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Mortgage Articles | Page 7

Buying a home is probably your life's most costly undertaking. Learn how to find the best lenders and get the best interest rates and you can save tens of thousands of dollars.
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Recent Articles

A group of friends eating a meal around a backyard patio table.
April 6, 2024 | By Chris Neiger

61% of Americans Say They'd Co-Buy a Home With a Friend. Would You?

Some Americans are turning to their friends for a buying partner. Read on to find out a few ways to lower your mortgage payment.
Happy, mature couple laying on the floor surrounded by moving boxes.
April 5, 2024 | By Dana George

The Unexpected Benefits of High Home Prices for Empty Nesters

Low home inventory has driven up home prices. Here's how one group is sure to benefit from higher prices.
a bunch of hundred dollar bills in the shape of a house
April 1, 2024 | By Chris Neiger

Ranked: Most Affordable Areas for Empty Nesters to Buy Homes

Considering a move now that the kids have moved out? Read on to find some of the most affordable cities.
A woman celebrating with her arms out while standing next to moving boxes in her new home.
March 30, 2024 | By Ashley Maready

Renting Is Cheap for Me. Here's Why I'm Buying a House Anyway

Buying a house is expensive -- but might be worth it. Learn why one writer is resisting the impulse to keep renting.
A young adult carries a box of items, including a large plant, into their new house.
March 29, 2024 | By Ashley Maready

I'm Considering This Surprising Move to Save Money on a Mortgage

Adjustable-rate mortgages are always bad news, right? Learn why one writer is thinking more about them as she enters the housing market.
A glass jar that reads House Fund half filled with coins
March 22, 2024 | By Ashley Maready

I'm Officially House Hunting. Here Are My 3 Biggest Deal Breakers When Choosing a Property

It's early days in my search for a house to buy. Learn some of the deal breakers I've encountered so far.
A house against an orange background
March 21, 2024 | By Ashley Maready

Will Having a Lot of Credit Cards Hurt My Chances of Buying a House?

A mortgage is likely to be the largest amount of money you'll ever borrow. Keep reading to learn how existing credit card accounts can impact it.
A glass jar that reads House Fund half filled with coins
March 19, 2024 | By Kristi Waterworth

Why Are Home Prices So High?

It costs more to buy a house today, we all know that. But why? Keep reading for a discussion of the factors at play.
Folded currency bills in the shape of a house
March 18, 2024 | By Margo Winton Parodi

3 Reasons I'm Glad I Didn't Splurge on a Forever Home

They say a home is likely the biggest purchase you'll ever make. Find out some of the benefits of buying a great home rather than the perfect one.
A young man and woman speaking with their realtor who's holding a tablet in an open house.
March 17, 2024 | By Kristi Waterworth

3 Lies You've Been Told About Mortgage Interest Rates

Mortgage interest rates aren't as straightforward as they seem. Keep reading for the partial truths within this particular real estate lore.
A man and woman looking around a room that's being renovated.
March 14, 2024 | By Ashley Maready

Buying an Older Home? Here's One Crucial Thing You Need

A 75- or 100-year-old house may come with charm and beauty -- but potentially also expensive problems. Here's how an emergency fund can save your finances.
A woman chats with her realtor while standing outside a nice house.
March 13, 2024 | By Natasha Etzel

This Is How Much You Could Save With Lower Mortgage Interest Rates

Review current home loan rates before buying a house. You may be shocked to discover how much money you could save with a lower mortgage interest rate.
Folded currency bills in the shape of a house
March 12, 2024 | By Matt Frankel, CFP®

Buying Your First Home in 2024? Here Are 18 Mortgage Terms You Need to Know

Knowing the terminology puts you in a better position to navigate the mortgage process. Keep reading for a glossary of home loan terms you'll encounter.
A couple negotiating with a lender at a table with paperwork.
March 10, 2024 | By Ashley Maready

3 Savvy Hacks for Securing the Best Mortgage Interest Rate

Want to buy a house? Keep reading for a few ways to get the best mortgage rate available -- even though rates are up across the board.
A couple unpacks cardboard boxes and organizes jars on shelves in their new kitchen.
March 3, 2024 | By Natasha Etzel

I Finally Ditched My PMI, But I'm Not Coming Out a Winner. Here's Why

Homeowners can save when they build equity. But additional homeownership costs may eat away at the savings. Read on for one writer's experience.
A man and woman looking through the door of a house held open by a realtor.
March 3, 2024 | By Brittney Myers

5 Tips for Navigating the 2024 Housing Market

The 2024 market will likely be similar to 2023's rough ride. Here are a few ways to handle it.
A couple go over their personal finances with a lender.
Feb. 20, 2024 | By Matt Frankel, CFP®

Is an Adjustable-Rate Mortgage a Smart Idea in 2024?

You can save money by choosing a variable rate. But is it a good idea for you? Keep reading to see the pros and cons.
A young couple smiling while talking to their realtor outside a home for sale.
Feb. 18, 2024 | By Jordi Lippe-McGraw

3 Things Not to Do If You Want to Buy a House in the Next 6 Months

Buying a home could be the biggest financial move you ever make. Read on to learn how to make your dream home a reality with smart choices.
Family emerging from a beach house.
Feb. 13, 2024 | By Jordi Lippe-McGraw

Should You Buy a Second Home First?

As home buying in popular areas becomes increasingly more expensive, some people are buying vacation homes first. Learn more about this strategic investment.
A woman sitting on the kitchen counter in her apartment and smiling at a tablet she's holding.
Feb. 5, 2024 | By Ashley Maready

The American Dream in 2024: How Renters Can Grow Wealth, Too

A lot of people assume buying a home is the surest path to becoming rich. But is it? Keep reading to see how investing can make renters rich.
Two people sitting on a couch in their living room while typing on a laptop on the coffee table.
Feb. 5, 2024 | By Matt Frankel, CFP®

Did You Buy a Home With a High Mortgage Rate? Here's How to Know if It's Time to Refinance

Mortgage rates have retreated from all-time highs and are expected to keep falling. Here's what you need to know.
A worried-looking man sorting through papers at his dining table next to his baby in a high chair.
Feb. 3, 2024 | By Kristi Waterworth

Can You Afford to Sell Your Home?

Just because your home has a lot of equity thanks to rising tides doesn't mean you can actually afford to sell it. Find out what to consider.
Woman holding glasses with one hand on computer keyboard.
Feb. 3, 2024 | By Dana George

How Much Would My Mortgage Be on a $200,000 Home?

A monthly mortgage payment consists of more than the cost of a house. Here's how to calculate payments for a $200K house.
A smiling real estate agent shows two clients features of a home's exterior.
Feb. 1, 2024 | By Dana George

3 Ways Landlords Impact Your Ability to Buy a Home

Although landlords are just doing their part to make a living, they can also cut in on your ability to purchase a home. Find out how.
Two people with a baby walking down a residential street and carrying groceries.
Jan. 31, 2024 | By Chris Neiger

5 Affordable Cities to Buy a Home in 2024

Homes are still expensive across much of the country. But check out these cities that offer some relief.