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Banking Articles | Page 3

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A pile of money with a seedling growing out of it
Nov. 15, 2024 | By Steven Porrello

3 Little-Known Perks of Buying CDs

CDs can be a smart way to grow your money. But if all you know about CDs is the high APYs, here are three perks that may surprise you.
A person standing across from a teller at a bank counter and writing a check.
Nov. 15, 2024 | By Brittney Myers

My First-Time Home-Buying Mistake -- and the Banking Hack That Saved the Day

No matter how much you think you know, we all forget something. See how it went for one first-time home buyer.
A woman looking at her finances with a laptop and phone.
Nov. 15, 2024 | By Kailey Hagen

I Don't Care If My Savings Account Has the Highest APY. Here's Why

High APYs are great, but they're not the only thing you should focus on in a savings account. These other things matter too. Read on to learn more.
A person typing on a laptop while sitting comfortably on a couch.
Nov. 15, 2024 | By Ashley Maready

Is a Money Market Account a Good Place for Your Emergency Fund?

Having access to your emergency fund is important. Learn why one type of bank account might be perfect for this.
A stack of coins against a yellow background
Nov. 12, 2024 | By Matt Frankel, CFP®

Is $10,000 Too Much to Keep in a Checking Account?

How much is too much in your checking account? There's no perfect answer, but here's what you need to know.
A dollar bill against a pink background
Nov. 12, 2024 | By Matt Frankel, CFP®

These 3 Savings Accounts Will Earn You More Than Citi's 4% APY

Citi offers a fantastic savings account for a brick-and-mortar bank. But these three alternatives can help you maximize your yield.
Woman taking notes while using a laptop
Nov. 11, 2024 | By Ashley Maready

3 Reasons I Switched to an Ally Savings Account

Where you keep your savings matters. Read on to learn why one writer is opting for an account with Ally.
A pile of money with a seedling growing out of it
Nov. 11, 2024 | By Emma Newbery

Here's How Much Interest You Can Earn on $5,000 in Savings

If you aren't using a high-yield savings account, you could be missing out on hundreds each year. Learn how the right account can supercharge your savings.
A woman searching on her laptop while sitting at her kitchen table.
Nov. 10, 2024 | By Emma Newbery

CDs vs. Savings Accounts: Which Is Better Now That Rates Are Falling?

The high-savings rate environment has upturned a lot of old ideas about CD vs. savings accounts. Here's how to decide where to put your money.
A person leaning against a railing in a busy city center while looking at a cell phone.
Nov. 10, 2024 | By Dana George

How Much Money Should You Keep in Checking? Here's the Sweet Spot

There's no clear consensus regarding how much we should keep in checking. Keep reading so you can decide for yourself.
A red piggy bank against a yellow background
Nov. 9, 2024 | By Natasha Etzel

3 Savings Strategies That Allow Me to Save More

Making small changes could make a big difference in how much you save. Read on for savings strategies to help you put more money aside.
Mature couple smiling with cellphone in hand while sitting outdoors among background of mountains
Nov. 9, 2024 | By Matt Frankel, CFP®

3 Reasons CDs Are Still Great for Retirees

Although rates have fallen in the past few months, CDs remain an excellent choice for retirees looking for income. Learn why here.
A hand tossing an iphone in the air
Nov. 8, 2024 | By Emma Newbery

3 Reasons to Switch Banks in November

With top savings accounts paying 4% or more, switching banks could make you money. Find out why else to get yourself a new bank account before the holiday season.
A pile of money with a seedling growing out of it
Nov. 8, 2024 | By Emma Newbery

Why Settle for 5%? Consider These 3 Investment Options Beyond CDs

Savings rates are falling and it's time to look beyond CDs and savings products. Find out about investments that have historically paid better returns.
A calculator, pad, and pen against a yellow background
Nov. 8, 2024 | By Natasha Etzel

This Is How Much Money You Can Make With $1K in a High-Yield Savings Account

Having money saved is an excellent way to be financially prepared. Here's how much you can earn with $1,000 in a high-yield savings account.
A wad of folded dollar bills
Nov. 8, 2024 | By Ashley Maready

2 Reasons Money Market Accounts Are Worth It -- Even After Fed Rate Cuts

Money market accounts fly under the banking radar, but they have high APYs and useful features. Read on to learn more about MMAs.
A pot of change with a plant growing out of it
Nov. 7, 2024 | By Matt Frankel, CFP®

Prediction: Here's What the Top 5-Year CD Yields Will Be at the End of 2025

What are interest rates expected to do in the coming months? Find out, and learn what it could mean for 5-year CDs.
A dollar bill against a pink background
Nov. 6, 2024 | By Matt Frankel, CFP®

Here's Exactly How the Fed's Rate Cut Has Affected CD Rates

The Fed's rate-cutting cycle has started. Read on to find out how CD rates have been impacted so far.
woman putting change into piggy bank.
Nov. 6, 2024 | By Brittney Myers

3 High-Interest Savings Accounts to Check Out in November

You can find great high-yield savings accounts even in the midst of rate drops. Start your search with our top picks.
A glass jar tipped over with coins falling out
Nov. 6, 2024 | By Brittney Myers

4 Reasons to Open a High-Yield Savings Account in November

It's never a bad time to open a new savings account, especially if you keep these perks in mind when exploring your options. Read on for more.
A stack of coins against a yellow background
Nov. 5, 2024 | By Lyle Daly

3 Savings Accounts That Will Earn You More Than a Wells Fargo Account

Wells Fargo savings accounts don't pay much interest. Check out three high-yield savings accounts you could use to earn more from your money.
Man reading newspaper and looking at a tablet
Nov. 5, 2024 | By Matt Frankel, CFP®

The Federal Reserve Could Give Savers Good News in November -- Here's Why

Rate-cut expectations have come into focus lately, and they could be good news for people with savings accounts. Find out more here.
A woman looking at her finances with a laptop and phone.
Nov. 5, 2024 | By Matt Frankel, CFP®

3 Reasons You Should Open a High-Yield Savings Account Right Now

A high-yield savings account can be an excellent financial tool. Here's why you should finally make the switch.
A young adult pumps their fist in celebration while going over paperwork and using a laptop at home.
Nov. 5, 2024 | By Ashley Maready

3 Great CDs to Check Out in November 2024

CD rates are still high -- but expect them to fall over the coming months. Read on for three picks to lock in a competitive rate this month.
A glass jar full of bills and coins
Nov. 5, 2024 | By Brittney Myers

Why I'm Choosing High-Yield Savings Accounts Over CDs Right Now

CDs can lock in your rates and grow your savings, but they aren't ideal for every situation. See when to consider a savings account instead.