Sep 8, 2022 by Ryan SzeHow Much Money Do You Need to Retire?You may be familiar with the assertion that "retirement is a number, not an age." But what is that number -- and how much is enough?
Aug 24, 2022 by Ryan SzeMedicare Supplement vs. Medicare Advantage -- Which Is Right for You?Medigap and Medicare Advantage plans both allow you to complement the coverage you receive from Original Medicare. But which should you choose?
Aug 21, 2022 by Ryan SzeShould You Join a Medicare Advantage Plan?These plans are private health insurance policies that bundle together Medicare Parts A, B, and D.
Aug 20, 2022 by Ryan SzeIs Medicare Supplement Insurance Right for You?Medicare supplement insurance, or Medigap, provides extra coverage to retirees enrolled in Original Medicare. Should you get a Medigap plan?
Aug 3, 2022 by Ryan SzeIs Buying Long-Term Care Insurance Worth It?Seventy percent of all current retirees will require some form of long-term care in old age.
Aug 1, 2022 by Ryan SzeTurning 65? Here's What to Know About Medicare Part BMedicare Part B comes with a $171.10 monthly premium, a $233 annual deductible, and a 20% coinsurance split. Make sure to plan for these costs.
Jul 30, 2022 by Ryan SzeSome of the Largest Roth IRAs in Existence -- and What You Can Learn From ThemMore than 28,600 Americans have IRAs worth more than $5 million each. What can these "mega IRAs" teach you about your own?
Jul 28, 2022 by Ryan SzeBecoming an HSA Millionaire: Is It Possible?Being an IRA or 401(k) millionaire is rare, but not unheard of. But what about being an HSA millionaire?
Jul 28, 2022 by Ryan SzeDon't Keep Your HSA Balance in Cash -- Put It to Work InsteadYour Health Savings Account isn't just for saving -- it's also for investing. So make sure you put your idle cash to good use.
Jul 16, 2022 by Ryan SzeMedicare Part A Isn't (Entirely) Free. Here's How Much It CostsPart A also comes with deductibles and coinsurance that aren't free -- so make sure you plan for those costs.
Jun 23, 2022 by Ryan SzePremiums, Deductibles, and Co-Pays: What Your Health Coverage Really Costs YouYou're not entirely off the hook for healthcare costs after paying your insurance premiums. Here are a few other expenses to keep in mind.
Apr 29, 2022 by Ryan SzeHow to Optimize Your Savings and Set Yourself Up for RetirementThere are thousands of ways to save and invest, but some approaches are more optimal than others. How should you save in order to maximize your short- and long-term financial well-being?
Apr 21, 2022 by Ryan SzeLosing Money in the Stock Market? Here's How You Can Earn it BackThough large drawdowns are scary, it's possible to recover from them. But just how much will you need to make back to break even?
Mar 22, 2022 by Ryan SzeStock Buybacks vs. Dividends: Which is Most Tax-Efficient?Dividends are great for spending -- but may not be the best for reinvesting. Is there a better alternative?
Mar 11, 2022 by Ryan SzeWith Perpetual Withdrawal Rates, Your Money Can Last ForeverThe well-known 4% safe withdrawal rate promises you'll never run out of money in retirement. But is it actually safe -- and is there a better alternative?
Mar 4, 2022 by Ryan SzeWhy HSAs are the Most Tax Advantaged Savings Accounts in the U.S.Health Savings Accounts (HSAs) offer triple tax benefits, but come with a host of health insurance, contribution, and spending restrictions. Is it right for you?
Feb 24, 2022 by Ryan SzeInvestors Need Both Time and Savings to Build WealthThough savings are necessary, compound interest earned over time is the real driver of wealth. But just how powerful is it?
Jan 31, 2022 by Ryan SzeWhy Do Angel Investing When Big Tech Will Suffice?Do you need to invest in start-ups early in order to earn high returns? Do simpler strategies that only involve public tech stocks perform as well?
Jan 12, 2022 by Ryan SzeThe Most Precious Things Money Can BuyWe invest to grow our wealth -- but it's what we do with it that really impacts our lives. So how do we spend it, and what things are worth our money?
Dec 20, 2021 by Ryan SzeStay Invested, Even Through The DrawdownsSeeing a large portion of your life savings vanish over a matter of weeks can be nerve-wracking. Should you sell now to prevent further losses, or should you hang tight and stay in the market?