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Warranty protection covers your purchases for a certain amount of time in case they break or need repairs. There are few things more frustrating than needing warranty coverage, only to find it just expired. But it's less likely if you paid with a Chase credit card, because you might qualify for Chase extended warranty protection.
Extended warranty protection is a common perk with the best credit cards, and Chase offers it with its entire lineup. You don't need to pay extra when a store offers to sell you an extended warranty. You're already covered. To help you make the most of Chase extended warranty protection, this guide will explain what it covers and how to use it.
Chase extended warranty protection adds a year of coverage to original eligible warranties of three years or less.
You must pay for the item, or a portion of it, with your Chase card. Purchases made with your Chase card's rewards also qualify. If you make an eligible purchase with Chase Ultimate Rewards points, you'll get the extended warranty benefit.
The coverage limit is the original price of the purchase, minus any shipping and handling fees, up to a maximum of $10,000 per claim and $50,000 per account.
Chase extended warranty coverage applies to the following:
Chase extended warranty service doesn't cover everything. Items that aren't covered include:
Your Chase extended warranty protection will only pay for costs covered under the terms of the original warranty. For example, if you buy a new laptop, the warranty would generally cover any hardware problems you didn't cause, such as a defective battery. If you spill coffee on it, warranty coverage doesn't apply. The same rules apply with a Chase extended warranty.
Every warranty specifies what it does and doesn't cover in its terms, so you can read yours to clear up any confusion.
Here are the Chase credit cards that offer extended warranty protection:
As you can see, plenty of Chase cards provide extended warranty. Some charge an annual fee, but there are also quite a few no-annual-fee cards on the list. If you're not sure which card to choose, try seeing if you can prequalify for a Chase credit card. This gives you an idea of cards you're likely to get approved for with the card issuer.
You can file a Chase extended warranty claim online by going to its Card Benefit Services website. It's fastest to file online, but you can also call 1-800-874-7702. Certain Chase cards have different phone lines you can call for extended warranty claims. You must file within 90 days of the product failure. If not, your claim may be denied.
During the claim process, you'll receive a claim form. You should also get information about where to get your product repaired. You may need to provide documentation, which can include:
Return the completed and signed claim form along with any required documents within 120 days of product failure. Again, your claim may be denied if you fail to do so.
If your claim is approved, your item will be either repaired or reimbursed. Remember that the maximum amount will be the original purchase price on your credit card receipt, minus shipping and handling. There's a limit of $10,000 per claim and $50,000 per account.
Extended warranty coverage is one of many Chase credit card benefits. Like purchase protection, another valuable extra, you get it with just about every Chase card. These features may not get as much attention as rewards and sign-up bonuses, but they're still an important part of comparing credit cards and picking the right one.
Chase extended warranty protection provides an additional year of coverage to original eligible warranties of three years or less. The item will have the exact same warranty coverage for an extra year.
To receive this benefit, you need to pay for at least a portion of the purchase with your Chase card or rewards from that Chase card.
Chase's extended warranty doesn't cover all purchases. For example, it doesn't cover motorized vehicles, items intended for resale, computer software, and medical equipment. You can see more of the purchases that aren't covered in your Chase credit card's information.
To file a Chase extended warranty claim, visit its Card Benefit Services site. Sign in to your account or, if you don't have an account yet, create one using your email address and card number. Once you've signed in, you can file your claim.
Alternatively, call the claims phone number found in your Chase card's guide to benefits.
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