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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

A plane flying to the left
Oct. 15, 2024 | By Lyle Daly

Want to Fly Business Class? Don't Make These 5 Expensive Mistakes

When you're booking business class, getting the best deal is important. Watch out for these mistakes that could end up costing you.
A black credit card against a pink background
Oct. 15, 2024 | By Lyle Daly

Why Your Perfect Credit Isn't Enough for a Credit Card Approval

Think that perfect credit gets you approved on any credit card application? See why you could still be denied, no matter how high your score is.
A small wallet showing it holding three credit cards
Oct. 14, 2024 | By Matt Frankel, CFP®

I've Never Canceled a Credit Card. Here's Why

In over 20 years of actively using credit cards, I've never closed an account. Here are my reasons for keeping all my cards open.
A small wallet showing it holding three credit cards
Oct. 13, 2024 | By Lyle Daly

Here's Rich Americans' Favorite Type of Credit Card

Want to know what millionaires have in their wallets? Check out recent data on their preferred credit cards.
A hand holding a wallet
Oct. 12, 2024 | By Emma Newbery

You Might Not Realize What Happens When You Spend More Than $10,000 on Your Credit Card

What matters when you spend significant sums on your credit card is whether you can pay down the balance. Find out how much it might cost if you can't.
Two parents holding their jumping child's hands between them while rolling their suitcases toward an airplane on the tarmac.
Oct. 11, 2024 | By Jordi Lippe-McGraw

3 Mistakes People Make With Their Credit Card Points

Avoid these common mistakes with your credit card points and maximize rewards for travel, dining, and more. Learn how to start optimizing now.
A person smiling while reading a piece of paper in their hand at their kitchen table.
Oct. 11, 2024 | By Lyle Daly

Top 3 Habits of People With Perfect Credit Scores

Only a small percentage of people have perfect credit scores. Learn about their smart habits that help them maintain their credit scores and save money.
A green background with jester cap logos and a credit card image overlayed
Oct. 11, 2024 | By Chris Neiger

Never Make These 3 Purchases With Your Credit Card

Credit cards are an expensive lifeline. Read on to find out when you should avoid using them.
A globe in a stand against an orange background
Oct. 10, 2024 | By Lyle Daly

5 Travel Card Mistakes That Could Cost You Over $1,000

Not everyone gets the most out of their travel cards. Watch out for these travel card mistakes that could prove costly.
A woman pauses working on her personal finances to enjoy a cup of coffee.
Oct. 10, 2024 | By Kailey Hagen

Here's What the Fed's 0.50% Rate Cut Means for People Carrying a Credit Card Balance

Fed rate cuts are supposed to make borrowing money more affordable, but it may not change much for those with credit card debt. Here's why.
Someone cuts up a credit or debit card with scissors in their home.
Oct. 9, 2024 | By Matt Frankel, CFP®

Owe Money on Your Credit Cards? Mark Cuban Says You Should Do This

The Shark Tank star has been a fierce critic of credit cards. Find out what he thinks you should do with yours.
A plane flight straight at the viewer
Oct. 9, 2024 | By Natasha Etzel

You Can Save $50 on a Southwest Airlines Gift Card at Costco

You don't have to pay full price to fly Southwest Airlines. Find out how Costco can help reduce your upcoming airfare costs.
A green background with jester cap logos and a credit card image overlayed
Oct. 8, 2024 | By Chris Neiger

Prediction: Here's Where Credit Card Interest Rates Will Be in 2025

Interest rates are falling for borrowers. Read on to find out where credit card rates could be by the time 2025 rolls around.
A woman pumps her fist and smiles.
Oct. 7, 2024 | By Lyle Daly

Is It Actually Possible to Achieve a Perfect Credit Score?

A high credit score comes with lots of financial benefits. Find out if it's possible to earn a perfect credit score, and the best ways to improve your credit.
Financial advisor discusses credit scores with a client.
Oct. 6, 2024 | By Chris Neiger

A Perfect 850 Credit Score Is Overrated. Here's Why

Perfection isn't the goal. Read on to find out what credit score will give you the best rates and offers.
Someone paying on a credit card reader with flowers in the background.
Oct. 6, 2024 | By Lyle Daly

4 Reasons Your Credit Card Could Get Declined -- and How to Fix Them

It's frustrating when your credit card gets declined. Find out why this can happen and what you can do to fix it.
A smiling person holding a shopping bag and a phone while standing outside a store window filled with watches.
Oct. 6, 2024 | By Lyle Daly

How I'm Going to Save Over $2,500 From Opening 3 New Credit Cards

Credit card rewards are an underrated way to save money. Learn how I'm saving over $2,500 thanks to three new rewards cards I recently opened.
Woman on sofa with credit card in her hand and laptop.
Oct. 5, 2024 | By Natasha Etzel

Do You Need More Than One Credit Card? Here's How to Decide

Do you need help deciding whether to apply for a second credit card or stick with one card? Find out whether you can benefit from getting another credit card.
A female clerk at a clothing store swiping a credit card on a payment tablet.
Oct. 5, 2024 | By Natasha Etzel

Want to Save Money? Here's How Your Credit Card Can Help

Are you looking to maximize your savings on everyday purchases? Find out how your credit card can save you more money when you shop.
Smiling woman with laptop sits cross legged on sofa holding a credit card.
Oct. 5, 2024 | By Lyle Daly

3 Smart Reasons to Open a New Credit Card Before 2025

There's still time to make impactful money moves before 2025. Discover how opening a credit card could help you get ahead financially.
A smiling woman with a credit card.
Oct. 5, 2024 | By Lyle Daly

Interest Rates Are Falling. Are Your Credit Card Rewards Safe?

Interest is one of the ways credit card companies make money. See if falling interest rates could cause card issuers to cut back on their rewards programs.
A black credit card against a pink background
Oct. 4, 2024 | By Lyle Daly

3 Warning Signs You Shouldn't Open a New Credit Card

Opening a credit card isn't a decision to take lightly. Learn about the warning signs that it's not a good time to apply for a new card.
A man and woman sitting on their couch looking through bills and signing papers.
Oct. 4, 2024 | By Ashley Maready

Prediction: Your Credit Card Balance May Soon Be Cheaper

We could soon see slightly lower credit card APRs. Read on to learn why paying off your debt is better than hoping for a lower rate.
Close up on wallet containing various credit cards.
Oct. 4, 2024 | By Ashley Maready

Is It Better to Cancel Your Unused Credit Card or Keep It Open?

An unused credit card can still do some good for your finances. Read on to find out when it's worth hanging on to an account you don't use.
An older man uses his laptop to read the news while sitting in a coffee shop.
Oct. 3, 2024 | By Chris Neiger

Baby Boomers Still Have the Highest Credit Limits. See How You Compare

Baby boomers probably have access to more money than you. Read on to find out how to catch up.