Banking Articles | Page 10
From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.
Recent Articles
Aug. 27, 2024 | By Ashley Maready
3 Reasons I'm Keeping My HYSA, Even After Rates Drop
Is it worth hanging onto a high-yield savings account once the yield is no longer so high? Learn why one writer is committed to keeping hers.
Aug. 27, 2024 | By Brittney Myers
Will CDs Still Be Worth It After the Fed Cuts Rates?
A rate cut will definitely impact record CD rates, but won't knock them out of the game. Here's a look at what to expect.
Aug. 27, 2024 | By Steven Porrello
3 Checking Accounts That Will Pay You $300 for Opening a New Account
Switching banks is a lot more fun when it earns you money. Find out which three checking accounts will pay you $300 to switch.
Aug. 27, 2024 | By Jamie Matthews
My 5-Year CD Stands to Earn Me Nearly $700 More Than My High-Yield Savings With Rates Set to Fall
I decided to lock in a high rate on a 5-year CD instead of leaving all my cash in savings. Find out how much more I stand to earn in interest by doing so.
Aug. 27, 2024 | By Danielle Antosz
Considering Longer-Term CDs? Now Might Be the Perfect Time
The Federal Reserve may drop interest rates soon. Find out why buying now might be a good idea for some investors.
Aug. 26, 2024 | By Dana George
How This Money Laundering Scheme You've Never Heard of Could Land You Behind Bars
Authorities have been looking for money launderers for years. Learn about one scheme that could land an ordinary person behind bars.
Aug. 26, 2024 | By Dana George
What Is a Neobank? 10 Things You Need to Know
The past 25 years have ushered in notable changes in banking. Here's what you should know about neobanks.
Aug. 26, 2024 | By Kailey Hagen
3 Places I'd Rather Put My Money Than a 5.00% APY CD
CD rates are high right now, but there are better places to put your money. Take a look at three options I recommend.
Aug. 25, 2024 | By Brittney Myers
How to Earn 5.20% Right Now on a LendingClub 10-Month CD
CD rates are still high -- for now. Check out this competitive short-term CD before rates are cut in the coming months.
Aug. 25, 2024 | By Ashley Maready
Is It Possible for You to Lose Money in a CD?
CDs are quite safe as far as investments go. But check out two situations that could see you losing money in one.
Aug. 24, 2024 | By Matt Frankel, CFP®
What Will Savings Account Interest Rates Be in 2025? Here's What We Know
The Federal Reserve is expected to gradually lower interest rates for the next couple of years. Learn what it could mean for your savings account.
Aug. 24, 2024 | By Ashley Maready
Forget Savings Accounts for Emergencies. Open This Account Instead
Money market accounts don't have the same buzz as high-yield savings accounts. Read on to learn why one could be perfect for your emergency fund.
Aug. 23, 2024 | By Steven Porrello
3 Reasons I Switched to a SoFi Bank Account
The SoFi Checking and Savings is free and boasts a competitive sign-up bonus. Learn why this author switched to SoFi -- and why you might want to as well.
Aug. 23, 2024 | By Ashley Maready
Forget Your Local Bank: Put Your Savings Here Instead
A bank with a branch in your neighborhood is the best fit for your cash, right? Maybe not. Learn about the advantages of online banks here.
Aug. 22, 2024 | By Matt Frankel, CFP®
Here's What Could Happen to CD Rates if the Fed Cuts Interest Rates Next Month
The Fed is virtually certain to start cutting rates at its September meeting. Find out what it would likely mean for CD interest rates.
Aug. 21, 2024 | By Kristi Waterworth
Fed Rate Cuts Are Coming: Lock In Your High CD Rate Now
Locking in your CD rates now is a smart move, before they drop across the board. Find out more here.
Aug. 21, 2024 | By Emma Newbery
Forget Checking Accounts: Money Market Accounts Pay Higher Interest
Top MMAs pay APYs of over 5.00% right now. Find out how you can put these hybrid accounts to work for you.
Aug. 20, 2024 | By Kristi Waterworth
Here's How Much the Average American Needs in Savings
Have you ever wondered if your emergency fund is enough? Read on to find out just what you need to meet the average household expenses.
Aug. 20, 2024 | By Matt Frankel, CFP®
This Is How Much Money You Can Make With $10,000 in a CD Ladder
A CD ladder can be a great way to combine reliable income and financial flexibility. Here's how much interest you can expect.
Aug. 20, 2024 | By Jamie Matthews
I Never Thought I'd Open a CD. Here's What Finally Changed My Mind
I've never considered myself a CD girl, but fear of missing out finally convinced me to open one. Read on to learn more about my reasoning.
Aug. 20, 2024 | By Kailey Hagen
High APY or a Cash Sign-Up Bonus? These 3 Banks Have Both
High APYs and account bonuses both have their merits, but it can be hard to choose between them. Learn more about the three banks where you don't have to.
Aug. 19, 2024 | By Natasha Etzel
Only Have a $1,000 Emergency Fund? Here's Why That's OK
An emergency fund is a great way to prepare financially for the unexpected. Learn why $1,000 is a great savings goal to start with as you establish your fund.
Aug. 19, 2024 | By Kailey Hagen
Want to Grow Your Savings Without Cutting Spending? You Need One of These
Saving money is hard, so it helps to have tools that make it easier. Here's something every saver needs in their arsenal.
Aug. 18, 2024 | By Natasha Etzel
Hoping to Afford a $5,000 Vacation Next Year? Do This Now
It's never too early to start thinking about your next vacation. Find out why you may want to start saving for your upcoming trip today.
Aug. 18, 2024 | By Kristi Waterworth
Lock in High Interest CDs Now Before the Fed Lowers Rates in September
When the Fed drops rates in September, CD rates will also fall. Learn why now is the time to lock in those 5% rates while you can.
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