Banking Articles | Page 2
From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.
Recent Articles
Nov. 29, 2024 | By Ashley Maready
Here's Why I Keep a Savings Account That Only Pays 0.01% APY
High-yield savings accounts are all the rage, for good reason. But read on to see why even a low-APY savings account can improve your finances.
Nov. 29, 2024 | By Robin Hartill, CFP
Have $5,000 in Your Checking Account? Here Are 3 Better Places to Keep Your Cash
Checking accounts offer convenience, but the interest rates are pitiful. If you've got extra money in your checking accounts, consider these three alternatives.
Nov. 27, 2024 | By Lyle Daly
5 Reasons to Open a High-Yield Savings Account in 2025
Don't have a high-yield savings account yet? Check out the most compelling reasons why you should change that in 2025.
Nov. 26, 2024 | By Lyle Daly
Should You Open a 5-Year CD in 2025?
With a 5-year CD, you could earn a fixed rate on your money until 2030. Explore the pros and cons to see if this is the right option for your savings.
Nov. 25, 2024 | By Kailey Hagen
Smart Investors Are Avoiding 12-Month CDs, Even With Rates at 5%. Here's Why
Short-term CDs have the highest rates right now, but they're probably not the wisest investment for you. Here's why and where to invest instead.
Nov. 25, 2024 | By Lyle Daly
4 Reasons Why CDs Aren't a Good Investment for 2025
CDs are a safe investment option, but they have some big drawbacks. Learn why they aren't the best way to invest your money in 2025.
Nov. 25, 2024 | By Lyle Daly
Act Fast: Earn a $300 Bonus With This Chase Checking Account
Chase is offering an easy-to-earn bonus for new checking customers. Get all the details on how it works and what the requirements are.
Nov. 24, 2024 | By Kristi Waterworth
Here's What Will Happen if You Put $5,000 in a 6-Month CD Today
It's a surefire way to guarantee a steady interest return, even when interest rates are dropping across the board. Read on to learn more.
Nov. 24, 2024 | By Matt Frankel, CFP®
CDs vs. I Bonds: What's the Better Place for Your Cash?
CDs have higher yields, for now. Which is the better choice for you? Find out more here.
Nov. 23, 2024 | By Lyle Daly
Are CDs a Good Investment for 2025?
CDs are a safe investment that earn a fixed interest rate. See if they're worth getting in 2025 or if you should find another place for your money.
Nov. 23, 2024 | By Ashley Maready
Why I Said 'No' to CDs and 'Yes' to Better Investment Opportunities
I'm an investor getting a late start, and CDs just don't cut it for me. Keep reading to learn why I'm opting for stock market investing instead.
Nov. 22, 2024 | By Emma Newbery
3 Banking Habits of Millionaires
You don't need to win the lottery to become a millionaire. With time and careful spending, many of us can build wealth. Find out how with these banking practices.
Nov. 19, 2024 | By Matt Frankel, CFP®
How to Pick a Savings Account for Your Emergency Fund
It's important to have money saved for unforeseen expenses. But where should you put it? Learn the best places here.
Nov. 19, 2024 | By Jordi Lippe-McGraw
Are You Saving Enough? See How You Compare to the Average American's Savings
Find out where your savings stand compared to others. Explore averages by age and household, and learn tips to grow your balance.
Nov. 19, 2024 | By Emma Newbery
How High Could CD Rates Go in 2025?
Experts believe CD rates will go down rather than up in 2025 --but they're not always right. Find out what factors might send savings rates back to record highs.
Nov. 19, 2024 | By Emma Newbery
The 3 Worst Places to Park Your Savings
The best place to put your savings is a safe account with a solid APY and minimal fees. Find out what to avoid if you want your money to work for you.
Nov. 18, 2024 | By Dana George
The Single Smartest Financial Move My Husband and I Have Ever Made
No one is born understanding how finances work. After years of hits and misses, here's the wisest financial move one writer ever made.
Nov. 18, 2024 | By Matt Frankel, CFP®
Here's What Will Happen if You Put $10,000 in a 12 Month CD Today
Do you know how much your money could earn in a CD? Find out what you need to know.
Nov. 18, 2024 | By Kristi Waterworth
Confession: I've Never Put Money in a CD and I Never Will
Certificates of deposit are great -- for other people. Read on to find out why they're a terrible fit for me.
Nov. 18, 2024 | By Lyle Daly
Forget About 5% CDs -- Here's Where You Should Put Your Savings Instead
CDs have high rates, but you can't get your money out whenever you want. Find out which type of bank account could be a better choice for your savings.
Nov. 18, 2024 | By Natasha Etzel
This Is How Much Money You Can Make With $30K in a High-Yield Savings Account
Keeping your cash in a high-yield savings account can boost your bank account balance. Find out how much you can earn with $30,000 in savings.
Nov. 18, 2024 | By Matt Frankel, CFP®
Should You Use a Savings Account or 1-Year CD for Emergency Savings?
What is the best place for your emergency fund? Here's what you need to keep in mind to decide.
Nov. 17, 2024 | By Danielle Antosz
This Is How Much Money You Can Make With $20,000 in a High-Yield Savings Account
You'll earn around $800 per year in interest if you put $20,000 in a HYSA today. But there might be better options. Keep reading to learn more.
Nov. 17, 2024 | By Matt Frankel, CFP®
You Might Be Shocked How Much More Online Savings Accounts Pay -- Even After the Fed's Rate Cuts
Online savings account interest rates have come down a bit. But they’re still far higher than the alternative. Here's what you need to know.
Nov. 16, 2024 | By Dana George
Here's What Happens When You Try to Deposit Cash in an ATM
Depositing cash in your bank's ATM sounds pretty straightforward. However, find out what you're likely to run into if you try.
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