Banking Articles

A pile of money with a seedling growing out of it

Sept. 22, 2024 | By Robin Hartill, CFP

Move Over, CDs. There's a Better Place to Put Your Money Now

Keeping money in a CD is safe, but your returns are limited. Find out why investing in S&P 500 ETFs using your Roth IRA is a better way to build wealth.

A red piggy bank against a yellow background

Sept. 22, 2024 | By Brittney Myers

Can You Get Paid for Switching Banks?

You can switch banks online in minutes, skipping the trip to a branch in most cases. Here's how you can even get paid to do it, if you choose the right account.

A green background with jester cap logos and a credit card image overlayed

Sept. 22, 2024 | By Emma Newbery

3 Times You Should Always Use Your Debit Card

Almost 50% of Americans carry a balance on their credit card. Find out how that's just one scenario where your debit card might trump credit.

A pot of change with a plant growing out of it

Sept. 22, 2024 | By Matt Frankel, CFP®

Are CDs Worth Buying Now That Rates Are Being Cut?

The Fed just cut rates for the first time since 2020. Find out what it means for CDs.

A young woman taking a picture of a check.

Sept. 21, 2024 | By Ashley Maready

Top 4 Things to Look for in a New Bank

Joining a new bank can do wonders for your finances. Read on for a few factors not to overlook when you're picking one out.

Sept. 21, 2024 | By Natasha Etzel

Should You Move Money Out of Savings Now That Rate Cuts Are Here?

Despite recent cuts to the federal funds rate, you should still keep your savings in the bank. Find out how much savings accounts APYs may change.

Two people holding shopping bags take money from an ATM machine while out on the town.

Sept. 21, 2024 | By Danielle Antosz

Here's How Much Money You Can Make in a Year Just by Switching Banks

Did you know you could come out ahead by $1,000 a year if you switched banks? Check out how lower fees and sign-up bonuses can add up to a solid payday.

People on a bus, with several using their cell phones.

Sept. 21, 2024 | By Emma Newbery

Even at 5%, CDs Are So Last Year. Here's Where to Put Your Money Today

Falling rates mean CDs are losing their shine. Find out what opportunities savers and investors might choose instead.

Sept. 20, 2024 | By Kristi Waterworth

The 3 Best Places to Put Your Money Now That Rate Cuts Are Coming

With rate cuts at the federal level, everything else will follow. Read on for some solid places to put your money that will continue to pay well for years.

A woman looking at her finances with a laptop and phone.

Sept. 20, 2024 | By Natasha Etzel

5 Ways This Bank Account Helps You Save More Money

Need a savings account to keep your extra money? Ally Bank's savings account has many useful features. Find out how this bank account can help you save more.

Sept. 17, 2024 | By Ashley Maready

HYSA Rates Can Change at Any Time. Should You Be Worried?

We're likely to see lower rates on high-yield savings accounts soon. Read on to learn why you should breathe easy, even if your HYSA's rate falls.

Sept. 16, 2024 | By Steven Porrello

High CD Rates Are Dropping Like Flies. These 5 CDs Are Still a Rare Opportunity

As the Federal Reserve prepares for its first rate cut, CD rates are dropping. Here are five CDs that still have competitive APYs.

Woman using laptop and smartphone at home

Sept. 16, 2024 | By Steven Porrello

This Is How Much Money You Should Actually Keep in Your Checking Account

Keeping too much money in your checking account could lead to missed opportunities. Find out the golden number here.

Sept. 16, 2024 | By Ashley Maready

CD Rates Are Likely to Fall Soon. Here's Why I'm Still Not Opening One

The days of 5% CD rates are coming to a close. Read on to learn why one writer still isn't biting -- and where her spare cash is going instead.

Happy woman writes on paperwork at a table with a coffee cup

Sept. 16, 2024 | By Kailey Hagen

Chase Is Offering a Super Easy $300 Bank Account Bonus -- but Time's Running Out to Claim It

Checking account bonuses offer extra cash, but they're not always easy to achieve. Here's what you need to know about Chase's competitive offer.

A woman sitting in a sunny window seat and checking her tablet.

Sept. 16, 2024 | By Natasha Etzel

This HYSA Is the Most Popular Among Millennials in 2024

Are you a millennial who wants to open a new savings account? Here are some of the top features millennials love about Ally's online savings account.

Two men in thought looking at a laptop screen together.

Sept. 16, 2024 | By Matt Frankel, CFP®

Should You Pay Extra Toward Your Mortgage or Save Money in a CD?

If you have a low-interest mortgage, there's a mathematical reason to pay it off as slowly as possible. But is that the right move for you? Find out here.

A person looking at paperwork and a laptop while standing at the kitchen counter.

Sept. 16, 2024 | By Matt Frankel, CFP®

I'm About to Open a CD. Here's Why I'm Not Going for the Absolute Highest Rate

A high interest rate is certainly a priority as I shop around for CDs. But it isn't my only priority. Read on to see why.

Sept. 15, 2024 | By Danielle Antosz

Is $25,000 Too Much to Keep in a High-Yield Savings Account?

There's nothing wrong with keeping $25,000 in an HYSA. But read on to learn how a balanced approach could help you earn higher yields.

Sept. 14, 2024 | By Kailey Hagen

4 Chase Bank Account Bonuses You Can Get -- if You Act Fast

Bank account bonuses can make an account a lot more appealing. Check out four great offers from Chase to consider now.

A bank teller smiles to a customer from behind her desk.

Sept. 14, 2024 | By Dana George

Here's What Happens When You Withdraw More Than $10,000 From Your Savings Account

The federal government received a report if you've ever withdrawn more than $10,000 from your bank account. Keep reading to learn why.

Sept. 14, 2024 | By Brittney Myers

Here's How Much Interest You Can Earn on $1,000 in Savings

Reaching $1,000 in savings can be a big milestone, but it's even better when you realize that money can work for you. Here's how much it can grow.

A person holding a bunch of dollar bills in front of their face