Personal Loans Articles | Page 2
When you're trying to get out of debt, a personal loan may be right for you. Get more information about personal loans and whether they are a good fit for your situation.
Recent Articles
July 16, 2023 | By Ashley Maready
How Much Can You Spend to Finance a Car? Here's How to Tell
A car is a big purchase, especially these days. Read on for a look at what to consider when you're deciding how much car to buy.
July 16, 2023 | By Ashley Maready
3 Reasons Financing Your Car Might Be Better Than Leasing
We all need a way to get around. Read on to learn why getting an auto loan to buy a car of your own could be superior to leasing one.
July 14, 2023 | By Dana George
1 Powerful Way a Personal Loan Can Turn Your Financial Life Around
High-interest debt can stick around for years, dragging your budget down. Here's how a personal loan can make all the difference.
July 10, 2023 | By Ashley Maready
If You Could Trade Your PTO for a Loan or Extra Cash, Should You?
Taking time off work is important, but being able to avoid debt is too. Read on to learn how some people are using their PTO as an income source.
July 9, 2023 | By Ashley Maready
4 Ways to Save on Your Next Personal Loan
Personal loans can be used for just about anything. Read on to see how you can score a lower interest rate on one.
July 8, 2023 | By David Chang, ChFC®, CLU®
Car Debt Is Adding Up Fast as Consumers Loan Amounts Exceed Car Values
Many consumers have car loans surpassing the value of their vehicles. Learn about the dangers of rising loan-to-value ratios -- and what it means for borrowers.
July 8, 2023 | By Matt Frankel, CFP®
Personal Loan Approval Could Shrink in the Future. Here's Why
New banking regulations could make banks lend less money in the future. Read on to learn the potential impact on you.
July 2, 2023 | By Matt Frankel, CFP®
How Much Higher Are Personal Loan Interest Rates in 2023?
The cost of borrowing money is up. Find out how much more expensive you can expect a personal loan to be now.
June 19, 2023 | By David Chang, ChFC®, CLU®
What Is Private Credit? How This Alternative Asset Class Connects Borrowers and Lenders
Alternative asset classes like private credit are gaining popularity among investors, especially in the current economic climate. Read on to learn more.
May 23, 2023 | By Dana George
This Type of Loan Is So Predatory, Some States Have Banned Them. Here's Why
Payday loans often come with interest rates of 400% or more. However, these 19 states have outlawed the practice. Read on to find out why.
May 21, 2023 | By Emma Newbery
Need a Payday Loan? Why This Wall Street Expert Says You Should Think Again
Payday lenders charge $10 to $30 in fees for every $100 borrowed. Find out how quickly those fees can add up and make a bad financial situation worse.
May 20, 2023 | By David Chang, ChFC®, CLU®
6 Ways to Get Out of an Upside Down Car Loan
Being upside down on a car loan means you owe more than the car's current worth. Read below to find out how to get out of it.
May 12, 2023 | By Ashley Maready
4 Reasons to Refinance Your Auto Loan
You're not necessarily stuck with the interest rate and payment terms on your auto loan. Read on to learn a few scenarios where it might pay to refinance it.
May 11, 2023 | By Matt Frankel, CFP®
Should You Take Out a Personal Loan or Use a Credit Card?
Personal loans and credit cards can both be smart financial tools, but one could be the better choice for you. Here's how to tell.
May 10, 2023 | By Matt Frankel, CFP®
Unsure You Can Get a Personal Loan? Do This First
You can answer the question of whether you can get a personal loan quicker and easier than you think. Here's how.
May 5, 2023 | By Steven Porrello
Is It Ever a Good Idea to Take Out a Salary Advance Loan?
A salary advance can help you get money fast. But is it a good idea to borrow against your paychecks? Read on to find out when it's a smart idea.
April 22, 2023 | By Steven Porrello
This Is the Only Time I'd Take Out a Loan to Travel
Personal loans can be expensive and aren't the best way to fund your travels. Read on for the one situation in which a personal loan for travel is a good option.
April 21, 2023 | By Steven Porrello
This Is the Only Time Dave Ramsey Recommends a Personal Loan
Dave Ramsey hates personal loans. But here's one situation in which he recommends using one to get out of a bad situation.
April 18, 2023 | By Ashley Maready
It's Financial Literacy Month. Here's How to Protect Yourself From Predatory Lenders
April is a great time to learn more about money management. Keep reading for some tips to avoid getting scammed when taking out a loan.
April 17, 2023 | By Dana George
Here's What Happens When You Default on Your Loans
Approximately 77% of Americans are worried about their finances, worried perhaps about defaulting on a loan. Read on to learn what they can expect if a default occurs.
April 16, 2023 | By Cole Tretheway
Here's the Average Interest Rate on a Car Loan With a 700 Credit Score
A 700 credit score qualifies you for discounts on car loans, insurance, and more. Find out how much you can save, plus how to shrink monthly loan payments.
April 14, 2023 | By Cole Tretheway
Here's the Average Interest Rate on a Car Loan With a 501-600 Credit Score
Raising your credit score to 700 can halve your interest rate on an auto loan. Find out how to make purchasing a car more affordable with a below-average credit score.
April 10, 2023 | By Ashley Maready
Fail to Pay Your Auto Loan? Tech Advancements Could Mean Cars Repossess Themselves
Your auto lender has the right to repossess your vehicle. Keep reading to learn how technology could make this even easier, and how to avoid it.
April 6, 2023 | By Matt Frankel, CFP®
This Is the Average Auto Loan Interest Rate by Credit Score
Interest rates are higher than they used to be. Read on to find out how much you can expect to pay.
March 30, 2023 | By Ashley Maready
3 Reasons I'll Never Take Out a Loan to Travel
You can borrow money for any reason with a personal loan. But keep reading to learn why using one to pay for a vacation isn't a good idea.
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