to borrow money. Keep reading to learn why your personal loan application could be denied.
Sept. 6, 2023 | By Dana George
This Is the Average American's Personal Loan Payment. How Do You Compare?
More than 22 million American consumers have a personal loan. Keep reading to learn how much they owe on average.
Sept. 2, 2023 | By Ashley Maready
2 Times When a Personal Loan Is a Great Way to Borrow Money
Personal loans aren't a good way to borrow in all situations. Keep reading for two instances in which they really shine.
Aug. 30, 2023 | By Matt Frankel, CFP®
Can You Have Multiple Personal Loans at Once?
Is it possible to have two, or even three personal loans at a time? Keep reading to find out.
Aug. 26, 2023 | By Steven Porrello
Should You Take Out a 401(k) Loan to Renovate Your Home?
A 401(k) loan could give you a low-cost way to renovate your home. But is it worth the risks? Weigh the pros and cons here.
Aug. 24, 2023 | By Ashley Maready
Here's Why You Should Opt for the Shortest Car Loan Possible
Longer loan terms mean smaller payments, so why wouldn't you want that? Keep reading to find out.
Aug. 9, 2023 | By Chris Neiger
These Are the Most-Googled Personal Loan Topics
Personal loans can be a good option to cover various expenses. Read on to learn more about the top personal loan topics.
Aug. 8, 2023 | By Chris Neiger
3 Tips to Manage a $500 per Month Car Payment
The average monthly car payment is now $733. Read on to find out how to manage expensive car payments.
July 31, 2023 | By Dana George
Consumers Beware: This Legal Change Is Allowing One Lender to Charge Triple-Digit Interest Rates
Consumer laws in two states favor title loan lenders. Read more to learn where consumers are at risk.
July 30, 2023 | By David Chang, ChFC®, CLU®
Can I Get a Personal Loan Without a Job? The Answer Will Surprise You
Many people wonder if they can borrow money while unemployed. The good news is that even though it may seem difficult, it is possible. Find out how.
July 19, 2023 | By Dana George
Should You Take Out a Personal Loan to Help Support a Family Member?
If you're taking time away from the workplace to care for a loved one, you may be facing financial issues. Would a personal loan be a good idea or bad idea?
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