Motley Fool Tools Terms and Conditions of Service

Welcome to Motley Fool Tools (“the Service”). This page sets forth the special Terms and Conditions by which The Motley Fool provides you with access to Motley Fool Tools (the "Terms"). It supplements the Fool's Rules (our standard terms and conditions), which are incorporated by reference. By subscribing to, and using the Service you are agreeing to abide by these Terms as well as the Fool's Rules INCLUDING THE BINDING ARBITRATION AND CLASS ACTION WAIVER DETAILED IN SECTION 13 OF THE FOOL’S RULES.

1.Motley Fool Tools

Motley Fool Tools are from The Motley Fool, LLC. Motley Fool Tools may be included as part of subscription services offered by The Motley Fool, LLC. From time to time, we may change the features, offerings and types of tools offered, but we will provide you with advance notice of any material changes.

Motley Fool Tools contains tools intended to help investors make decisions: These tools are not personalized investment advice and should not be considered, or used as such. Nor are we promising that by use of these tools and buying more stock as a result, you are sure to make more money.

They are designed to help assist investors in making their own portfolio decisions, and rely on factors such as historical data, the expertise of investors at The Motley Fool, algorithmic calculations, and investor’s inputs to produce the resulting data. These tools may malfunction, the premise upon which they are built may be inaccurate, our team may be wrong about the results that are displayed for members, and past performance is not a guarantee of future results. The Motley Fool investment team’s picks may be wrong, and investing in them, like making any investment, could result in loss.

All services and features provided by Motley Fool Tools are provided “AS IS.” The Fool assumes no responsibility for the timeliness or delivery of any content or the deletion or failure to store any personalized or customized settings.

The Motley Fool is not in the business of rendering personalized or individualized investment advice. We don't (and can't) know your financial situation, risk tolerances, or investing objectives- including inputs in these tools. Accordingly, the information provided along with the decisions made and actions taken in these Tools do not constitute a recommendation that a particular portfolio, framework, security, strategy or action taken is suitable for you, or any specific person for that matter.

The Motley Fool and the designers of these tools will not be liable for any investment decision you make, or action you take based upon reliance of any material you read here. The Motley Fool is a company of investors writing and designing tools for investors and as such, the writers (and/or the company) may own stocks mentioned in these Tools. For more information about writer disclosure, as well as a list of places where you can view stocks our writers and analysts own, see our disclosure policy.

An affiliate of The Motley Fool provides investment products that may hold securities mentioned in our publications or Tools. Editorial personnel have no nonpublic knowledge of the affiliate's holdings, and the affiliate's personnel have no knowledge of any editorial content or Tool outputs before it is published.

Simulator:

The Simulator is not a prediction of future stock performance and is instead intended to demonstrate the importance of diversification and long term holding when investing. It is based on historical data using Motley Fool Stock Advisor performance from March 31, 2002 - June 19, 2020, using an average portfolio from an average month during that time period.

The Simulator's data includes 14,271 possible distinct positions based on recommendations and date of investment. For the purposes of this simulation, each holding is weighted equally and held for a fixed period of time. The summary statistics show what an average portfolio from an average month would have returned, given the member selected parameters of portfolio size and holding period. It is intended to be updated quarterly to include new picks and performance dates.

Indicators:

The Indicators are a collection of metrics based on historical market factors that can help investors with their investment decisions. These metrics are generally based on publicly available data, but in some cases they may include proprietary data generated by The Motley Fool. While metrics like these can help inform investors about certain relationships in the market, please remember that no one indicator, metric, or tool is enough to base any investment decision on, and you should do your own research. Also, while we strive to keep these Indicators as up to date and accurate as possible, we do not guarantee they are timely or accurate, or even that they may be useful.

Stock Ranker:

Stock Ranker is a regular analysis done by the investing team to rate their confidence in the stocks within a service's universe of picks. They are ranked in terms of the team’s confidence in the pick’s potential success: gold, silver, or bronze. Within those categories, the stocks are ordered based on portfolio allocation. This analysis may lag current market conditions and may not reflect the current thinking of the team.

Allocator:

None of the information provided shall constitute personalized financial advice. All model portfolios are for educational purposes only. User inputs for investment time horizon and risk tolerance enable users to change Style Teams or see the models for other Styles at any time.

FoolPlan:

This tool is not personalized investment advice and should not be considered or used as such. Nor are we promising that by use of this tool, will you be able to make more money, preserve wealth, or otherwise. FoolPlan is designed to help assist investors in making their own financial decisions through a personal examination of their own finances and financial life.

Account Aggregation for Scorecard:

This Tool, and some elements of the Services available involve aggregating your account information from various financial institutions.

If you choose to link an account, you will be asked to identify the applicable financial institutions and enter your log-in credentials with these institutions. By submitting your log-in information, you represent that: (i) you have a valid customer relationship with the financial institution you are linking to; and (ii) you are entitled to submit such information to The Motley Fool for use in this manner.

By using account aggregation services, you expressly authorize The Motley Fool to access the account information maintained by the third parties on your behalf. For purposes of this Agreement and for the sole purpose of providing you with the Services, you grant The Motley Fool a limited power of attorney and appoint The Motley Fool as your attorney-in-fact and agent to access third party sites or servers, retrieve and use your information with the full power and authority to do and perform each and everything necessary in connection with such activities, as fully as you might or could do in person. YOU ACKNOWLEDGE AND AGREE THAT WHEN THE MOTLEY FOOL IS ACCESSING AND RETRIEVING ACCOUNT INFORMATION FROM THE ACCOUNT PROVIDERS' WEBSITES, THE MOTLEY FOOL IS ACTING AS YOUR AGENT, AND NOT ON BEHALF OR AS THE AGENT OF THESE FINANCIAL INSTITUTIONS. You agree that the account providers are entitled to rely on the foregoing authorization, agency, and power of attorney granted by you.

We work with third party service providers to retrieve and access your account information, and cannot guarantee the accuracy or timeliness of the information retrieved by a service provider or from the third party financial institutions where your accounts are held. We assume no responsibility for the timeliness, accuracy, or failure to deliver your account information.

Your third party financial institution log-in credentials are used only to extract the data necessary to provide the Services. The Motley Fool does not have the ability to make any changes to your accounts. We do not store your log-in credentials. For more information on our privacy practices, please see our Privacy Statement.

2.Disclaimer of Warranties and Liabilities

By using Motley Fool Tools, you agree that The Motley Fool, its directors, its employees, and its agents will not be liable for any investment decision made or action taken by you and others based upon reliance on any information we publish through these Tools. Please remember that past results are not necessarily indicative of future performance.

Under no circumstances will The Motley Fool, its employees, or its agents be liable for direct, indirect, incidental, or any other type of damages resulting from your use or downloading of any material on our sites, even if we have been advised of the possibility of such damages. This includes, but is no way limited to, loss or injury caused in whole or in part by our negligence or by things beyond our control in creating or delivering the Service or any of our services. This disclaimer of liability does not apply in New Jersey.

Although this is included in the Fool's Rules, it bears repeating (and capitalizing):

ALL INFORMATION PROVIDED OR MADE AVAILABLE THROUGH THE SERVICE ARE PROVIDED "AS IS." THE MOTLEY FOOL HEREBY DISCLAIMS ALL REPRESENTATIONS, WARRANTIES AND CONDITIONS, EXPRESSED OR IMPLIED, INCLUDING WITHOUT LIMITATION, WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE. WITH RESPECT TO OUR WEBSITES, OUR SERVICES, ANY CONTENT, TOOLS, OR PRODUCTS, YOU EXPRESSLY AGREE THAT YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF OUR SERVICES AND THE ACCURACY AND COMPLETENESS OF ITS CONTENT.

Some States do not allow exclusion of implied warranties or limitation of liability for incidental or consequential damages, so the above limitations or exclusions may not apply to you. In such states, our liability and that of our third party content providers will be limited to the greatest extent permitted by law. This disclaimer of warranties does not apply in New Jersey.

3.You Bear Responsibility for Your Financial and Investment Decisions.

While our purpose is to help you become a better investor, your investment decisions rest squarely with you. You agree that you bear sole and complete responsibility for your investment and financial decisions.

By using these Tools, you agree that The Motley Fool, its directors, its employees, and its agents will not be liable for any investment decision made or action taken by you and others based upon reliance on any information we publish. Please remember that past results are not necessarily indicative of future performance.

4.Trading Rules

The Motley Fool strives to operate with the highest level of integrity and to treat everyone -- our customers, employees and community -- fairly. For this reason, all of our Premium Services abide by trading rules.

5.The Service Is Intended for U.S. Residents Only

The Service is aimed at, and published for, individuals residing in the United States. The Motley Fool makes no representation that the materials provided, and actions taken by the Service are appropriate for users outside the United States or permitted under the laws of other jurisdictions.

If you choose to access or use the Service from a location other than the United States, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.

6.Everything Else

Please read the Fool's Rules for more details on our rules and policies including our dispute resolution procedures. If you see something that you think is a violation of the Fool's Rules or these Terms, please notify us at [email protected].

The Motley Fool reserves the right to change the Fool's Rules or these Terms at any time. Changes will be posted on the applicable Web page.

Last updated May 25, 2021

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