Banking Articles | Page 4
From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.
Recent Articles
Nov. 5, 2024 | By Lyle Daly
This Is How Much Money You Can Make With $50,000 in a High-Yield Savings Account
A high-yield savings account is a great way to grow your savings. Discover how much passive income you could earn with $50,000 in one of these accounts.
Nov. 5, 2024 | By Kristi Waterworth
3 Reasons to Open a CD in November
November is the gateway to the holiday season, but it's also a great time to secure some passive income with a certificate of deposit. Learn why here.
Nov. 5, 2024 | By Steven Porrello
These 3 Savings Accounts Will Earn You More Than Capital One's 4.00% APY
You don't have to settle for a 4.00% APY. Learn which high-yield savings accounts have the best rates we've found today.
Nov. 3, 2024 | By Kailey Hagen
2 Important 2025 Banking Changes Everyone Should Know About
Saving and borrowing money is going to look a lot different next year. Here's what to expect.
Nov. 3, 2024 | By Lyle Daly
Why You Shouldn't Keep Your Emergency Fund in a CD, Even With Rates as High as 5%
Putting your emergency fund in the wrong type of account can be risky. Find out why CDs aren't a good choice for emergency savings.
Nov. 3, 2024 | By Lyle Daly
5 Underrated Perks of High-Yield Savings Accounts
There's more to high-yield savings accounts than an impressive APY. Discover the underrated perks that you could get from this type of account.
Nov. 3, 2024 | By Lyle Daly
Prediction: High-Yield Savings Rates Will Fall Below 4% in 2025
A recent rate cut led to lower APYs on high-yield savings accounts. Find out what savings rates could look like next year and how to prepare for it.
Nov. 2, 2024 | By Matt Frankel, CFP®
What You Need to Know About CD Rate Changes for 2025
CD rates have started to fall. What should savers expect in 2025? Read on to find out.
Nov. 2, 2024 | By Ashley Maready
Forget Paper Checks: Here's Why It's Time to Use Other Payment Methods
Paper checks expose you to fraud, and they're massively inconvenient. See why you should switch to another way to pay.
Nov. 1, 2024 | By Lyle Daly
Need a High-Yield Savings Account? Here's My No. 1 Choice
A high-yield savings account is a smart way to maximize your savings. Check out one of the top options with a competitive APY and no monthly fees.
Oct. 29, 2024 | By Matt Frankel, CFP®
If You Have a High-Yield Savings Account, Mark This Important Date on Your Calendar
Your interest rate could change soon. Here's when you'll have a good idea of what to expect.
Oct. 29, 2024 | By Cole Tretheway
2 Red Flags Your Bank Is Putting Profits Above Your Financial Health
Is your bank bleeding you dry? Spot the red flags and protect your cash from sneaky fees and lousy rates.
Oct. 28, 2024 | By Kailey Hagen
Today's CD Rates Are the Best They're Going to Get. But I'm Not Rushing to Open One
CD rates have dropped, but they're definitely still above average. Find out why I'm not racing to lock one in before the next rate cut.
Oct. 28, 2024 | By Emma Newbery
Digital Wallet vs. Debit Card: Which Is Safer?
Almost 50% of Americans have used a digital wallet in the past three months. Find out whether it's safe to keep so much sensitive information on your phone.
Oct. 27, 2024 | By Steven Porrello
What Happens if You Deposit More Than $10,000 in Your Bank Account?
Making a big deposit at your bank can trigger a report to the federal government. Find out what happens when you deposit $10,000 or more.
Oct. 27, 2024 | By Danielle Antosz
Can You Still Make Money Investing in CDs?
As the Fed drops rates, are CDs still a solid investment? See what you need to know about buying CDs in today's market.
Oct. 27, 2024 | By Matt Frankel, CFP®
These 3 Top Banks Have Already Lowered Interest Rates After September's Fed Rate Cut
These savings accounts have lower interest rates than a couple months ago. But find out why they're still worth a closer look.
Oct. 27, 2024 | By Lyle Daly
5 Sure Signs You're Using the Wrong Savings Account
Using the wrong savings account could cost you. Check out a few warning signs that you need to make a change.
Oct. 26, 2024 | By Kailey Hagen
Here's What Happens When You Withdraw a Lot of Money From Your Bank Account
Withdrawing a lot of money from your bank account isn't as simple as just stopping at your local ATM. Here's what could happen if you try it.
Oct. 25, 2024 | By Lyle Daly
3 Reasons Your CDs Aren't as Safe as You Think
CDs are generally considered a safe way to grow your money. Learn about the risks of investing in CDs before you open one.
Oct. 25, 2024 | By Matt Frankel, CFP®
Should You Use a Brick-And-Mortar or Online Checking Account?
You might be surprised at how much better online checking accounts can be. Take a look at what you need to know.
Oct. 25, 2024 | By Matt Frankel, CFP®
CD Yields Could Stay Higher for Longer -- Here's Why
Are you worried about being able to get a CD with a high interest rate? There might be some good news. Find out more here.
Oct. 24, 2024 | By Natasha Etzel
This Is How Much Money You Can Make With $10K in a High-Yield Savings Account
It pays to keep your money in a savings account with a competitive interest rate. Find out how much you can earn with $10,000 in a high-yield savings account.
Oct. 24, 2024 | By Lyle Daly
3 Reasons Not to Open a CD Right Now, Even With Rates at 5%
Despite a recent rate cut, high-paying CDs are still available. Before you open one, find out why this might not be the best place for your money.
Oct. 23, 2024 | By Ashley Maready
4 Ways to Safeguard Your Money in an Online Bank
Online banks are as safe as traditional ones -- and charge fewer fees while paying higher APYs. Learn how to keep your money secure in online bank accounts.
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