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Christy Bieber

TMFChristyB

Former college teacher. Textbook contributor. Personal finance writer. Passionate advocate of smart money moves to achieve financial success.

Recent Articles by Christy Bieber

retiree reviewing finances

Apr 2, 2025 by Christy Bieber

The Average Social Security Benefit Is Way Lower Than You Would Expect. Here's Why.

If you're hoping your Social Security benefits will be enough to support you, a look at the average benefit may prompt you to reconsider.

retired couple looking at financial paperwork

Apr 2, 2025 by Christy Bieber

This Big Change to Social Security Is Only Going to Happen 1 More Time in 2026

Retirees next year will experience a Social Security change that's not likely to happen again after 2026.

Reviewing financial paperwork

Apr 2, 2025 by Christy Bieber

3 Harsh Social Security Truths That Could Derail Your Retirement Security

Be sure you know the truth about Social Security before you end up with serious retirement regrets.

Couple looking at computer together

Oct 17, 2024 by Christy Bieber

More Retirees Will Owe Taxes on Social Security Benefits in 2025. Here's Why.

A growing number of seniors have to give the IRS a cut of their retirement benefits each year. Find out why that's the case.

Taking a selfie on vacation

Oct 17, 2024 by Christy Bieber

This Big Social Security Change Was Just Announced, and It Will Affect Your 2025 Benefits

The Social Security Administration made an important announcement on Oct. 10 that will affect every retiree receiving benefits.

Working and typing

Oct 18, 2024 by Christy Bieber

54% of Future Retirees Risk Losing Some of Their Social Security Benefits

Many retirees who plan to work while on Social Security may not realize the impact this could have on their monthly benefits.

Adults looking at financial paperwork.

Oct 18, 2024 by Christy Bieber

Social Security's 2025 COLA is a Good News, Bad News Situation

Retirees are getting a raise next year, but the news isn't all good. Find out why the COLA may end up not being all its cracked up to be in 2025.

Adult writing with pen on table and sofa

Oct 17, 2024 by Christy Bieber

The No. 1 Reason to Claim Social Security at Age 62

The best reason to claim Social Security at age 62 is to make sure that your savings don't run out if you're unable to work.

retiree reviewing finances

Oct 19, 2024 by Christy Bieber

2 Important Changes to Social Security Were Just Announced for 2025

Social Security announced changes that will affect the amount of money current and future retirees have next year.

Typing on Laptop

Oct 16, 2024 by Christy Bieber

Social Security Retirees Are in for an Unpleasant Surprise in 2025

Social Security retirees who have enjoyed big cost-of-living adjustments will face an unpleasant surprise next year.

Reviewing finances

Oct 17, 2024 by Christy Bieber

Social Security's Tax Rules Should Change Next Year. Here's Why They Won't.

Social Security imposes taxes on benefits for people who earn above a certain income -- and that income threshold hasn't changed for decades.

Couple with financial advisor

Oct 17, 2024 by Christy Bieber

Social Security Retirees Are Getting a Raise in 2025. Here's When Your Checks Will Get Bigger.

Retirees are getting a 2.5% benefits increase soon -- but when will your payments get larger? Find out here.

Adult looking at laptop unhappily.

Oct 18, 2024 by Christy Bieber

Will More of Your Paycheck Go to Social Security Taxes Next Year?

Some high earners will find they owe more Social Security tax next year thanks to changes in the wage base limit. Learn more here.

Adults looking at financial paperwork.

Oct 18, 2024 by Christy Bieber

38% of Americans Have Bought Into This Social Security Myth. Are You 1 of Them?

Many Americans wrongly believe Social Security benefits are going to run out, which is not the case thanks to the way the program is funded.

retired couple

Oct 18, 2024 by Christy Bieber

The 2025 Social Security COLA Is Doing Something It Hasn't Done for 28 Years

With the announcement of the 2025 Cost-of-Living Adjustment, next year's COLA will officially do something seniors of this generation have never seen.

retired couple looking at financial paperwork

Oct 17, 2024 by Christy Bieber

3 Numbers Every Social Security Retiree Needs to Know Before 2025

If you want to make informed choices about Social Security in 2025, there are three key numbers you need to know, including the amount of your COLA.

Reviewing finances with laptop.

Oct 16, 2024 by Christy Bieber

How Much More Money Will the Average Social Security Retiree Get in 2025?

When the Social Security cost-of-living adjustment goes into effect next year, retirees can expect a small raise. Find out just how big the benefits increase will be.

Reviewing financial paperwork

Oct 16, 2024 by Christy Bieber

Your 2025 COLA Is Going to Disappoint You. It Shouldn't.

Retirees in 2025 will get the smallest Social Security benefits increase in several years. While this may seem disappointing, it's actually a good thing for most seniors.

Adult looking at laptop unhappily.

Aug 27, 2024 by Christy Bieber

The Unfortunate Truth About Maxing Out Your 401(k)

Maxing out your 401(k) may seem like a good way to save for retirement, but it actually has some pretty big downsides and probably isn't the right move.

Person using calculator and reviewing documents

Aug 27, 2024 by Christy Bieber

Want Your Social Security Benefit to Be 24% Bigger? Here's How to Make It Happen.

You can increase your Social Security benefit by 24% if you wait to claim your first check until you turn 70. But is it possible to put off your benefits claim for so long?

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