Banking Articles | Page 6
From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.
Recent Articles
Oct. 14, 2024 | By Natasha Etzel
My Savings Account's Rate Just Dropped. Here's Why I'm Not Worried About It
Do you have a high-yield savings account and are worried about potential interest rate reductions? Find out why one writer isn't too concerned.
Oct. 13, 2024 | By Kailey Hagen
Prediction: There's Only a Few Weeks Left to Lock in a 4.00% APY CD
CD rates have already come down quite a bit and more drops are coming. Here's what you need to know about the next move lower.
Oct. 13, 2024 | By Ashley Maready
Forget CDs. Even With Falling Rates, a Savings Account Is a Better Choice
CDs have undeniable perks -- but for most savers, a high-yield savings account is the preferable option. Here's why.
Oct. 13, 2024 | By Lyle Daly
Prediction: Here's What the Highest CD Rates Will Be in 2025
The Federal Reserve recently cut interest rates, and it's probably not done. Find out what this could mean for CD rates in 2025.
Oct. 12, 2024 | By Ashley Maready
Is Your Savings Account APY Falling? Here's Why You Shouldn't Panic
A Federal Reserve rate cut means lower rates on bank accounts. Keep reading to learn why this isn't worth worrying about too much.
Oct. 12, 2024 | By Dana George
Why a CD May Be Your Best Friend as Interest Rates Drop
Like a friend, you know what to expect with a CD. Keep reading to learn more about how a CD can make your life more comfortable.
Oct. 11, 2024 | By Dana George
Why Everyone Should Think About Buying CDs Now
Now may not be the right time for everyone to invest, but a CD remains an excellent choice for some. Find out why.
Oct. 11, 2024 | By Danielle Antosz
Interest Rates Are Dropping -- Should You Move Money Out of Your HYSA?
The Fed's rate drop impacts HYSA interest APYs. Here's how to know if it's time to switch accounts or stay put, as well as alternatives for higher returns.
Oct. 11, 2024 | By Dana George
A Fed Rate Cut Is Finally Here. 4 Things You Should Do Right Now
Dropping interest rates may be good news, but they signal us to take specific financial steps. Read on for four of them.
Oct. 10, 2024 | By Matt Frankel, CFP®
The Fed Just Cut Rates -- but This High-Yield Savings Account Is Still a Great Deal
The Discover® Online Savings account is a solid high-yield savings product you should put on your radar. Find out why.
Oct. 8, 2024 | By Danielle Antosz
This Is How Much Money You Can Make With $15,000 in a CD Ladder
You could earn $1,031.38 in a $15,000 CD ladder over three years. Learn what to look for when comparing CD rates.
Oct. 7, 2024 | By Lyle Daly
Worried About Plummeting Interest Rates? Here's How to Keep Earning Big With Your Savings
Many of the top savings accounts have reduced their interest rates. Learn about an overlooked method to keep getting the most out of your savings.
Oct. 7, 2024 | By Steven Porrello
Are 5-Year CDs Still Worth Buying With Rates Down to 3.40%?
CD rates are dropping like flies. Learn when it's worth getting a long-term CD and when you're better off with other investments.
Oct. 7, 2024 | By Kailey Hagen
Prediction: Savings Account APYs Will Fall Further in November or December
Federal Reserve rate cuts are already dropping savings account rates, and more cuts are on the way. Take a closer look at how you can prepare.
Oct. 7, 2024 | By Kailey Hagen
Keeping Lots of Money in Your Checking Account? Here Are 3 Better Places for Your Cash
Checking accounts have their place, but they're not meant for all your cash. Here are three better places to keep your money now.
Oct. 6, 2024 | By Kristi Waterworth
CDs vs. Treasury Bonds: Which Is the Better Place for Your Savings Right Now?
Looking for the best place to put your long-term savings right now? CDs and Treasury bonds are both good options. Find out how to decide inside.
Oct. 6, 2024 | By Kailey Hagen
3 Great CDs to Check Out in October 2024
CD rates are expected to fall soon, but great offers still exist. Read on for some of the best CDs you can find right now.
Oct. 6, 2024 | By Natasha Etzel
3 Reasons to Open a High-Yield Savings Account in October
Have you been thinking about opening a high-yield savings account? Don't delay. Find out why you may want to open an HYSA during October.
Oct. 5, 2024 | By Danielle Antosz
This Is How Much Money You Can Make With $20,000 in a High-Yield Savings Account
You'll earn around $800 per year in interest if you put $20,000 in a HYSA today. But there might be better options. Keep reading to learn more.
Oct. 5, 2024 | By Cole Tretheway
Is $10,000 Too Much to Keep in a Savings Account?
How much savings is too much? Find out when to keep $10,000 in a savings account vs. putting it somewhere else.
Oct. 4, 2024 | By Dana George
Made Money on CDs in 2024? Here's How Much You'll Owe the IRS
In recent months, CDs have paid record-high APYs. If you cashed in on these high rates, here's how much you'll need to pay Uncle Sam.
Oct. 4, 2024 | By Ashley Maready
3 Signs You're Using a Safe Bank
Does your bank make keeping your money secure a top priority? Read on for a few ways to tell you've found a safe bank.
Oct. 2, 2024 | By Kailey Hagen
If the Fed Cuts Rates Next Month, I Won't Change a Thing
More Federal Reserve rate cuts are on their way. Find out why I plan to continue managing my money the same way.
Oct. 1, 2024 | By Cole Tretheway
3 Reasons to Switch Banks in October
Boost your interest income in time to pay for that pumpkin spice latte. Find out why October may be your time to switch banks.
Oct. 1, 2024 | By Kailey Hagen
A Fed Rate Cut Is Likely Coming Next Month. Here's What It Means for Your CDs
Several Fed rate cuts are on the way in the coming months. Here's how that will affect new and existing CD rates.
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