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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

Dec. 18, 2025 | By Joel O'Leary

Here's What Happens When You Withdraw Cash With a Credit Card

Withdrawing cash using a credit card (aka cash advance) can trigger instant fees, high interest, and credit risks. Here are smarter alternatives to consider.
Dec. 18, 2025 | By Joel O'Leary

4 Reasons You Should Actually Pull From Your Savings Account

A savings account is usually for emergencies, but here's when tapping it is actually the smartest financial move you can make.
Dec. 18, 2025 | By Joel O'Leary

You Might Not Realize What Happens When You Spend More Than $10,000 on Your Credit Card

Charging $10,000+ to a credit card can trigger fraud checks, raise utilization, and rack up interest. Here's what happens, and how to avoid the downsides.
Dec. 18, 2025 | By Joel O'Leary

These 3 Changes Are Coming to IRAs in 2026

IRA rules are shifting slightly in 2026. Here are three key changes, including higher income and contribution limits, and how to use them to your advantage.
Dec. 18, 2025 | By Ryan Wilcox

This Bank of America Card Offers 6% Cash Back and a $200 Bonus

Want to earn 6% cash back in the spending category of your choice for a year? Here's how you can with this valuable Bank of America card.
Dec. 18, 2025 | By Ryan Wilcox

Pay 0% Interest, Rack Up Travel Rewards, and More: The Best Wells Fargo Cards Available This Week, Dec. 18, 2025

Wells Fargo offers some of the best credit cards of all kinds, from great travel earners to top balance transfer options. Here are our favorites available now.
Dec. 18, 2025 | By Ryan Wilcox

Land a $250 Amazon Gift Card: The Best Chase Cards Available This Week, Dec. 18, 2025

Whether you're looking for valuable cash back or great travel perks, Chase has you covered. Here are all our favorite cards from the issuer this week.
Dec. 18, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, Dec. 18, 2025 -- APYs Still up to 5.00%

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide after last week's Fed cut.
Dec. 18, 2025 | By James McClenathen

Get 0% Intro APR and 5% Cash Back on Amazon Now With This Card

The Discover it® Cash Back card could help you avoid interest charges and earn big rewards for Amazon shopping -- and more. Here's how.
Dec. 17, 2025 | By Joel O'Leary

Here's What Happens When You Only Use Credit Cards

Credit cards offer rewards and protection, but using them exclusively has downsides. Here's what to know before going all-in on credit.
Dec. 17, 2025 | By Joel O'Leary

We Compared 100+ Credit Cards -- These 3 Offer the Best 0% Intro APR in 2026

These top 0% intro APR and balance transfer cards can help you save hundreds in interest in 2026 and pay off your debt faster.
Dec. 17, 2025 | By Jake FitzGerald

Here's What Happens When You Deposit a Large Check

Large checks follow a slower, stricter clearing process, and most of the money isn't available right away. Here's what actually happens behind the scenes.
Dec. 17, 2025 | By Ryan Wilcox

Grocery, Travel Cards, and More: The Best Amex Cards Available This Week, Dec. 17, 2025

Looking for a card with a sky-high welcome bonus and valuable perks? American Express is worth a look. Here's what to know.
Dec. 17, 2025 | By Joel O'Leary

Don't Keep Cash at Home. Here Are 3 Dead Simple Places to Put It Instead

High-yield savings, short-term CDs, and index funds beat hiding cash at home. Here's why these places are safer and smarter to put your money instead.
Dec. 17, 2025 | By Ryan Wilcox

Earn Tons of Cash Back and Travel Rewards: The Best Bank of America Cards Available This Week, Dec. 17, 2025

Looking for a new cash back or travel card? Bank of America has you covered. Here are all our favorite cards from the issuer available now.
Dec. 17, 2025 | By Ryan Wilcox

Earn Hundreds a Year in Flexible Rewards: The Best Cash Back Cards Available This Week, Dec. 17, 2025

When you want simple credit card rewards that are easy to redeem, you probably want a cash back card. Here are our favorite options available now.
Dec. 17, 2025 | By Jake FitzGerald

The Best High-Yield Savings Accounts Today: Dec. 17, 2025 -- APYs up to 5.00% Still Available

The Fed cut rates again last week, but today's top high-yield savings accounts continue to offer up to 5.00% APY.
Dec. 16, 2025 | By Joel O'Leary

Amex Platinum Offers a Massive Welcome Bonus. Find Out Your Offer Now

This VIP travel card is offering one of its biggest bonus incentives in years. Here's how to check your personalized offer and see if it's worth it.
Dec. 16, 2025 | By Joel O'Leary

We Compared 100+ Credit Cards -- These Are the Best for 2026 Travel

Learn about these expert-approved winners that can give you top rewards, perks, and real value for every kind of traveler in 2026.
Dec. 16, 2025 | By Joel O'Leary

The 4 Biggest Mistakes You Can Make When Paying Off Credit Card Debt

Don't let these four mistakes wreck your debt payoff plans in 2026. Learn how to outsmart them and ditch your balance faster.
Dec. 16, 2025 | By Ryan Wilcox

Need a Break From Interest Payments? Here's Our Top 0% Intro APR Credit Card

With the Wells Fargo Reflect card, you'll get one of the longest intro APR periods you can find. Here's how easy it is to start saving today.
Dec. 16, 2025 | By Ryan Wilcox

3 Places You Should Never Keep Your Emergency Savings Fund

Your emergency fund should be accessible to you at all times -- but it should be earning a decent return, too. Here are three places you shouldn't keep it.
Dec. 16, 2025 | By Joel O'Leary

Earn $300 Cash Back + a $250 Gift Card -- Chase Has Two Standout Offers Live Right Now

Chase is running two generous limited-time offers right now with no-annual-fee cards. Here's how each deal works and how to pick the right card for you.
Dec. 16, 2025 | By Jake FitzGerald

Here's What Happens When You Use a Debit Card at a Hotel

Hotels treat debit cards very differently from credit cards, and the behind-the-scenes process can lock up your cash for days.
Dec. 16, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Dec. 16, 2025

High-yield savings accounts are paying up to 5.00% APY today following another Fed rate cut last week -- compare the top rates still available now.